Freedom Lend Home Loan Reviews & Compare vs Big 4

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Freedom Lend is an Australian-owned and operated non-bank lender that provide an online-only service from its Melbourne office. Being an online-only lender, Freedom Lend is able to cut out a lot of overheads and pass the savings and lower interest rates onto its customers. Freedom Lend offers its customers a range of fixed and variable competitive home and investment loans.

Freedom Lend Home Loan Calculator
Interested in a Freedom Lend home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Freedom Lend compares to its competitors. Simply plug in your borrowing amount below.

Freedom Lend home loan repayment calculator

Thinking about taking out a home loan with Freedom Lend? Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Freedom Lend home loans compare with other options.

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Freedom Lend home loans rates

Now showing 1 - 75 of 75 home loans

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Product	Advertised Rate	Estimated upfront fees	Company	Comparison Rate*	Ongoing fee
Freedom Variable	2.79% Variable	$0	Freedom Variable	2.79%	$0	More details
Freedom Variable	2.79% Variable	$935	Freedom Variable	2.79%	$0	More details
Freedom Variable	2.79% Variable	$0	Freedom Variable	2.79%	$0	More details
Freedom Variable	2.79% Variable	$935	Freedom Variable	2.79%	$0	More details
Freedom Variable	2.79% Variable	$1040	Freedom Variable	2.87%	$0	More details
Freedom Variable	3.09% Variable	$0	Freedom Variable	2.88%	$0	More details
Freedom Variable	3.09% Variable	$0	Freedom Variable	2.88%	$0	More details
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Freedom Variable	3.09% Variable	$935	Freedom Variable	2.88%	$0	More details
Freedom Variable	3.09% Variable	$935	Freedom Variable	2.88%	$0	More details
Freedom Fixed	3.49% Fixed - 1 year	$0	Freedom Fixed	2.91%	$0	More details
Freedom Fixed	3.49% Fixed - 2 years	$0	Freedom Fixed	3.02%	$0	More details
Freedom Variable	3.04% Variable	$0	Freedom Variable	3.04%	$0	More details
Freedom Variable	3.04% Variable	$935	Freedom Variable	3.04%	$0	More details
Freedom Variable	3.09% Variable	$935	Freedom Variable	3.09%	$0	More details
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Freedom Variable	3.09% Variable	$0	Freedom Variable	3.09%	$0	More details
Construction Loan	3.09% Variable	$0	Construction Loan	3.11%	$0	More details
Construction Loan	3.09% Variable	$0	Construction Loan	3.11%	$0	More details
Freedom Variable	3.34% Variable	$0	Freedom Variable	3.13%	$0	More details
Freedom Variable	3.34% Variable	$935	Freedom Variable	3.13%	$0	More details
Freedom Fixed	3.49% Fixed - 3 years	$0	Freedom Fixed	3.14%	$0	More details
Freedom Fixed	3.74% Fixed - 1 year	$0	Freedom Fixed	3.16%	$0	More details
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Freedom Variable	3.09% Variable	$1320	Freedom Variable	3.17%	$0	More details
Freedom Variable	3.39% Variable	$0	Freedom Variable	3.18%	$0	More details
Freedom Variable	3.39% Variable	$0	Freedom Variable	3.18%	$0	More details
Freedom Fixed	3.74% Fixed - 2 years	$0	Freedom Fixed	3.28%	$0	More details
Freedom Variable	3.29% Variable	$0	Freedom Variable	3.29%	$0	More details
Freedom Variable	3.29% Variable	$935	Freedom Variable	3.29%	$0	More details
Freedom Fixed	3.69% Fixed - 4 years	$0	Freedom Fixed	3.30%	$0	More details
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Freedom Fixed	2.84% Fixed - 3 years	$0	Freedom Fixed	3.34%	$299	More details
Freedom Variable	3.34% Variable	$0	Freedom Variable	3.34%	$0	More details
Freedom Variable	3.34% Variable	$0	Freedom Variable	3.34%	$0	More details
Freedom Fixed	2.99% Fixed - 5 years	$0	Freedom Fixed	3.36%	$299	More details
Freedom Fixed	2.99% Fixed - 5 years	$0	Freedom Fixed	3.36%	$299	More details
Freedom Fixed	2.89% Fixed - 2 years	$0	Freedom Fixed	3.37%	$299	More details
Freedom Fixed	2.99% Fixed - 4 years	$0	Freedom Fixed	3.37%	$299	More details
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Freedom Fixed	2.99% Fixed - 4 years	$0	Freedom Fixed	3.37%	$299	More details
Freedom Fixed	2.89% Fixed - 1 year	$0	Freedom Fixed	3.38%	$299	More details
Freedom Fixed	2.89% Fixed - 1 year	$0	Freedom Fixed	3.38%	$299	More details
Freedom Variable	3.59% Variable	$0	Freedom Variable	3.38%	$0	More details
Freedom Variable	3.59% Variable	$935	Freedom Variable	3.38%	$0	More details
