Liberty Financial Home Loans
Since 1997, Liberty Financial has been providing Australian customers with tailored financial products and services. With an emphasis on innovation, Liberty Financial gives borrowers an alternative to the big banks. Liberty Financial provides its customers with a wide range of home loans, car loans, business finance, as well as investments and products from other financial institutions. While Liberty Financial is not a traditional bank, it does have backing of large global banks like Deutsche Bank, Credit Suisse and National Australia Bank.
Liberty Financial Home Loan Calculator
Interested in a Liberty Financial home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Liberty Financial compares to its competitors. Simply plug in your borrowing amount below.
Liberty Financial home loans
| Product | Advertised rate | Upfront fee | Comparison rate* | Ongoing fee | Go To Site |
|---|---|---|---|---|---|
Advertised rate 4.24% Variable | Upfront fee $995.00 | Comparison rate* 4.31% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.49% Variable | Upfront fee $0 | Comparison rate* 4.50% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.34% Variable | Upfront fee $0 | Comparison rate* 4.64% | Ongoing fee $295 annually | Details Compare | |
Advertised rate 4.24% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.72% | Ongoing fee $295 annually | Details Compare | |
Advertised rate 4.49% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.77% | Ongoing fee $295 annually | Details Compare | |
Advertised rate 4.49% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.77% | Ongoing fee $295 annually | Details Compare | |
Advertised rate 4.24% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.89% | Ongoing fee $295 annually | Details Compare | |
Advertised rate 4.19% Fixed - 2 years | Upfront fee $0 | Comparison rate* 4.91% | Ongoing fee $295 annually | Details Compare |
Liberty Sharp Home Loan (LVR 70%-80%) Advertised rate 4.24% Variable Upfront fee $995.00 Comparison rate* 4.31% Ongoing fee $0 | |
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Liberty Free Home Loan (LVR 70%-80%) Advertised rate 4.49% Variable Upfront fee $0 Comparison rate* 4.50% Ongoing fee $0 | |
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Liberty Star Home Loan (LVR 70%-80%) Advertised rate 4.34% Variable Upfront fee $0 Comparison rate* 4.64% Ongoing fee $295 annually | |
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Liberty Star Home Loan Fixed 3 Years Advertised rate 4.24% Fixed - 3 years Upfront fee $0 Comparison rate* 4.72% Ongoing fee $295 annually | |
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Liberty Star Investment Loan Fixed 1 Year Advertised rate 4.49% Fixed - 1 year Upfront fee $0 Comparison rate* 4.77% Ongoing fee $295 annually | |
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Liberty Star Investment Loan Fixed 3 Years Advertised rate 4.49% Fixed - 3 years Upfront fee $0 Comparison rate* 4.77% Ongoing fee $295 annually | |
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Liberty Star Home Loan Fixed 1 Year Advertised rate 4.24% Fixed - 1 year Upfront fee $0 Comparison rate* 4.89% Ongoing fee $295 annually | |
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Liberty Star Home Loan Fixed 2 Years Advertised rate 4.19% Fixed - 2 years Upfront fee $0 Comparison rate* 4.91% Ongoing fee $295 annually | |
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- These loans have flexible features.
- Lower interest rates.
- Loans cater to borrowers with specific needs like low doc loans and self-employed loans.
- Limited branch network.
- Some loans have annual fees.
Home Loan customers can contact Liberty Financial by calling the contact centre or by using the email enquiry form. Customers also have the option of talking to a Liberty Financial representative using the live chat function on the website. While Liberty Financial doesn’t have branches, it does have a network of mobile Advisers who help borrowers tailor a custom finance solution.
✓ Customer service centre (phone)
✓ Online banking
✓ Live Chat
✓ Mobile banking
How to Apply
Borrowers wanting to apply for a Liberty Financial home loan can complete a pre-approval assessment form online but cannot actually apply for the loan online. Customers wanting to apply for a Liberty Financial loan will need to call the contact centre or enquire online for access to a Broker or Adviser. Before applying for a Liberty Financial home loan, consider what you can afford to borrow and what other costs you need to factor in. The Liberty Financial website doesn’t give specific documents, however they could include:
- Provide details of your income and employment including your employer's contact details or recent tax returns.
- Proof of identity.
- Proof of assets, debts and liabilities.
