Suncorp Bank
Suncorp Bank was founded in 1902 as the Queensland Agricultural Bank. It is now the fifth largest bank in Australia.
The bank has headquarters in Brisbane with branches throughout the country. Suncorp offers a range of financial products and services, including personal and home loans, credits cards, savings accounts, commercial and agribusiness banking as well as financial planning and investment services.
Suncorp Bank has won a number of awards and was named Money magazine’s Bank of the Year in 2015, the first non-major bank to win the award.
Suncorp Bank Home Loan Calculator
Interested in an Suncorp Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Suncorp Bank compares to its competitors. Simply plug in your borrowing amount below.
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Suncorp Bank home loan repayment calculator
Your estimated repayments
at interest rate 2.54 %
Total interest payable
$0
Total amount payable
$0
Pros and cons
- Flexible loan options.
- Specialised and package loans available.
- Extensive branch access.
- Monthly and annual fees.
- Limited interest-only payments.
- High rates.
Suncorp Bank home loans rates
Product | Advertised Rate | Total estimated upfront fees | Comparison Rate* | Ongoing fee | Go to site | Company | |
|---|---|---|---|---|---|---|---|
2.54% Variable | $0 | 2.55% | $0 | | More details | ||
2.49% Fixed - 5 years | $0 | 2.59% | $0 annually | | More details | ||
2.64% Variable | $0 | 2.65% | $0 annually | | More details | ||
2.34% Fixed - 2 years | $600 | 2.68% | $10 monthly | | More details | ||
2.49% Fixed - 5 years | $0 | 2.68% | $0 annually | | More details | ||
2.69% Variable | $0 | 2.70% | $0 | | More details | ||
2.94% Variable | $0 | 2.70% | $0 | | More details | ||
2.29% Fixed - 3 years | $0 | 2.76% | $375 annually | | More details | ||
2.94% Variable | $0 | 2.79% | $0 | | More details | ||
2.79% Variable | $0 | 2.80% | $0 | | More details | ||
2.79% Variable | $0 | 2.80% | $0 annually | | More details | ||
2.89% Variable | $0 | 2.84% | $0 | | More details | ||
2.19% Fixed - 2 years | $0 | 2.86% | $375 annually | | More details | ||
2.99% Variable | $0 | 2.87% | $0 annually | | More details | ||
1.99% Fixed - 3 years | $0 | 2.90% | $375 annually | | More details | ||
1.89% Fixed - 2 years | $0 | 2.94% | $375 annually | | More details | ||
2.99% Variable | $0 | 2.99% | $0 | | More details | ||
2.49% Fixed - 5 years | $0 | 3.00% | $375 annually | | More details | ||
2.19% Fixed - 3 years | $0 | 3.03% | $375 annually | | More details | ||
2.29% Fixed - 1 year | $0 | 3.03% | $375 annually | | More details | ||
3.09% Variable | $0 | 3.03% | $0 | | More details | ||
2.49% Fixed - 5 years | $0 | 3.05% | $375 annually | | More details | ||
2.64% Variable | $0 | 3.06% | $375 annually | | More details | ||
2.09% Fixed - 2 years | $0 | 3.07% | $375 annually | | More details | ||
2.99% Variable | $0 | 3.14% | $375 annually | | More details | ||
2.29% Fixed - 1 year | $0 | 3.15% | $375 annually | | More details | ||
3.09% Variable | $0 | 3.17% | $375 annually | | More details | ||
2.59% Fixed - 3 years | $0 | 3.20% | $375 annually | | More details | ||
3.19% Variable | $0 | 3.20% | $375 annually | | More details | ||
3.19% Variable | $0 | 3.20% | $0 | | More details | ||
2.49% Fixed - 3 years | $0 | 3.21% | $375 annually | | More details | ||
2.79% Variable | $0 | 3.21% | $375 annually | | More details | ||
2.59% Fixed - 2 years | $0 | 3.23% | $375 annually | | More details | ||
2.99% Variable | $0 | 3.23% | $375 annually | | More details | ||
2.49% Fixed - 2 years | $0 | 3.24% | $375 annually | | More details | ||
2.74% Fixed - 5 years | $0 | 3.25% | $375 annually | | More details | ||
2.99% Variable | $0 | 3.29% | $375 annually | | More details | ||
2.89% Variable | $0 | 3.30% | $375 annually | | More details | ||
2.94% Fixed - 1 year | $0 | 3.31% | $375 annually | | More details | ||
3.14% Fixed - 1 year | $0 | 3.32% | $375 annually | | More details | ||
2.74% Fixed - 5 years | $0 | 3.37% | $375 annually | | More details | ||
2.69% Fixed - 3 years | $0 | 3.40% | $375 annually | | More details | ||
2.79% Fixed - 3 years | $0 | 3.40% | $375 annually | | More details | ||
2.79% Fixed - 2 years | $0 | 3.43% | $375 annually | | More details | ||
2.69% Fixed - 2 years | $0 | 3.44% | $375 annually | | More details | ||
3.04% Fixed - 5 years | $0 | 3.47% | $375 annually | | More details | ||
2.94% Fixed - 1 year | $0 | 3.49% | $375 annually | | More details | ||
