Bank of Sydney Home Loans
Bank of Sydney, has been operating in Australia under a full Banking Licence since April 2001.
The bank employs over 150 staff, with headquarters in Sydney and over 16 branches throughout NSW, Victoria and South Australia. It offers financial products such as personal, car and home loans, credit cards, insurance as well as mortgage broking. The bank also offers currency exchange and international money transfer services.
Bank of Sydney home loan calculator
Interested in a Bank of Sydney home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bank of Sydney compares to its competitors. Simply plug in your borrowing amount below.
Bank of Sydney home loans
| Product | Advertised rate | Upfront fee | Comparison rate* | Ongoing fee | Go To Site |
|---|---|---|---|---|---|
Advertised rate 3.58% Variable | Upfront fee $0 | Comparison rate* 3.98% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.09% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.30% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.14% Fixed - 2 years | Upfront fee $0 | Comparison rate* 4.32% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.29% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.38% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.44% Fixed - 2 years | Upfront fee $0 | Comparison rate* 5.30% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.39% Fixed - 1 year | Upfront fee $0 | Comparison rate* 5.35% | Ongoing fee $395 annually | Details Compare |
Expect More Home Loan Package Advertised rate 3.58% Variable Upfront fee $0 Comparison rate* 3.98% Ongoing fee $395 annually | |
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Expect More Home Loan Package Fixed 1 Year Advertised rate 4.09% Fixed - 1 year Upfront fee $0 Comparison rate* 4.30% Ongoing fee $395 annually | |
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Expect More Home Loan Package Fixed 2 Years Advertised rate 4.14% Fixed - 2 years Upfront fee $0 Comparison rate* 4.32% Ongoing fee $395 annually | |
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Expect More Home Loan Package Fixed 3 Years Advertised rate 4.29% Fixed - 3 years Upfront fee $0 Comparison rate* 4.38% Ongoing fee $395 annually | |
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Expect More Investment Loan Package Fixed 2 Years Advertised rate 4.44% Fixed - 2 years Upfront fee $0 Comparison rate* 5.30% Ongoing fee $395 annually | |
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Expect More Investment Loan Package Fixed 1 Year Advertised rate 4.39% Fixed - 1 year Upfront fee $0 Comparison rate* 5.35% Ongoing fee $395 annually | |
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- Specialised loans available, including line of credit and low doc loans.
- Additional repayments allowed on most loans.
- Offers discounted package loans.
- Limited branch access outside Sydney.
- High standard variable rate.
Home loan customers at Bank of Sydney can contact the bank in a number of ways. These include a customer service phone line, online, by email or in person at Bank of Sydney branches. Customers can enquire about Bank of Sydney home loan products through an online form or apply in person.
- Customer service centre (phone)
- Mobile app
- Online banking
- Live Chat
- Branch
- Mobile banking staff
How to Apply
Bank of Sydney allows potential customers to enquire about a home loan product via an online form, by phone or in person. However, there is no option to apply online and customers may find it easiest to apply at a Bank of Sydney branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include:
- Personal identification documents.
- Proof of employment.
- Proof of income, earnings and assets.
- Information on current debts, loans and investments.
