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Bank of Sydney home loans

Bank of Sydney, has been operating in Australia under a full Banking Licence since April 2001.

The bank employs over 150 staff, with headquarters in Sydney and over 16 branches throughout NSW, Victoria and South Australia. It offers financial products such as personal, car and home loans, credit cards, insurance as well as mortgage broking. The bank also offers currency exchange and international money transfer services.

Bank of Sydney home loan calculator  

Interested in a Bank of Sydney home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bank of Sydney compares to its competitors. Simply plug in your borrowing amount below. 

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Why choose Bank of Sydney


  • Specialised loans available, including line of credit and low doc loans.
  • Additional repayments allowed on most loans.
  • Offers discounted package loans.


  • Limited branch access outside Sydney.
  • High standard variable rate.

Bank of Sydney Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Contact a mortgage broker

Bank of Sydney home loans are available through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Joseph Khalil

Customer Representative Number: 528386
20 Google reviews

Get expert advice from a home loans specialist.

Working as the Director and Loan Specialist of With Finance allows me to go above and beyond for my clients by taking a ...

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broker profile picture

Viet Nguyen

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Been in the industry for over 10 years while working as a Mortgage Broker for over 3 years. I specialised in assisting c...

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broker profile picture


Customer Representative Number: 479649
21 Google reviews

Get expert advice from a home loans specialist.

I am a dedicated Finance and Mortgage Broker who put my clients first. I possess a wealth of knowledge and skills in the...

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Bank of Sydney customer service

Home loan customers at Bank of Sydney can contact the bank in a number of ways. These include a customer service phone line, online, by email or in person at Bank of Sydney branches. Customers can enquire about Bank of Sydney home loan products through an online form or apply in person.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Live Chat
  • Branch
  • Mobile banking staff

How to Apply

Bank of Sydney allows potential customers to enquire about a home loan product via an online form, by phone or in person. However, there is no option to apply online and customers may find it easiest to apply at a Bank of Sydney branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include: 

  • Personal identification documents.
  • Proof of employment.
  • Proof of income, earnings and assets.
  • Information on current debts, loans and investments.

About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.