Beyond Bank is one of the largest customer-owned banks in Australia. Formerly one of the country’s largest credit unions, it became a bank in 2013.
In addition to loans, it offers personal and business banking services, as well as financial planning services.
It has previously won Money magazine’s Best Transactor Credit Card.
Beyond Bank home loan calculator
Interested in a Beyond Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Beyond Bank compares to its competitors. Simply plug in your borrowing amount below.
- Flexible home loan products.
- Multiple points of contact.
- Low deposit requirements.
- Moderate to high fees for some features.
Beyond Bank has a moderate branch network and a call centre open six days per week. It also offers online banking services 24/7, mobile banking services and live chat. Most of its branches are located in NSW and the ACT.
- Customer service centre (phone) – open 6 days a week
- Phone banking available
- Live Chat
- Online banking
- Branch
- Mobile banking staff
- Mobile apps
Beyond Bank Home Loan Calculator
Company | Product | Advertised rate | Comparison rate* | Monthly repayment | Savings Over Years | Estimated upfront fees | Go To Site | ||
|---|---|---|---|---|---|---|---|---|---|
 | Advertised rate 4.29%Variable | Comparison rate* 4.30% | Monthly repayment $1,826 | Savings Over Years $18.1kSavings over 10 years | $150 | Details | |||
| Advertised rate 3.99%Variable | Comparison rate* 4.39% | Monthly repayment $1,766 | Savings Over Years $25.4kSavings over 10 years | $0 | Details | |||
| Advertised rate 4.50%Variable | Comparison rate* 4.67% | Monthly repayment $1,868 | Savings Over Years $13kSavings over 10 years | $595 | Details | |||
| Advertised rate 4.49%Fixed - 3 years | Comparison rate* 4.80% | Monthly repayment $1,866 | Savings Over Years $13.2kSavings over 10 years | $0 | Details | |||
| Advertised rate 4.49%Fixed - 2 years | Comparison rate* 4.83% | Monthly repayment $1,866 | Savings Over Years $13.2kSavings over 10 years | $0 | Details | |||
| Advertised rate 4.49%Fixed - 1 year | Comparison rate* 4.87% | Monthly repayment $1,866 | Savings Over Years $13.2kSavings over 10 years | $0 | Details |
Beyond Bank Home Loans
Beyond Bank Total Home Loan Package Variable
The Beyond Bank Total Home Loan Package could help you pay off your mortgage quicker with a choice of loan type, repayment options and flexible banking features.
Beyond Bank Pinnacle Plus Package Loan Fixed
The Beyond Bank Pinnacle Plus Package Loan offers a variety of home loan options to suit a range of needs and borrowers with both fixed and variable rates available along with a range of package features.
Beyond Bank Basic Variable Loan Variable
The Beyond Bank Basic Variable Loan has options to suit a range of needs with parent equity, loan splitting, pre-approval and penalty-free additional repayments.
Beyond Bank Special Low Variable Loan Variable
The Beyond Bank Special Low Variable Loan is a suitable loan for borrowers who want to use their large deposit to score one of the best interest rates on the market.
How to Apply
Beyond Bank customers can apply for a home loan online or seek assistance from a customer service representative by phone, email or chat. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:
- Personal identification material.
- Proof of income and other earnings.
- Proof and type of employment.
- Details of current loans, debts and liabilities.
- Personal insurance documents.