Why choose Aussie

Benefits

  • Competitive rates
  • Interest rates vary by loan size and type
  • Extensive branch access

Drawbacks

  • Limited repayment options on most loans
  • Some fees apply

Aussie Home Loans

Loan amount

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Loan type & Term

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Australian Credit Licence 246786Fees & charges apply

6.09%

6.10%

$2,274

Elevate Home Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 246786Fees & charges apply

Australian Credit Licence 246786Fees & charges apply

6.29%

6.12%

$2,318

Elevate Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 20% min deposit
  • P&I

Australian Credit Licence 246786Fees & charges apply

Australian Credit Licence 246786Fees & charges apply

6.29%

6.13%

$2,318

Elevate Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 20% min deposit
  • P&I

Australian Credit Licence 246786Fees & charges apply

Australian Credit Licence 246786Fees & charges apply

6.29%

6.15%

$2,318

Elevate Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 20% min deposit
  • P&I

Australian Credit Licence 246786Fees & charges apply

Australian Credit Licence 246786Fees & charges apply

6.09%

6.17%

$2,274

Select Basic Fixed
  • Owner Occupied
  • Fixed undefined year
  • 30% min deposit
  • P&I

Australian Credit Licence 246786Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

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130
25 years

Your estimated mortgage repayments

at interest rate 6.09%

Total interest payable

$0

Total loan repayments

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Aussie customer service

Customers can meet with a mortgage broker at one of the Aussie retail stores throughout Australia or via appointment with a mobile broker. Customers can also contact Aussie by:

  • Customer service centre (phone, email, branch)
  • Mobile app
  • Online banking
  • Live Chat
  • Mobile banking staff

How to apply

Aussie allows customers to start the home loan application process by phone, or by booking a free appointment via their website, or in person at an Aussie retail store. 

Before applying for a home loan, it’s important to look at how much you can afford to borrow and comfortably repay in your current financial situation.

To apply for an Aussie loan, you will need to supply documentation, such as:

  • Personal identification.
  • Proof of income and savings.
  • Information on your family situation.
  • Information regarding your current debts, liabilities and assets.

About Aussie home loans

Aussie offers a wide range of home loans to suit a variety of customers, including:

  • First home buyers
  • Investors
  • Refinancers
  • Upgraders
  • Renovators

In terms of interest rates and repayments, Aussie home loans borrowers can choose from a number of options, including:

  • Fixed-rate home loans
  • Variable-rate home loans
  • Split home loans
  • Interest-only loans
  • Principal-and-interest loans

Aussie home loans have a maximum loan term of 30 years. Unlimited extra repayments are allowed in addition to the minimum repayments. Redraw facilities may also be available and offset accounts may be offered on some of Aussie’s home loan products.

Aussie home loan rates

The Aussie home loan rate you may be offered depends on the type of home loan you apply for, and your personal financial situation in regards to its eligibility criteria. 

Typically, customers wanting to borrow money to buy a homes to live in as owner occupiers will be able to secure lower interest rates than those wanting to borrow money to invest in property.

Aussie borrowers may also get to choose between a variable interest rate on their home loan that may rise or fall, and fixed-rate home loan with an interest rate that will stay the same for a limited number of years.

Aussie home loans review

Aussie provides home loans to borrowers all over Australia, whether directly from its retail stores or via mobile mortgage brokers.

As well as offering its own home loans, Aussie works with lenders all over Australia – including the big four banks – to offer a choice of flexible home loans to suit different needs.

Aussie provides home loans suited to basic borrowers, such as standard owner-occupier home loans, as well as specialist home loans such as bridging loans.

Depending on the type of loan, Aussie home loans may offer other potentially useful features, such as offset accounts, redraw facilities and the ability to make extra repayments.

While Aussie offers competitive home loan interest rates and fees, these can vary according to what’s negotiated by the Aussie broker.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.