Why choose Credit Union SA

Benefits

  • Variety of flexible home loan features available
  • Low minimum deposit requirement
  • Loan packages available

Drawbacks

  • Branch access limited to SA
  • Some loans have application and/or annual fees

Credit Union SA Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Australian Credit Licence 241066Fees & charges apply

7.39%

7.44%

$2,561

Standard Variable Rate Home Loans
  • Investor
  • Variable
  • 3% min deposit
  • P&I

Australian Credit Licence 241066Fees & charges apply

Australian Credit Licence 241066Fees & charges apply

6.89%

6.98%

$2,449

Home Loan Package
  • Investor
  • Fixed undefined year
  • 3% min deposit
  • P&I

Australian Credit Licence 241066Fees & charges apply

Australian Credit Licence 241066Fees & charges apply

6.84%

6.84%

$1,995

Discounted Variable Rate Home Loans
  • Investor
  • Variable
  • 3% min deposit
  • Interest Only

Australian Credit Licence 241066Fees & charges apply

Australian Credit Licence 241066Fees & charges apply

6.04%

6.41%

$2,264

Home Loan Package
  • Owner Occupied
  • Variable
  • 30% min deposit
  • P&I

Australian Credit Licence 241066Fees & charges apply

Australian Credit Licence 241066Fees & charges apply

5.99%

6.43%

$2,253

Home Loan Package
  • Owner Occupied
  • Fixed undefined year
  • 3% min deposit
  • P&I

Australian Credit Licence 241066Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.99%

Total interest payable

$0

Total loan repayments

$0

Contact a mortgage broker

Credit Union SA homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

Spencer Lawson

QLD, 4300

Australian Credit Licence: 392200

Debra Mills

QLD, 4551

Australian Credit Licence: 392200

Nathan Walker

QLD, 4066

Australian Credit Licence: 392200

Credit Union SA customer service

Home loan customers at Credit Union SA can contact their lender in multiple ways depending on their needs. Customers can visit a local branch based throughout metropolitan and regional South Australia. They can also contact Credit Union SA through their call centre, as well as use their online services such as contact forms, emails and live chat.  

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch
  • Mobile banking staff

How to Apply

Credit Union SA customers can apply for a home loan online or seek assistance from a customer service representative by phone, email or chat. Before applying for a home loan, it's advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income and other earnings.
  • Proof and type of employment.
  • Details of current loans, debts and liabilities.
  • Personal insurance documents.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.