Illawarra Credit Union home loan repayment calculator

Thinking about taking out a home loan with Illawarra Credit Union? Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Illawarra Credit Union home loans compare with other options.

I am an

With a repayment type

Borrow amount

$

Deposit amount %

Loan term

Your estimated mortgage repayments

at interest rate 5.00%

Total interest payable

$0

Total loan repayments

$0

Pros and cons

  • Competitive rates, especially for larger variable loans.
  • Flexible fixed and variable loan features.
  • No annual fees on fixed or variable loans.
  • Additional repayments allowed.
  • Limited home loan products from which to choose.
  • Limited branch access.
  • No mobile phone app.

Illawarra Credit Union home loans rates

Advertised Rate

2.45%

Variable

Total estimated upfront fees
$1282
Comparison Rate*

2.50%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.40%

Fixed - 3 years

Total estimated upfront fees
$1282
Comparison Rate*

2.60%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.59%

Variable

Total estimated upfront fees
$1282
Comparison Rate*

2.64%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.65%

Fixed - 1 year

Total estimated upfront fees
$1282
Comparison Rate*

2.65%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.65%

Fixed - 2 years

Total estimated upfront fees
$1282
Comparison Rate*

2.65%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.80%

Fixed - 1 year

Total estimated upfront fees
$1282
Comparison Rate*

2.66%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.04%

Fixed - 5 years

Total estimated upfront fees
$1282
Comparison Rate*

2.82%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

1.99%

Fixed - 4 years

Total estimated upfront fees
$1282
Comparison Rate*

2.85%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

1.99%

Fixed - 3 years

Total estimated upfront fees
$1282
Comparison Rate*

2.89%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

1.99%

Fixed - 2 years

Total estimated upfront fees
$1282
Comparison Rate*

2.93%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

1.99%

Intro 24 months

Total estimated upfront fees
$1282
Comparison Rate*

2.93%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union

Winner of Best home loans over 1m, RateCity Gold Awards 2021

More details
Advertised Rate

2.99%

Intro 24 months

Total estimated upfront fees
$1282
Comparison Rate*

2.93%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.29%

Fixed - 2 years

Total estimated upfront fees
$1282
Comparison Rate*

2.98%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.35%

Fixed - 3 years

Total estimated upfront fees
$1282
Comparison Rate*

2.98%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.50%

Variable

Total estimated upfront fees
$1282
Comparison Rate*

3.01%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.79%

Fixed - 1 year

Total estimated upfront fees
$1282
Comparison Rate*

3.04%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.74%

Fixed - 5 years

Total estimated upfront fees
$1282
Comparison Rate*

3.11%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.65%

Fixed - 3 years

Total estimated upfront fees
$1282
Comparison Rate*

3.12%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.65%

Fixed - 3 years

Total estimated upfront fees
$1282
Comparison Rate*

3.12%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.75%

Fixed - 2 years

Total estimated upfront fees
$1282
Comparison Rate*

3.17%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.75%

Fixed - 2 years

Total estimated upfront fees
$1282
Comparison Rate*

3.17%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.85%

Fixed - 1 year

Total estimated upfront fees
$1282
Comparison Rate*

3.21%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.85%

Fixed - 1 year

Total estimated upfront fees
$1282
Comparison Rate*

3.21%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.19%

Variable

Total estimated upfront fees
$1282
Comparison Rate*

3.24%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.55%

Fixed - 5 years

Total estimated upfront fees
$1282
Comparison Rate*

3.39%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.55%

Fixed - 5 years

Total estimated upfront fees
$1282
Comparison Rate*

3.39%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.79%

Fixed - 3 years

Total estimated upfront fees
$60
Comparison Rate*

3.47%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.14%

Fixed - 5 years

Total estimated upfront fees
$60
Comparison Rate*

3.49%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.79%

Fixed - 2 years

Total estimated upfront fees
$60
Comparison Rate*

3.54%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.55%

Fixed - 3 years

Total estimated upfront fees
$1282
Comparison Rate*

3.60%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.69%

Fixed - 1 year

Total estimated upfront fees
$60
Comparison Rate*

3.61%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.65%

Fixed - 3 years

Total estimated upfront fees
$1282
Comparison Rate*

3.63%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.59%

Fixed - 1 year

Total estimated upfront fees
$1282
Comparison Rate*

3.67%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.59%

Fixed - 2 years

Total estimated upfront fees
$1282
Comparison Rate*

3.67%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.64%

Fixed - 2 years

Total estimated upfront fees
$1282
Comparison Rate*

3.68%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.64%

Variable

Total estimated upfront fees
$60
Comparison Rate*

3.69%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.09%

Fixed - 5 years

Total estimated upfront fees
$1282
Comparison Rate*

3.71%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.09%

Fixed - 4 years

Total estimated upfront fees
$1282
Comparison Rate*

3.72%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.95%

Fixed - 1 year

Total estimated upfront fees
$60
Comparison Rate*

3.72%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.25%

Variable

Total estimated upfront fees
$1282
Comparison Rate*

3.74%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.89%

Fixed - 2 years

Total estimated upfront fees
$60
Comparison Rate*

3.74%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.85%

Fixed - 1 year

Total estimated upfront fees
$1282
Comparison Rate*

3.75%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

2.85%

Fixed - 1 year

Total estimated upfront fees
$1282
Comparison Rate*

3.75%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.89%

Fixed - 3 years

Total estimated upfront fees
$60
Comparison Rate*

3.76%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.24%

Fixed - 5 years

Total estimated upfront fees
$1282
Comparison Rate*

3.77%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.30%

Variable

Total estimated upfront fees
$1282
Comparison Rate*

3.79%

Ongoing fee
$395 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.30%

Variable

Total estimated upfront fees
$0
Comparison Rate*

3.79%

Ongoing fee
$250 annually
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

4.09%

Fixed - 5 years

Total estimated upfront fees
$60
Comparison Rate*

3.87%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.85%

Variable

Total estimated upfront fees
$1282
Comparison Rate*

3.90%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.85%

Variable

Total estimated upfront fees
$1282
Comparison Rate*

3.90%

Ongoing fee
$0
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

4.00%

Variable

Total estimated upfront fees
$60
Comparison Rate*

4.05%

Ongoing fee
$8 monthly
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.75%

Fixed - 3 years

Total estimated upfront fees
$0
Comparison Rate*

4.21%

Ongoing fee
$8 monthly
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.78%

Fixed - 3 years

Total estimated upfront fees
$0
Comparison Rate*

4.22%

Ongoing fee
$8 monthly
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.99%

Fixed - 5 years

Total estimated upfront fees
$0
Comparison Rate*

4.23%

Ongoing fee
$8 monthly
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.80%

Fixed - 2 years

Total estimated upfront fees
$0
Comparison Rate*

4.26%

Ongoing fee
$8 monthly
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.85%

Fixed - 2 years

Total estimated upfront fees
$0
Comparison Rate*

4.27%

Ongoing fee
$8 monthly
Go to site
Company
Illawarra Credit Union
More details
Advertised Rate

3.75%

Fixed - 1 year

Total estimated upfront fees
$0
Comparison Rate*

4.30%

Ongoing fee
$8 monthly