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The best home loan for you

The best home loan for you

Choosing the right home loan is a serious decision. There are hundreds of lenders and thousands of products and options available.

When the time comes to deciding on a mortgage product, it’s up to you to determine and prioritise which one is best fit for you.

What home loan is best for you?

The following features can make a huge difference to the overall cost and interest payable on your loan:

  • Offset accounts
  • Redraw facilities
  • Mortgage portable loan
  • Split loan
  • Additional repayments
  • Lump sum repayments
  • Repayment frequency
  • Construction loan Available
  • Ongoing fees

You will also have to decide on the type of home loan (variable or fixed) that suits your purpose. If you find yourself struggling to make the right decision speaking to family and friends is a good place to start.

For professional advice, a borrower’s agent or mortgage broker can also narrow the search for you.

Compare interest rates and features to find some of the best home loan options at RateCity.com.au

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