Aussie offers a wide range of home loans to suit a range of customers, including:

• First home buyers
• Investors
• Refinancers
• Upgraders
• Renovators
• Self-employed customers (low-doc loans)

In terms of interest rates and repayments, Aussie home loans borrowers can choose from a number of options:

• Fixed-rate home loans
• Variable-rate home loans
• Split home loans
• Interest-only loans
• Principal-and-interest loans

Aussie home loans have a maximum loan term of 30 years. Unlimited extra repayments are allowed in addition to the minimum repayments. Redraw facilities are also available and offset accounts are offered on some of Aussie’s home loan products.

Aussie’s own home loan rates typically range from very low to moderately low and fees tend to be very low to moderate. However, because Aussie offers home loans from other lenders, interest rates and fees may vary.

Aussie home loan rates differ depending on the type of home loan and whether the loan is made by Aussie or brokered with another lender. Generally speaking, though, Aussie home loan rates tend to be very low to moderate.

Because Aussie is a lender as well as a broker, it offers hundreds of home loans and interest rates to suit a diverse variety of customers.

Typically, customers wanting to borrow money to buy a home to live in (owner-occupier home loans) will be able to secure a lower interest rate than those wanting to borrow money to invest in property (investor home loans).

Similarly, Aussie borrowers who choose a variable interest rate on their home loan will usually get a lower interest rate (at least initially) than those who choose a fixed-rate home loan.

Aussie provides home loans to borrowers all over Australia, whether directly from its retail stores or via mobile mortgage brokers.

As well as offering its own home loans, Aussie works with lenders all over Australia – including the big four banks – so it provides a wide variety of choice and flexibility in selecting a home loan to suit different needs.

Aussie provides home loans suited to the basic borrower, such as standard owner-occupier home loans, as well as specialist home loans including low-doc home loans and bridging loans.

Depending on the type of loan, Aussie home loans also come with other potentially useful features such as offset accounts, redraw facilities and the ability to make extra repayments.

While Aussie’s own interest rates are typically very low to moderately low, and fees tend to be very low to moderate, rates and fees can differ according to what’s negotiated by the Aussie broker.