3.14% Fixed - 1 year | $0 | 3.50% | $375 annually | | More details | ||
3.04% Fixed - 5 years | $0 | 3.59% | $375 annually | | More details | ||
2.79% Fixed - 5 years | $0 | 3.75% | $375 annually | | More details | ||
3.04% Fixed - 5 years | $0 | 4.12% | $375 annually | | More details | ||
3.73% Variable | $0 | 4.13% | $375 annually | | More details | ||
3.90% Variable | $0 | 4.15% | $375 annually | | More details | ||
2.79% Fixed - 3 years | $0 | 4.22% | $375 annually | | More details | ||
2.89% Fixed - 3 years | $0 | 4.23% | $375 annually | | More details | ||
2.79% Fixed - 2 years | $0 | 4.33% | $375 annually | | More details | ||
2.94% Fixed - 5 years | $600 | 4.33% | $10 monthly | | More details | ||
2.89% Fixed - 2 years | $0 | 4.34% | $375 annually | | More details | ||
4.40% Variable | $600 | 4.47% | $0 | | More details | ||
4.57% Variable | $600 | 4.47% | $0 | | More details | ||
2.44% Fixed - 3 years | $600 | 4.50% | $10 monthly | | More details | ||
4.20% Variable | $0 | 4.59% | $375 annually | | More details | ||
3.19% Fixed - 5 years | $600 | 4.68% | $10 monthly | | More details | ||
4.62% Variable | $0 | 4.72% | $375 annually | | More details | ||
4.82% Variable | $600 | 4.83% | $0 | | More details | ||
2.94% Fixed - 3 years | $600 | 4.94% | $10 monthly | | More details | ||
3.04% Fixed - 3 years | $600 | 4.97% | $10 monthly | | More details | ||
5.24% Variable | $600 | 5.00% | $0 | | More details | ||
2.94% Fixed - 2 years | $600 | 5.14% | $10 monthly | | More details | ||
3.04% Fixed - 2 years | $600 | 5.16% | $10 monthly | | More details | ||
4.98% Variable | $600 | 5.17% | $10 monthly | | More details | ||
5.15% Variable | $600 | 5.20% | $10 monthly | | More details | ||
5.45% Variable | $600 | 5.61% | $10 monthly | | More details | ||
5.87% Variable | $600 | 5.77% | $10 monthly | | More details |
Suncorp Bank customer service
Suncorp gives potential customers a number of ways to contact the bank, including a general customer phone line, as well as lines for share-trading, business and insurance. Home loan customers can also contact the bank via email, online, meet in person with a Suncorp employee at a local branch or arrange an appointment with a mobile lender.
- Customer service centre (phone)
- Mobile app
- Online banking
- Branch
- Mobile banking staff
How to Apply
Suncorp Bank customers can apply for a home loan in a number of ways. Applications can be made online at the Suncorp website, by phone or by visiting a staff member at a local branch. Customers can also book an appointment with a mobile lender via the Suncorp website or by phone. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:
- Personal identification.
- Proof of income and employment.
- Proof of other income, including rental.
- Proof of your current debts, liabilities and loans.
- Details of other savings and assets.
For refinancers, you will also have to provide you home loan statements for the past three months and a current payout quote for the loan you wish to refinance.
Suncorp Bank top home loans products
Learn more about Suncorp Bank
Does each product always have the same rating?
No, the rating you see depends on a number of factors and can change as you tell us more about your loan profile and preferences. The reasons you may see a different rating:
- Lenders have made changes. Our ratings show the relative competitiveness of all the products listed at a given time. As the listing change, so do the ratings.
- You have updated you profile. If you increase your loan amount, the impact of different rates and fees will change which loans are the lowest cost for you.
- You adjust your preferences. The more you search for flexible loan features, the more importance we assign to the Flexibility Score. You can also adjust your Flexibility Weighting yourself, which will recalculate the ratings with preference given to more flexible loans.
What is a construction loan?
A construction loan is loan taken out for the purpose of building or substantially renovating a residential property. Under this type of loan, the funds are released in stages when certain milestones in the construction process are reached. Once the building is complete, the loan will revert to a standard principal and interest mortgage.
Remaining loan term
The length of time it will take to pay off your current home loan, based on the currently-entered mortgage balance, monthly repayment and interest rate.
What is appraised value?