Beyond Bank Home Loans

Beyond Bank Australia is a bank that is owned by its customers rather than shareholders. The bank has over 200,000 customers, over 40 bank branches and over 3,000 ATMs Australia-wide. Beyond Bank Australia has headquarters in South Australia, the Australian Capital Territory, Western Australia and New South Wales.

Beyond Bank Australia provides a variety of home loan products with interest rates that tend to range between moderately low and moderately high.

Beyond Bank home loans

Special Low Variable Rate Home Loan (LVR < 80%)
Advertised rate
3.79%
Variable
Upfront fee
$0
Comparison rate*
3.79%
Ongoing fee
$0
Compare
Special Low Variable Rate Home Loan (LVR < 90%)
Advertised rate
4.35%
Variable
Upfront fee
$0
Comparison rate*
4.36%
Ongoing fee
$0
Compare
Total Home Loan Package Variable Home Loan (New Customer) ($50k+, LVR < 90%)
Advertised rate
4.05%
Variable
Upfront fee
$0
Comparison rate*
4.46%
Ongoing fee
$395 annually
Compare
Pinnacle Plus Package Variable Investment Loan (Principal and Interest) (New Customers) (150k+)
Advertised rate
4.49%
Variable
Upfront fee
$200.00
Comparison rate*
4.50%
Ongoing fee
$0
Compare
Total Home Loan Package Variable Investment (Principal and Interest) (New Customer) ($50k+)
Advertised rate
4.15%
Variable
Upfront fee
$0
Comparison rate*
4.55%
Ongoing fee
$395 annually
Compare
Total Home Loan Package Home Loan Fixed Special 3 Years (LVR < 80%)
Advertised rate
3.83%
Fixed - 3 years
Upfront fee
$0
Comparison rate*
4.89%
Ongoing fee
$395 annually
Compare
Pinnacle Plus Package Home Loan Fixed 1 Year (LVR < 90%)
Advertised rate
4.49%
Fixed - 1 year
Upfront fee
$0
Comparison rate*
4.93%
Ongoing fee
$0
Compare
Total Home Loan Package Home Loan Fixed 2 Years (LVR < 90%)
Advertised rate
4.44%
Fixed - 2 years
Upfront fee
$200.00
Comparison rate*
5.08%
Ongoing fee
$395 annually
Compare
Total Home Loan Package Home Loan Fixed 1 Year (LVR < 90%)
Advertised rate
4.34%
Fixed - 1 year
Upfront fee
$200.00
Comparison rate*
5.11%
Ongoing fee
$395 annually
Compare
Total Home Loan Package Investment Loan Fixed (New Money) 3 Years
Advertised rate
4.18%
Fixed - 3 years
Upfront fee
$200.00
Comparison rate*
5.20%
Ongoing fee
$395 annually
Compare
Pros:
  • Flexible home loan products.
  • Multiple points of contact.
  • Low deposit requirements.
Cons:
  • Moderate to high fees for some features.
Beyond Bank customer service:

Beyond Bank has a moderate branch network and a call centre open six days per week. It also offers online banking services 24/7, mobile banking services and live chat. Most of its branches are located in NSW and the ACT.

  • Customer service centre (phone) – open 6 days a week
  • Phone banking available
  • Live Chat
  • Online banking
  • Email
  • Branch
  • Mobile banking staff
  • Mobile apps

How to Apply

Beyond Bank customers can apply for a home loan online or seek assistance from a customer service representative by phone, email or chat. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income and other earnings.
  • Proof and type of employment.
  • Details of current loans, debts and liabilities.
  • Personal insurance documents.
Compare your product with the big 4 banks, or add more products to compare
As seen on