powering smart financial decisions

Georgia Brown

Personal Finance Editor

Georgia Brown is a Personal Finance Editor and journalist for RateCity. Before venturing into the world of personal finance, she worked as a reporter for realestate.com.au and Smart Property Investment. She now works truly amongst personal finance, while also writing about other areas, such as sustainable finance and super.

117 articles written by Georgia Brown


How much will your retirement savings suffer if you access your super early?

Government schemes allowing you to access your super early could seem like a promising opportunity, but is it leaving you worse off in the long run?

Home Loans

What is a variable rate home loan?

Before you decide whether a variable rate home loan is right for you, it’s important to understand what it is and how it works.

Home Loans

Do mortgage brokers have fees?

Enlisting the help of a mortgage broker during your home buying journey can be advantageous in a number of ways. But will it leave you out of pocket?

Term Deposits

Which banks have increased term deposit interest rates?

This month’s Reserve Bank of Australia (RBA) board meeting saw the official cash rate rise for the first time in over a decade. But while interest rate rises may mean one thing to mortgage holders, they may be much more appealing to long-term savers.

Home Loans

How to save for a home loan deposit

Saving a home loan deposit is the first step towards owning your own home and a major financial milestone. But in a competitive housing market, it can take a lot of sacrifice and determination to build up the deposit you need.

Personal Loans

How May’s top personal loans could help you avoid a hefty energy bill

Thinking about installing rooftop solar to cut down on rising energy bills? Get the ball rolling by comparing this month’s top green personal loans to help you finance the project.


Mike Cannon-Brookes has become AGL’s biggest shareholder: What could this mean for energy prices?

Atlassian co-founder and tech billionaire Mike Cannon-Brookes has acquired 11.3% of AGL Energy, in an effort to prevent a proposed demerger.

Home Insurance

One in 25 Australian homes could be uninsurable by 2030: Is yours at risk?

A new report released by the Climate Council has revealed that nationwide, approximately 520,940 properties – or one in every 25 – will be effectively uninsurable by 2030.

Home Loans

Are you at risk of mortgage stress when rates rise?

Mortgage interest rate hikes are imminent, which means that many Australian homeowners could soon be at risk of mortgage stress.

Home Loans

How does buying a home with a 5% deposit compare to a 20% deposit?

Government initiatives are helping Australians buy their first home sooner with a smaller deposit. But is it better to enter the market as soon as you can, or hold off until you’ve saved at least 20%?