Easy Street Financial Services Home Loans

Easy Street is an online-only provider of home loans as well as various other financial products such as credit cards, savings accounts and insurance.

Easy Street is a division of Community First Credit Union Limited, the largest community-based credit union in Sydney. It is owned by its members rather than shareholders.

Easy Street offers a wide range of home loans, including mortgages for first home buyers, investors and upgraders, as well additional features such as offset accounts and redraw facilities.

Easy Street Financial Services home loans

Standard Variable Home Loan (New Money Offer)SpecialLow rate on Standard Variable Loan. Offer is for applications made and unconditionally approved by 08/08/18, funded by 08/11/18.
Advertised rate
3.49%
Variable
Upfront fee
$500.00
Comparison rate*
3.52%
Ongoing fee
$0
Compare
Fixed Home Loan (Principal and Interest) 3 Years (New Money Offer)
Advertised rate
3.69%
Fixed - 3 years
Upfront fee
$500.00
Comparison rate*
4.13%
Ongoing fee
$0
Compare
Fixed Home Loan (Principal and Interest) 2 Years
Advertised rate
3.85%
Fixed - 2 years
Upfront fee
$500.00
Comparison rate*
4.18%
Ongoing fee
$0
Compare
Fixed Home Loan (Principal and Interest) 3 Years
Advertised rate
3.99%
Fixed - 3 years
Upfront fee
$500.00
Comparison rate*
4.19%
Ongoing fee
$0
Compare
Honeymoon Home Loan (Principal and Interest) 1 Year
Advertised rate
3.65%
Intro 12 months
Upfront fee
$500.00
Comparison rate*
4.19%
Ongoing fee
$0
Compare
Standard Variable Home Loan (Principal and Interest)
Advertised rate
4.20%
Variable
Upfront fee
$500.00
Comparison rate*
4.23%
Ongoing fee
$0
Compare
Fixed Investment Loan (Principal and Interest) 3 Years (New Money Offer)
Advertised rate
4.09%
Fixed - 3 years
Upfront fee
$500.00
Comparison rate*
4.53%
Ongoing fee
$0
Compare
Fixed Investment Loan 2 Years
Advertised rate
4.25%
Fixed - 2 years
Upfront fee
$500.00
Comparison rate*
4.58%
Ongoing fee
$0
Compare
Fixed Investment Loan (Principal and Interest) 3 Years
Advertised rate
4.39%
Fixed - 3 years
Upfront fee
$500.00
Comparison rate*
4.59%
Ongoing fee
$0
Compare
Pros:
  • Suitable for low deposits.
  • Parents can sign as guarantors on some home loans.
  • Flexible repayment schedule with weekly, fortnightly and monthly repayment options.
Cons:
  • Some products include numerous fees.
  • No branches.
Easy Street Financial Services customer service:

Easy Street Financial Services has no branches or stores and is a digital only brand. To find out more information about any of Easy Street Financial Services’ products home loan customers must consult the website. Enquiries can also be made via Easy Street Financial Services’ customer service centre. Customers can also get in touch with the lender via email or fax. The Easy Street Financial Services mobile banking app lets customers access most of the features available through their internet banking facility. In spite of having no branches Easy Street Financial Services customers have access to a network of over 3500 ATMs nationwide.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email 

How to Apply

To find out more information about any particular home loan product Easy Street Financial Services’ customers can submit their details online to request a call back. Customers can also call the customer service centre at their leisure and use both internet banking and mobile app services 24/7. Customers are also able to apply for Easy Street Financial Services home loans online. As part of the application process home loan customers will be encouraged to calculate how much money they can afford to borrow before committing to their application. To apply for an Easy Street Financial Services home loan customers will need to provide basic documentation that may include:

  • Personal identification.
  • Personal income details.
  • Details of current debts and assets.
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