Regional Australia Bank Home Loans
Regional Australia Bank is the name of three New South Wales credit union brands that combined to form Australia’s largest inland credit union. The Regional Australia Bank, formerly Community Mutual Group, dates back to 1970 and is now responsible for managing assets worth just under $1 billion.
As a credit union, the Regional Australia Bank can reinvest its profits in the business passing benefits that include competitive rates directly to its 700,000 plus membership base. Regional Australia Bank offers a range of every day banking products in addition to insurance, credit cards and home loans.
In 2013 Regional Australia Bank won Money Magazine’s Socially Responsible Mutual of the Year Award.
Regional Australia Bank Home Loan Calculator
Interested in an Regional Australia Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Regional Australia Bank compares to its competitors. Simply plug in your borrowing amount below.
Regional Australia Bank home loans
| Product | Advertised rate | Upfront fee | Comparison rate* | Ongoing fee | Go To Site |
|---|---|---|---|---|---|
Advertised rate 3.79% Variable | Upfront fee $250.00 | Comparison rate* 3.81% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.79% Intro 36 months | Upfront fee $250.00 | Comparison rate* 4.22% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.89% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.36% | Ongoing fee $375 annually | Details Compare | |
Advertised rate 3.89% Fixed - 2 years | Upfront fee $0 | Comparison rate* 4.36% | Ongoing fee $375 annually | Details Compare | |
Advertised rate 4.34% Variable | Upfront fee $250.00 | Comparison rate* 4.36% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.99% Variable | Upfront fee $0 | Comparison rate* 4.38% | Ongoing fee $375 annually | Details Compare | |
Advertised rate 3.99% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.38% | Ongoing fee $375 annually | Details Compare | |
Advertised rate 4.09% Fixed - 3 years | Upfront fee $250.00 | Comparison rate* 4.94% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.99% Fixed - 2 years | Upfront fee $250.00 | Comparison rate* 5.01% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.09% Fixed - 3 years | Upfront fee $0 | Comparison rate* 5.06% | Ongoing fee $375 annually | Details Compare | |
Advertised rate 3.99% Fixed - 2 years | Upfront fee $0 | Comparison rate* 5.11% | Ongoing fee $375 annually | Details Compare | |
Advertised rate 3.99% Fixed - 1 year | Upfront fee $250.00 | Comparison rate* 5.12% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.99% Fixed - 1 year | Upfront fee $0 | Comparison rate* 5.20% | Ongoing fee $375 annually | Details Compare | |
Advertised rate 4.19% Fixed - 3 years | Upfront fee $250.00 | Comparison rate* 5.40% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.09% Fixed - 2 years | Upfront fee $250.00 | Comparison rate* 5.49% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.09% Fixed - 1 year | Upfront fee $250.00 | Comparison rate* 5.61% | Ongoing fee $0 | Details Compare |
Sustainable Home Loan (Principal and Interest) Advertised rate 3.79% Variable Upfront fee $250.00 Comparison rate* 3.81% Ongoing fee $0 | |
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Basic Home Loan Special (Principal and Interest) Advertised rate 3.79% Intro 36 months Upfront fee $250.00 Comparison rate* 4.22% Ongoing fee $0 | |
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Partnership Advantage Fixed Home Loan (Principal and Interest) 1 Year Advertised rate 3.89% Fixed - 1 year Upfront fee $0 Comparison rate* 4.36% Ongoing fee $375 annually | |
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Partnership Advantage Fixed Home Loan (Principal and Interest) 2 Years Advertised rate 3.89% Fixed - 2 years Upfront fee $0 Comparison rate* 4.36% Ongoing fee $375 annually | |
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Basic Home Loan (Principal and Interest) Advertised rate 4.34% Variable Upfront fee $250.00 Comparison rate* 4.36% Ongoing fee $0 | |
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Partnership Advantage Home Loan (Principal and Interest) ($250k+) Advertised rate 3.99% Variable Upfront fee $0 Comparison rate* 4.38% Ongoing fee $375 annually | |
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Partnership Advantage Fixed Home Loan (Principal and Interest) 3 Years Advertised rate 3.99% Fixed - 3 years Upfront fee $0 Comparison rate* 4.38% Ongoing fee $375 annually | |
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Fixed Home Loan (Principal and Interest) 3 Years Advertised rate 4.09% Fixed - 3 years Upfront fee $250.00 Comparison rate* 4.94% Ongoing fee $0 | |
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Fixed Home Loan (Principal and Interest) 2 Years Advertised rate 3.99% Fixed - 2 years Upfront fee $250.00 Comparison rate* 5.01% Ongoing fee $0 | |
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Partnership Advantage Fixed Investment Loan (Principal and Interest) 3 Years Advertised rate 4.09% Fixed - 3 years Upfront fee $0 Comparison rate* 5.06% Ongoing fee $375 annually | |
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Partnership Advantage Fixed Investment Loan (Principal and Interest) 2 Years Advertised rate 3.99% Fixed - 2 years Upfront fee $0 Comparison rate* 5.11% Ongoing fee $375 annually | |
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Fixed Home Loan (Principal and Interest) 1 Year Advertised rate 3.99% Fixed - 1 year Upfront fee $250.00 Comparison rate* 5.12% Ongoing fee $0 | |
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Partnership Advantage Fixed Investment Loan (Principal and Interest) 1 Year Advertised rate 3.99% Fixed - 1 year Upfront fee $0 Comparison rate* 5.20% Ongoing fee $375 annually | |
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Fixed Investment Loan (Principal and Interest) 3 Years Advertised rate 4.19% Fixed - 3 years Upfront fee $250.00 Comparison rate* 5.40% Ongoing fee $0 | |
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Fixed Investment Loan (Principal and Interest) 2 Years Advertised rate 4.09% Fixed - 2 years Upfront fee $250.00 Comparison rate* 5.49% Ongoing fee $0 | |
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Fixed Investment Loan (Principal and Interest) 1 Year Advertised rate 4.09% Fixed - 1 year Upfront fee $250.00 Comparison rate* 5.61% Ongoing fee $0 | |
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- Package deals available to bundle other financial products.
- Suitable for low deposits.
- Range of home loans to choose from.
- Flexible repayment schedule with weekly, fortnightly or monthly repayment options.
- Parents can act as guarantors.
- Some products include numerous fees.
- Lack of branches.
- Limited offset availability.
Home loan customers can contact Regional Australia Bank by visiting one of the 25 plus branches located in New South Wales. Customers further a field can call Regional Australia Bank’s customer service centre for assistance on a range of topics including funds transfers and home loan applications. Customers can also get in touch via email or alternatively they can access their account facilities 24-hours a day through internet banking and the Regional Australia Bank mobile app. Customers can access their funds Australia-wide through Westpac’s network of over 3000 ATMs.
- Customer service centre (phone)
- Mobile app
- Online banking
- Branch
How to Apply
Regional Australia Bank home loan applications can be made online via the company website, or by calling the customer service support centre. Depending on the type of loan customers apply for, approval can be received in as little as 48-hours. Before Regional Australia Bank customers commit to a home loan application it is advisable they think about how much they can afford to borrow based on their income and outgoings. To aid their application, home loan customers will be required to provide supporting documents that may include:
- Personal identification.
- Personal income details.
- Details of current debts and assets.