Freedom Fixed	3.74% Fixed - 3 years	$0	Freedom Fixed	3.39%	$0	More details
Freedom Fixed	2.69% Fixed - 3 years	$990	Freedom Fixed	3.40%	$0	More details
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Freedom Fixed	3.69% Fixed - 5 years	$0	Freedom Fixed	3.43%	$0	More details
Freedom Variable	3.64% Variable	$0	Freedom Variable	3.44%	$0	More details
Freedom Variable	3.64% Variable	$0	Freedom Variable	3.44%	$0	More details
Construction Loan	3.43% Variable	$0	Construction Loan	3.45%	$0	More details
Construction Loan	3.43% Variable	$0	Construction Loan	3.45%	$0	More details
Freedom Fixed	2.69% Fixed - 2 years	$990	Freedom Fixed	3.46%	$0	More details
Freedom Fixed	3.94% Fixed - 4 years	$0	Freedom Fixed	3.56%	$0	More details
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Freedom Fixed	3.94% Fixed - 5 years	$0	Freedom Fixed	3.69%	$0	More details
Freedom Fixed	3.09% Fixed - 3 years	$0	Freedom Fixed	3.71%	$299	More details
Freedom Fixed	3.09% Fixed - 3 years	$0	Freedom Fixed	3.71%	$299	More details
Freedom Fixed	3.24% Fixed - 5 years	$0	Freedom Fixed	3.71%	$299	More details
Freedom Fixed	3.24% Fixed - 5 years	$0	Freedom Fixed	3.71%	$299	More details
Freedom Fixed	3.24% Fixed - 4 years	$0	Freedom Fixed	3.73%	$299	More details
Freedom Fixed	3.24% Fixed - 4 years	$0	Freedom Fixed	3.73%	$299	More details
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Freedom Fixed	3.14% Fixed - 2 years	$0	Freedom Fixed	3.75%	$299	More details
Freedom Fixed	3.14% Fixed - 2 years	$0	Freedom Fixed	3.75%	$299	More details
Freedom Fixed	3.14% Fixed - 1 year	$0	Freedom Fixed	3.77%	$299	More details
Freedom Fixed	3.14% Fixed - 1 year	$0	Freedom Fixed	3.77%	$299	More details
Freedom Fixed	3.34% Fixed - 1 year	$0	Freedom Fixed	3.86%	$299	More details
Freedom Fixed	3.34% Fixed - 1 year	$0	Freedom Fixed	3.86%	$299	More details
Freedom Fixed	3.34% Fixed - 2 years	$0	Freedom Fixed	3.93%	$299	More details
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Freedom Fixed	3.34% Fixed - 2 years	$0	Freedom Fixed	3.93%	$299	More details
Freedom Fixed	3.29% Fixed - 3 years	$0	Freedom Fixed	3.99%	$299	More details
Freedom Fixed	3.29% Fixed - 3 years	$0	Freedom Fixed	3.99%	$299	More details
Freedom Fixed	3.44% Fixed - 4 years	$0	Freedom Fixed	4.10%	$299	More details
Freedom Fixed	3.44% Fixed - 4 years	$0	Freedom Fixed	4.10%	$299	More details
Freedom Fixed	3.44% Fixed - 5 years	$0	Freedom Fixed	4.17%	$299	More details
Freedom Fixed	3.44% Fixed - 5 years	$0	Freedom Fixed	4.17%	$299	More details
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Freedom SMSF	4.79% Variable	$3195	Freedom SMSF	5.31%	$395	More details
Freedom SMSF	5.79% Variable	$3195	Freedom SMSF	5.45%	$395	More details
Freedom SMSF	4.99% Variable	$3195	Freedom SMSF	5.50%	$395	More details
Freedom SMSF	5.99% Variable	$3195	Freedom SMSF	5.65%	$395	More details
Freedom SMSF	5.49% Variable	$3195	Freedom SMSF	5.99%	$395	More details

Data last updated on 23 Feb 2020

Read our important disclosures and general advice warning

Pros

Flexible loan options.
Competitive interest rates.
Can accommodate borrowers with a smaller deposit.

Cons

Limited branch access.
Limited home loan options.
Some loans have high exit fees.

Freedom Lend customer service

Being an online-only lender means that Freedom Lend customers do not have access to a branch network, however this non-traditional lender offers its customers extended telephone support, 7 days a week. Home loan customers can also contact Freedom Lend through the online chat function on their website. Borrowers looking for face-to-face support can meet with a Freedom Lend consultant in their Melbourne office, borrowers outside Melbourne can arrange a Skype meeting through the Freedom Lend website.

Customer service centre (phone)
Online banking
Email
Live Chat

How to Apply

Borrowers wanting to apply for a Freedom Lend home loan can complete a secure online loan application form. Before applying for a Freedom Lend home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for this Freedom Lend loan, you will need to supply the following information:

Proof of identity.
Proof of income including last two months’ payslips or last two years’ tax returns if you’re self-employed.
Provide three months’ savings history, credit card statements and bank account statements.

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