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Aussie
Aussie, previously known as Aussie Home Loans, is an Australian mortgage broker and lender, owned by Commonwealth Bank.
Since being established in 1992, Aussie has grown to employ over 1,000 brokers with over 200 stores.
Aussie provides a wide range of home loans, including fixed-rate home loans, variable-rate home loans, low-doc home loans, and others. As both a lender and a broker, Aussie offers home loans directly and also negotiates home loans with other lenders on behalf of customers.
Credit services for Aussie Select, Aussie Activate and Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 (“Aussie”) and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Activate products is provided by Pepper Finance Corporation Limited ACN 094 317 647 (“Pepper”). Pepper Group Limited ACN 094 317 665, Australian Credit Licence 286655 acts on behalf of Pepper. Credit services for Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 ("Aussie") and its appointed credit representatives. Aussie is a trade mark of AHL Investments Pty Ltd ABN 27 105 265 861. Credit and any applicable offset accounts for Aussie Elevate are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.
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Aussie home loan repayment calculator
Your estimated mortgage repayments
at interest rate 5.00%
Total interest payable
$0
Total loan repayments
$0
Pros and cons
- Extensive branch access
- Competitive rates
- Interest rates vary by loan size and type
- Limited repayment options on most loans
- Some fees apply
Aussie home loans rates
Product | Advertised Rate 2.35% Variable | Total estimated upfront fees | Comparison Rate* 2.38% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 1.99% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 2.39% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.14% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 2.47% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.45% Variable | Total estimated upfront fees | Comparison Rate* 2.48% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.45% Variable | Total estimated upfront fees | Comparison Rate* 2.48% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.45% Variable | Total estimated upfront fees | Comparison Rate* 2.48% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.14% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 2.50% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.19% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 2.54% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.55% Variable | Total estimated upfront fees | Comparison Rate* 2.57% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.55% Variable | Total estimated upfront fees | Comparison Rate* 2.57% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.55% Variable | Total estimated upfront fees | Comparison Rate* 2.57% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.59% Variable | Total estimated upfront fees | Comparison Rate* 2.62% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.89% Variable | Total estimated upfront fees | Comparison Rate* 2.92% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.89% Variable | Total estimated upfront fees | Comparison Rate* 2.92% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.89% Variable | Total estimated upfront fees | Comparison Rate* 2.92% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 1.99% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 2.99% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.99% Variable | Total estimated upfront fees | Comparison Rate* 3.01% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.99% Variable | Total estimated upfront fees | Comparison Rate* 3.01% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.99% Variable | Total estimated upfront fees | Comparison Rate* 3.01% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.14% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.13% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.14% Variable | Total estimated upfront fees | Comparison Rate* 3.15% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.14% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.23% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.79% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.29% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.19% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.34% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.79% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.34% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.34% Variable | Total estimated upfront fees | Comparison Rate* 3.35% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.49% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.37% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.49% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.38% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.49% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.39% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.59% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 3.44% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.39% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.45% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.44% Variable | Total estimated upfront fees | Comparison Rate* 3.45% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.44% Variable | Total estimated upfront fees | Comparison Rate* 3.45% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.59% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.45% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.54% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 3.49% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.54% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.49% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.49% Variable | Total estimated upfront fees | Comparison Rate* 3.50% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.84% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.60% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.59% Variable | Total estimated upfront fees | Comparison Rate* 3.60% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.84% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.68% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.74% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.81% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.74% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 3.82% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.54% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.83% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.84% Variable | Total estimated upfront fees | Comparison Rate* 3.85% | Ongoing fee | Go to site | Company | More details |
Aussie customer service
Customers can meet with a mortgage broker at one of the Aussie retail stores throughout Australia or via appointment with a mobile broker. Customers can also contact Aussie by:
- Customer service centre (phone, email, branch)
- Mobile app
- Online banking
- Live Chat
- Mobile banking staff
How to apply
Aussie allows customers to start the home loan application process by phone, or by booking a free appointment via their website, or in person at an Aussie retail store.
Before applying for a home loan, it’s important to look at how much you can afford to borrow and comfortably repay in your current financial situation.
To apply for an Aussie loan, you will need to supply documentation, such as:
- Personal identification.
- Proof of income and savings.
- Information on your family situation.
- Information regarding your current debts, liabilities and assets.
About Aussie home loans
Aussie offers a wide range of home loans to suit a variety of customers, including:
- First home buyers
- Investors
- Refinancers
- Upgraders
- Renovators
- Self-employed customers (low-doc loans)
In terms of interest rates and repayments, Aussie home loans borrowers can choose from a number of options, including:
- Fixed-rate home loans
- Variable-rate home loans
- Split home loans
- Interest-only loans
- Principal-and-interest loans
Aussie home loans have a maximum loan term of 30 years. Unlimited extra repayments are allowed in addition to the minimum repayments. Redraw facil