Advertiser disclosure
Illawarra Credit Union
Illawarra Credit Union has been serving the Illawarra region since 1972. It is community focused and aims to help members map and achieve their financial strategy. Customers of Illawarra Credit Union must also become a member of the union and therefore have a say in how it is run. One of the main points of difference here is that Illawarra’s profits are reinvested into the business, unlike the major banks where the profits go to the shareholders.
Illawarra offers a full range of financial products and services, including:
- Home loans.
- Personal loans.
- Savings accounts.
- Everyday transaction accounts.
- Term deposits.
- Business banking solutions.
Illawarra Credit Union Home Loan Calculator Â
Interested in a Illawarra home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Illawarra compares to its competitors. Simply plug in your borrowing amount below.
Read More
Illawarra Credit Union home loan repayment calculator
Your estimated mortgage repayments
at interest rate 5.00%
Total interest payable
$0
Total loan repayments
$0
Pros and cons
- Competitive rates, especially for larger variable loans.
- Flexible fixed and variable loan features.
- No annual fees on fixed or variable loans.
- Additional repayments allowed.
- Limited home loan products from which to choose.
- Limited branch access.
- No mobile phone app.
Illawarra Credit Union home loans rates
Advertised Rate 2.45% Variable | Total estimated upfront fees | Comparison Rate* 2.50% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.40% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 2.60% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.59% Variable | Total estimated upfront fees | Comparison Rate* 2.64% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.65% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 2.65% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.65% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 2.65% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.80% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 2.66% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.04% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 2.82% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 1.99% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 2.85% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 1.99% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 2.89% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 1.99% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 2.93% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 1.99% Intro 24 months | Total estimated upfront fees | Comparison Rate* 2.93% | Ongoing fee | Go to site | Company | Winner of Best home loans over 1m, RateCity Gold Awards 2021 More details | |
Advertised Rate 2.99% Intro 24 months | Total estimated upfront fees | Comparison Rate* 2.93% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.29% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 2.98% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.35% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 2.98% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.50% Variable | Total estimated upfront fees | Comparison Rate* 3.01% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.79% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.04% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.74% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.11% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.65% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.12% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.65% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.12% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.75% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.17% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.75% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.17% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.85% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.21% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.85% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.21% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.19% Variable | Total estimated upfront fees | Comparison Rate* 3.24% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.55% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.39% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.55% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.39% | Ongoing fee | Go to site | Company | More details | |
Product | Advertised Rate 2.79% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.47% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.14% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.49% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.79% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.54% | Ongoing fee | Go to site | Company | More details |
Advertised Rate 2.55% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.60% | Ongoing fee | Go to site | Company | More details | |
Product | Advertised Rate 2.69% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.61% | Ongoing fee | Go to site | Company | More details |
Advertised Rate 2.65% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.63% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.59% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.67% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.59% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.67% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.64% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.68% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.64% Variable | Total estimated upfront fees | Comparison Rate* 3.69% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.09% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.71% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.09% Fixed - 4 years | Total estimated upfront fees | Comparison Rate* 3.72% | Ongoing fee | Go to site | Company | More details | |
Product | Advertised Rate 3.95% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.72% | Ongoing fee | Go to site | Company | More details |
Advertised Rate 3.25% Variable | Total estimated upfront fees | Comparison Rate* 3.74% | Ongoing fee | Go to site | Company | More details | |
Product | Advertised Rate 3.89% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 3.74% | Ongoing fee | Go to site | Company | More details |
Advertised Rate 2.85% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.75% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 2.85% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 3.75% | Ongoing fee | Go to site | Company | More details | |
Product | Advertised Rate 3.89% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 3.76% | Ongoing fee | Go to site | Company | More details |
Advertised Rate 3.24% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.77% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.30% Variable | Total estimated upfront fees | Comparison Rate* 3.79% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.30% Variable | Total estimated upfront fees | Comparison Rate* 3.79% | Ongoing fee | Go to site | Company | More details | |
Product | Advertised Rate 4.09% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 3.87% | Ongoing fee | Go to site | Company | More details |
Advertised Rate 3.85% Variable | Total estimated upfront fees | Comparison Rate* 3.90% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 3.85% Variable | Total estimated upfront fees | Comparison Rate* 3.90% | Ongoing fee | Go to site | Company | More details | |
Advertised Rate 4.00% Variable | Total estimated upfront fees | Comparison Rate* 4.05% | Ongoing fee | Go to site | Company | More details | |
Product | Advertised Rate 3.75% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 4.21% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.78% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 4.22% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.99% Fixed - 5 years | Total estimated upfront fees | Comparison Rate* 4.23% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.80% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 4.26% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.85% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 4.27% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.75% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 4.30% | Ongoing fee |