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Commonwealth Bank home loans

As one of Australia’s largest banks and one of the biggest of the “Big 4”, Commonwealth Bank (CBA) doesn't always offer the lowest rates on the market, but is able to offer competitive home loan offers, including package deals with other financial products. 

CBA has a variety of home loans available at a range of different interest rates. As a general rule, owner-occupiers get lower interest rates than investors; principal-and-interest borrowers get lower interest rates than interest-only borrowers; and borrowers with lower LVRs get lower interest rates than borrowers with higher LVRs.

Commonwealth Bank also puts different prices on its variable interest rates and its fixed interest rates. CBA’s fixed rate mortgages are available for either one, two, three, four, five or seven year terms. As a general rule, the longer you want to fix, the higher the interest rate.

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Why choose Commonwealth Bank


  • Package options available
  • Online banking portal and mobile banking options
  • Wide variety of home loan products available
  • One of the largest banks in Australia, giving you access to a large branch network and over 4000 ATMs Australia-wide


  • Most loans charge both significant upfront fees as well as ongoing monthly fees
  • Interest rates may be higher than the market average on some loans

Commonwealth Bank Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Contact a mortgage broker

Commonwealth Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

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Customer Representative Number: 479649
21 Google reviews

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I am a dedicated Finance and Mortgage Broker who put my clients first. I possess a wealth of knowledge and skills in the...

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Andrew Kalogirou

Australian Credit Licence: 393195

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Growing up always wanting to be a high achiever being a leader has always been my goal. In my previous job in which I wa...

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Michael Nasser

Australian Credit Licence: 389087
12 Google reviews

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Michael’s secret to success is simple – listen, pay attention to details, and deliver solutions that exceed expectations...

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.