1. Home
  2. Home Loans
  3. Companies
  4. Illawarra Cu Nsw
Illawarra Credit Union logo

Illawarra Credit Union home loans

Illawarra Credit Union has been serving the Illawarra region since 1972. It is community focused and aims to help members map and achieve their financial strategy. Customers of Illawarra Credit Union must also become a member of the union and therefore have a say in how it is run. One of the main points of difference here is that Illawarra’s profits are reinvested into the business, unlike the major banks where the profits go to the shareholders.

Illawarra offers a full range of financial products and services, including:

  • Home loans.
  • Personal loans.
  • Savings accounts.
  • Everyday transaction accounts.
  • Term deposits.
  • Business banking solutions.

Illawarra Credit Union Home Loan Calculator  
Interested in a Illawarra home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Illawarra compares to its competitors. Simply plug in your borrowing amount below.

Content updated

Product data updated

Why choose Illawarra Credit Union


  • Competitive rates, especially for larger variable loans.
  • Flexible fixed and variable loan features.
  • No annual fees on fixed or variable loans.
  • Additional repayments allowed.


  • Limited home loan products from which to choose.
  • Limited branch access.

Illawarra Credit Union Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

About our expert

Did you find this page helpful?

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.