company logo

Compare Aussie home loan rates

Find the home loan to best suit your needs. Compare reviews, interest rates, fees and features with Ratecity to make sure you get the right loan.

Since being established in 1992, Aussie has helped more than 1.3 million Australians with their home loan needs.

Aussie provides a wide range of home loans including fixed-rate home loans, variable rate home loans, low-doc home loans, investment loans and others. Aussie has access to over 3000 loans from over 20 leading lenders^, including their own products, so they can help find the right loan for you.

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. © 2019 AHL Investments Pty Ltd Australian Credit Licence 246786.

^Not all lenders are available through all brokers.

Borrowing Amount

Property Value

Rate Type

Aussie home loans rates

1 - 5 of 5
Advertised rate
Upfront fee
Comparison rate*
Ongoing fee
Go To Site

More details


More details


More details


More details


More details

  • Extensive branch access.
  • Competitive rates.
  • Interest rates vary by loan size and type.
  • Limited repayment options on most loans.
  • Some fees apply.
Aussie customer service:

Aussie has dedicated phone lines for home loans, personal loans, insurance and credit cards. Customers can also meet with a mortgage broker at one of the Aussie retail stores throughout Australia or via appointment with a mobile broker. Customers can also contact Aussie through their website and by email.

  • Customer service centre (phone, email, branch)
  • Mobile app
  • Online banking
  • Live Chat
  • Mobile banking staff

How to Apply

Aussie allows customers to apply for a home loan by phone or by booking a free appointment via their website, or in person at an Aussie retail store. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income.   To apply for a loan, you will need to supply documentation, which will include:

  • Personal identification.
  • Evidence of income or earnings.
  • Information on your family situation.
  • Information regarding your current debts, liabilities and assets.

About Aussie home loans

Aussie offers a wide range of home loans to suit a range of customers, including:

  • First home buyers
  • Investors
  • Refinancers
  • Upgraders
  • Renovators
  • Self-employed customers (low-doc loans)

In terms of interest rates and repayments, Aussie home loans borrowers can choose from a number of options:

  • Fixed-rate home loans
  • Variable-rate home loans
  • Split home loans
  • Interest-only loans
  • Principal-and-interest loans

Aussie home loans have a maximum loan term of 30 years. Unlimited extra repayments are allowed in addition to the minimum repayments. Redraw facilities are also available and offset accounts are offered on some of Aussie’s home loan products.

Aussie’s own home loan rates typically range from very low to moderately low and fees tend to be very low to moderate. However, because Aussie offers home loans from other lenders, interest rates and fees may vary.

Aussie home loan rates

Aussie home loan rates differ depending on the type of home loan and whether the loan is made by Aussie or brokered with another lender. Generally speaking, though, Aussie home loan rates tend to be very low to moderate.

Because Aussie is a lender as well as a broker, it offers hundreds of home loans and interest rates to suit a diverse variety of customers.

Typically, customers wanting to borrow money to buy a home to live in (owner-occupier home loans) will be able to secure a lower interest rate than those wanting to borrow money to invest in property (investor home loans).

Similarly, Aussie borrowers who choose a variable interest rate on their home loan will usually get a lower interest rate (at least initially) than those who choose a fixed-rate home loan.

Aussie home loans review

Aussie provides home loans to borrowers all over Australia, whether directly from its retail stores or via mobile mortgage brokers.

As well as offering its own home loans, Aussie works with lenders all over Australia – including the big four banks – so it provides a wide variety of choice and flexibility in selecting a home loan to suit different needs.

Aussie provides home loans suited to the basic borrower, such as standard owner-occupier home loans, as well as specialist home loans including low-doc home loans and bridging loans.

Depending on the type of loan, Aussie home loans also come with other potentially useful features such as offset accounts, redraw facilities and the ability to make extra repayments.

While Aussie’s own interest rates are typically very low to moderately low, and fees tend to be very low to moderate, rates and fees can differ according to what’s negotiated by the Aussie broker.

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Compare your product with the big 4 banks, or add more products to compare
As seen on