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Liberty Financial
Since 1997, Liberty Financial has been providing Australian customers with tailored financial products and services. With an emphasis on innovation, Liberty Financial gives borrowers an alternative to the big banks. Liberty Financial provides its customers with a wide range of home loans, car loans, business finance, as well as investments and products from other financial institutions. While Liberty Financial is not a traditional bank, it does have backing of large global banks like Deutsche Bank, Credit Suisse and National Australia Bank.
Liberty Financial Home Loan Calculator
Interested in a Liberty Financial home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Liberty Financial compares to its competitors. Simply plug in your borrowing amount below.
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Liberty Financial home loan repayment calculator
Your estimated mortgage repayments
at interest rate 5.00%
Total interest payable
$0
Total loan repayments
$0
Pros and cons
- These loans have flexible features.
- Lower interest rates.
- Loans cater to borrowers with specific needs like low doc loans and self-employed loans.
- Limited branch network.
- Some loans have annual fees.
Liberty Financial home loans rates
Product | Advertised Rate 2.64% Variable | Total estimated upfront fees | Comparison Rate* 2.71% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.84% Variable | Total estimated upfront fees | Comparison Rate* 2.91% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.99% Variable | Total estimated upfront fees | Comparison Rate* 3.06% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.74% Variable | Total estimated upfront fees | Comparison Rate* 3.07% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.14% Variable | Total estimated upfront fees | Comparison Rate* 3.15% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.19% Variable | Total estimated upfront fees | Comparison Rate* 3.26% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 2.94% Variable | Total estimated upfront fees | Comparison Rate* 3.27% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.29% Variable | Total estimated upfront fees | Comparison Rate* 3.30% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.24% Variable | Total estimated upfront fees | Comparison Rate* 3.31% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.09% Variable | Total estimated upfront fees | Comparison Rate* 3.42% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.49% Variable | Total estimated upfront fees | Comparison Rate* 3.50% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.29% Variable | Total estimated upfront fees | Comparison Rate* 3.61% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.64% Variable | Total estimated upfront fees | Comparison Rate* 3.65% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.34% Variable | Total estimated upfront fees | Comparison Rate* 3.66% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.59% Variable | Total estimated upfront fees | Comparison Rate* 3.66% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.69% Variable | Total estimated upfront fees | Comparison Rate* 3.70% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.59% Variable | Total estimated upfront fees | Comparison Rate* 3.75% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.69% Variable | Total estimated upfront fees | Comparison Rate* 4.00% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.99% Variable | Total estimated upfront fees | Comparison Rate* 4.00% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.04% Variable | Total estimated upfront fees | Comparison Rate* 4.05% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.69% Variable | Total estimated upfront fees | Comparison Rate* 4.10% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.94% Variable | Total estimated upfront fees | Comparison Rate* 4.11% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.84% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 4.14% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.84% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 4.14% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.04% Variable | Total estimated upfront fees | Comparison Rate* 4.14% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.14% Variable | Total estimated upfront fees | Comparison Rate* 4.15% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 3.89% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 4.18% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.19% Variable | Total estimated upfront fees | Comparison Rate* 4.42% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.04% Variable | Total estimated upfront fees | Comparison Rate* 4.44% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.39% Variable | Total estimated upfront fees | Comparison Rate* 4.49% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.54% Variable | Total estimated upfront fees | Comparison Rate* 4.55% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.54% Variable | Total estimated upfront fees | Comparison Rate* 4.60% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.29% Variable | Total estimated upfront fees | Comparison Rate* 4.75% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.54% Variable | Total estimated upfront fees | Comparison Rate* 4.77% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.89% Variable | Total estimated upfront fees | Comparison Rate* 4.90% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.89% Variable | Total estimated upfront fees | Comparison Rate* 4.96% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.19% Fixed - 3 years | Total estimated upfront fees | Comparison Rate* 5.00% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.19% Fixed - 2 years | Total estimated upfront fees | Comparison Rate* 5.01% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.64% Variable | Total estimated upfront fees | Comparison Rate* 5.01% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.24% Fixed - 1 year | Total estimated upfront fees | Comparison Rate* 5.03% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.64% Variable | Total estimated upfront fees | Comparison Rate* 5.10% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.99% Variable | Total estimated upfront fees | Comparison Rate* 5.20% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.74% Variable | Total estimated upfront fees | Comparison Rate* 5.34% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.99% Variable | Total estimated upfront fees | Comparison Rate* 5.37% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 4.95% Variable | Total estimated upfront fees | Comparison Rate* 5.38% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 5.39% Variable | Total estimated upfront fees | Comparison Rate* 5.40% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 5.34% Variable | Total estimated upfront fees | Comparison Rate* 5.55% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 5.09% Variable | Total estimated upfront fees | Comparison Rate* 5.69% | Ongoing fee | Go to site | Company | More details |
Product | Advertised Rate 5.84% Variable | Total estimated upfront fees | Comparison Rate* 5.85% | Ongoing fee | Go to site | Company | More details |
Liberty Financial customer service
Home Loan customers can contact Liberty Financial by calling the contact centre or by using the email enquiry form. Customers also have the option of talking to a Liberty Financial representative using the live chat function on the website. While Liberty Financial doesn’t have branches, it does have a network of mobile Advisers who help borrowers tailor a custom finance solution.
✓ Customer service centre (phone)
✓ Online banking
✓ Live Chat
✓ Mobile banking
How to Apply
Borrowers wanting to apply for a Liberty Financial home loan can complete a pre-approval assessment form online but cannot actually apply for the loan online. Customers wanting to apply for a Liberty Financial loan will need to call the contact centre or enquire online for access to a Broker or Adviser. Before applying for a Liberty Financial home loan, consider what you can afford to borrow and what other costs you need to factor in. The Liberty Financial website doesn’t give specific documents, however they could include:
- Provide details of your income and employment including your employer's contact details or recent tax returns.
- Proof of identity.
- Proof of assets, debts and liabilities.
Liberty Financial top home loans products
Learn more about home loans
How can I get ANZ home loan pre-approval?
Shopping for a new home is an exciting experience and getting a pre-approval on the loan may give you the peace of mind that you are looking at properties within your budget.
At the time of applying for the ANZ Bank home loan pre-approval, you will be required to provide proof of employment and income, along with records of your savings and debts.
An ANZ home loan pre-approval time frame is usually up to three months. However, being pre-approved doesn’t necessarily mean you will get your home loan. Other factors could lead to your home loan application being rejected, even with a prior pre-approval. Some factors include the property evaluation not meeting the bank’s criteria or a change in your financial circumstances.
You can make an application for ANZ home loan pre-approval online or call on 1800100641 Mon-Fri 8.00 am to 8.00 pm (AEST).
Remaining loan term
The length of time it will take to pay off your current home loan, based on the currently-entered mortgage balance, monthly repayment and interest rate.
What is an ombudsman?
An complaints officer – previously referred to as an ombudsman -looks at formal complaints from customers about their credit providers, and helps to find a fair and independent solution to these problems.
These services are handled by the Australian Financial Complaints Authority, a non-profit government organisation that addresses and resolves financial disputes between customers and financial service providers.
How do I apply for a home loan pre-approval from Commonwealth Bank?
To apply for a Commbank home loan pre-approval, you can either call the bank at 13 2224 or meet one of the bank’s lending specialists. You can set up a meeting online if you wish. You’ll n