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Credit Union SA home loans

Credit Union SA is a South Australian Credit Union that was formed in  October 2009 from merging former credit unions ‘Satisfac’ and ‘Powerstate’. Both credit unions can trace their origins to the 1950s. The lender’s headquarters are based in Adelaide, with branches in metropolitan and regional South Australia. It boasts over 50,000 members and is South Australia’s third largest credit union.

Apart from home loans, Credit Union SA also provides customers with transaction and savings accounts, fixed term investments, personal loans, credit cards and insurance. They also make efforts to support local South Australians through their School Community Rewards program, which provides regular financial benefits to nominated schools. They also have a partnership with St John’s Youth Services, which provide support to at-risk young people.

Credit Union SA home loan calculator  
Interested in a Credit Union SA home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Credit Union SA compares to its competitors. Simply plug in your borrowing amount below. 

Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose Credit Union SA


  • Variety of flexible home loan features available
  • Low minimum deposit requirement
  • Loan packages available


  • Branch access limited to SA
  • Some loans have application and/or annual fees

Credit Union SA Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Contact a mortgage broker

Credit Union SA home loans are available through brokers who can help find the right loan and manage your application at no charge.

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Matthew Herewini

Australian Credit Licence: 392200
788 Google reviews

Get expert advice from a home loans specialist.

Meet Matthew, a seasoned financial expert with a strong background in both mortgages and car loans. With 5 years of expe...

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broker profile picture

Spencer Lawson

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Spencer is a mortgage broker with a passion to help individuals and families achieve their home ownership dreams. With o...

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broker profile picture

Damien Zanin

Australian Credit Licence: 392200
3 Google reviews

Get expert advice from a home loans specialist.

Damien has a hands-on approach when it comes to dealing with his clients. He shows empathy and a genuine sense of care t...

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Credit Union SA customer service

Home loan customers at Credit Union SA can contact their lender in multiple ways depending on their needs. Customers can visit a local branch based throughout metropolitan and regional South Australia. They can also contact Credit Union SA through their call centre, as well as use their online services such as contact forms, emails and live chat.  

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch
  • Mobile banking staff

How to Apply

Credit Union SA customers can apply for a home loan online or seek assistance from a customer service representative by phone, email or chat. Before applying for a home loan, it's advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income and other earnings.
  • Proof and type of employment.
  • Details of current loans, debts and liabilities.
  • Personal insurance documents.

About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.