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Bank of us credit cards
Bank of Us is Tasmania’s only customer-owned bank. Headquartered in Launceston, it has more than 30,000 customers and operates eight branches across Tasmania. Bank of Us was founded in 1870, making it one of Australia’s oldest financial institutions. Bank of Us customers can access funds through rediATMs across the state.
Bank of Us offers Visa credit cards, which are marketed as a ‘no-frills’ option with low costs. Customers can apply over the phone, in a branch, or online.
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Why choose Bank of us
Bank of us Credit Cards
About Bank of Us credit cards
Unlike the big four banks in Australia, Bank of Us offers a thin range of cards to their customers. Because it’s a customer-owned bank, Bank of Us is able to provide low-cost options. Bank of Us does not offer travel cards, frequent flyer cards, platinum cards or student cards. Instead, it delivers no-frills choices intended for everyday use.
Bank of Us credit cards have a moderately high number of interest-free days. The cards charge a moderately low annual fee and a moderate late payment fee.
Typically, Bank of Us credit cards do not come with any introductory offers or perks. Customers do not earn rewards.
In general, Bank of Us credit card rates are very low. Bank of Us credit cards offer the same interest rate on purchases, cash advances and balance transfers.
Bank of Us credit card review
Bank of Us credit cards are simple and straightforward, providing a low-cost option to Bank of Us customers. Because it is a customer-owned bank, it’s able to bring costs down and provide lower rates and fees.
Bank of Us credit card rates are generally low and remain the same for purchases, cash advances and balance transfers. The cards charge a moderately low annual fee and moderate late fee, with a moderately high number of interest-free days.
Bank of Us does not offer rewards cards, which may make them unattractive for customers who want to earn cash, points or frequent flyer miles as they spend. Rather, the credit cards are designed for those who want low fees and low rates without having to pay extra for perks or benefits.
Customers can apply for Bank of Us credit cards within a bank branch or by filling out an online application.
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