Suncorp Bank Home Loans

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Suncorp Bank was founded in 1902 as the Queensland Agricultural Bank. It is now the fifth largest bank in Australia.

The bank has headquarters in Brisbane with branches throughout the country. Suncorp offers a range of financial products and services, including personal and home loans, credits cards, savings accounts, commercial and agribusiness banking as well as financial planning and investment services.

Suncorp Bank has won a number of awards and was named Money magazine’s Bank of the Year in 2015, the first non-major bank to win the award.

Suncorp Bank Home Loan Calculator
Interested in an Suncorp Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Suncorp Bank compares to its competitors. Simply plug in your borrowing amount below. 

Suncorp Bank home loans

Personal Purpose Back to Basics Special (Principal and Interest) (LVR < 90%)
Advertised rate
3.68%
Variable
Upfront fee
$0
Comparison rate*
3.69%
Ongoing fee
$0
Compare
Home Package Plus Personal Variable First Home Buyer Special (Principal and Interest) ($150k+, LVR < 95%)
Advertised rate
3.79%
Variable
Upfront fee
$0
Comparison rate*
3.80%
Ongoing fee
$0 annually
Compare
Home Package Plus Personal Fixed First Home Buyer Special (Principal and Interest) 5 Years
Advertised rate
3.99%
Fixed - 5 years
Upfront fee
$0
Comparison rate*
3.88%
Ongoing fee
$0 annually
Compare
Personal Purpose Back to Basics Special (Principal and Interest) (LVR 90%-95%)
Advertised rate
3.93%
Variable
Upfront fee
$0
Comparison rate*
3.94%
Ongoing fee
$0
Compare
Home Package Plus Personal Fixed Special (Principal and Interest) 1 Year
Advertised rate
3.69%
Fixed - 1 year
Upfront fee
$0
Comparison rate*
4.18%
Ongoing fee
$375 annually
Compare
Home Package Plus Personal Variable Special (Principal and Interest) ($150k+)
Advertised rate
3.79%
Variable
Upfront fee
$0
Comparison rate*
4.18%
Ongoing fee
$375 annually
Compare
Investment Back to Basics Special (Principal and Interest)
Advertised rate
4.19%
Variable
Upfront fee
$0
Comparison rate*
4.20%
Ongoing fee
$0
Compare
Home Package Plus Investment Fixed Special (Principal and Interest) 3 Years
Advertised rate
3.99%
Fixed - 3 years
Upfront fee
$0
Comparison rate*
4.52%
Ongoing fee
$375 annually
Compare
Home Package Plus Investment Fixed Special (Principal and Interest) 1 Year
Advertised rate
3.99%
Fixed - 1 year
Upfront fee
$0
Comparison rate*
4.56%
Ongoing fee
$375 annually
Compare
Home Package Plus Investment Variable Special (Principal and Interest)
Advertised rate
4.19%
Variable
Upfront fee
$0
Comparison rate*
4.58%
Ongoing fee
$375 annually
Compare
Home Package Plus Investment Fixed Special (Principal and Interest) 5 Years
Advertised rate
4.29%
Fixed - 5 years
Upfront fee
$0
Comparison rate*
4.62%
Ongoing fee
$375 annually
Compare
Home Package Plus Personal Fixed (Principal and Interest) 3 Years
Advertised rate
3.79%
Fixed - 3 years
Upfront fee
$0
Comparison rate*
4.66%
Ongoing fee
$375 annually
Compare
Home Package Plus Personal Fixed (Principal and Interest) 5 Years
Advertised rate
4.19%
Fixed - 5 years
Upfront fee
$0
Comparison rate*
4.70%
Ongoing fee
$375 annually
Compare
Home Package Plus Personal Fixed (Principal and Interest) 2 Years
Advertised rate
3.79%
Fixed - 2 years
Upfront fee
$0
Comparison rate*
4.71%
Ongoing fee
$375 annually
Compare
Home Package Plus Personal Fixed (Principal and Interest) 1 Year
Advertised rate
3.89%
Fixed - 1 year
Upfront fee
$0
Comparison rate*
4.73%
Ongoing fee
$375 annually
Compare
Home Package Plus Personal Variable (Principal and Interest) ($150k+, LVR < 80%)
Advertised rate
4.35%
Variable
Upfront fee
$0
Comparison rate*
4.73%
Ongoing fee
$375 annually
Compare
Home Package Plus Personal Variable (Principal and Interest) ($150k+, LVR 80%-90%)
Advertised rate
4.45%
Variable
Upfront fee
$0
Comparison rate*
4.83%
Ongoing fee
$375 annually
Compare
Fixed Home Loan (Principal and Interest) 5 Years
Advertised rate
4.34%
Fixed - 5 years
Upfront fee
$600.00
Comparison rate*
5.23%
Ongoing fee
$10 monthly
Compare
Fixed Home Loan (Principal and Interest) 3 Years
Advertised rate
3.94%
Fixed - 3 years
Upfront fee
$600.00
Comparison rate*
5.33%
Ongoing fee
$10 monthly
Compare
Home Package Plus Investment Fixed (Principal and Interest) 3 Years
Advertised rate
4.09%
Fixed - 3 years
Upfront fee
$0
Comparison rate*
5.35%
Ongoing fee
$375 annually
Compare
Home Package Plus Investment Fixed (Principal and Interest) 2 Years
Advertised rate
3.99%
Fixed - 2 years
Upfront fee
$0
Comparison rate*
5.44%
Ongoing fee
$375 annually
Compare
Fixed Home Loan (Principal and Interest) 2 Years
Advertised rate
3.94%
Fixed - 2 years
Upfront fee
$600.00
Comparison rate*
5.47%
Ongoing fee
$10 monthly
Compare
Home Package Plus Investment Fixed (Principal and Interest) 1 Year
Advertised rate
4.39%
Fixed - 1 year
Upfront fee
$0
Comparison rate*
5.52%
Ongoing fee
$375 annually
Compare
Fixed Home Loan (Principal and Interest) 1 Year
Advertised rate
4.04%
Fixed - 1 year
Upfront fee
$600.00
Comparison rate*
5.59%
Ongoing fee
$10 monthly
Compare
Fixed Investment Loan (Principal and Interest) 3 Years
Advertised rate
4.24%
Fixed - 3 years
Upfront fee
$600.00
Comparison rate*
5.72%
Ongoing fee
$10 monthly
Compare
Fixed Investment Loan (Principal and Interest) 2 Years
Advertised rate
4.14%
Fixed - 2 years
Upfront fee
$600.00
Comparison rate*
5.85%
Ongoing fee
$10 monthly
Compare
Pros:
  • Flexible loan options.
  • Specialised and package loans available.
  • Extensive branch access.
Cons:
  • Monthly and annual fees.
  • Limited interest-only payments.
  • High rates.
Suncorp Bank customer service:

Suncorp gives potential customers a number of ways to contact the bank, including a general customer phone line, as well as lines for share-trading, business and insurance. Home loan customers can also contact the bank via email, online, meet in person with a Suncorp employee at a local branch or arrange an appointment with a mobile lender. 

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch
  • Mobile banking staff

How to Apply

Suncorp Bank customers can apply for a home loan in a number of ways. Applications can be made online at the Suncorp website, by phone or by visiting a staff member at a local branch. Customers can also book an appointment with a mobile lender via the Suncorp website or by phone. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification.
  • Proof of income and employment.
  • Proof of other income, including rental.
  • Proof of your current debts, liabilities and loans.
  • Details of other savings and assets.

For refinancers, you will also have to provide you home loan statements for the past three months and a current payout quote for the loan you wish to refinance. 

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