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Suncorp Bank credit cards

Suncorp is one of Australia’s largest banks. Based in Brisbane, it started as the Queensland State Accident Insurance Office in 1916, but since then has expanded rapidly, with several mergers and acquisitions.

Today, Suncorp offers a host of financial services including personal and business banking, insurance, wealth management and superannuation.

Across Australia and New Zealand, the Suncorp Group has about 13,500 employees, 9 million customers and is a top 20 ASX-listed company with $96 billion in assets.

Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose Suncorp Bank

Benefits

  • Cashback incentives for new customers
  • 0% balance transfers
  • Standard, Gold and Platinum credit cards available

Drawbacks

  • No interest-free days on some credit cards
  • Rewards cards may have capped
  • Only offer VISA credit cards

Suncorp Bank Credit Cards

Credit card type

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Credit score

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20.74%

0%

55

$178

Australian Credit Licence 229882

Fees & charges apply

Suncorp Bank Platinum Card (Qantas Rewards)
Suncorp Bank Platinum Card (Qantas Rewards)
  • Bonus Points
  • Samsung Pay
  • Balance transfer

20.74%

0%

55

$99

for 12 months then $129 thereafter

Australian Credit Licence 229882

Fees & charges apply

Suncorp Bank Clear Options Platinum Credit Card
Suncorp Bank Clear Options Platinum Credit Card
  • Bonus Points
  • Apple & Samsung Pay
  • Balance transfer

0.00%

for up to 6 months, then 12.74%

0%

0

$0

for 12 months then $55 thereafter

Australian Credit Licence 229882

Fees & charges apply

Suncorp Bank Clear Options Standard Credit Card
Suncorp Bank Clear Options Standard Credit Card
  • Apple & Samsung Pay
  • Balance transfer
  • Low annual fee

About Suncorp credit cards

Suncorp offers a range of credit cards to suit many customers:

  • Low-rate credit cards
  • Balance transfer credit cards
  • Gold credit cards
  • Platinum credit cards
  • VISA credit cards
  • Frequent Flyer credit cards

Each of the credit cards Suncorp offers has different rates, fees and rewards, so it pays to carefully compare to find one that suits your budget and needs. For example; the basic credit card offered by Suncorp has a moderately low interest rate, but no interest-free days on purchases, which might not suit every customer.

New Suncorp credit card customers are offered incentives to sign up, which include limited time cashback offers as well as 0 per cent balance transfers. Some Suncorp credit cards also come with free supplementary cards.

Unlike some of its competitors, Suncorp does not offer Mastercard and American Express, it only has Visa credit cards.

Suncorp credit cards review

Suncorp’s credit card range is not as wide as the big four banks, but it does offer basic no-frills credit cards as well as medium to high end credit cards with rewards.

The standard low rate credit cards offered by Suncorp come with a moderately high credit limit. The annual fees and interest rates on purchases are moderately low.

The Gold and Platinum rewards credit cards offered by Suncorp have high credit limits and several perks. However, these cards also have high interest rates on purchases, and moderately high fees. Each Suncorp rewards credit cards varies slightly, but perks include complimentary concierge, travel insurance and access to pre-sales offers on entertainment. The rewards include gift cards and cashback rewards, however some of these have points caps.

There is also the choice to upgrade a Suncorp Platinum credit card to a frequent flyer option, which earns Qantas points.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.