Real Home Loans Reviews & Compare vs Big 4 Banks | RateCity
Real Home Loans is a part of one of the world’s biggest insurance companies, The Holland Group. The company commenced operations in the mid-2000s and started by offering insurance products to the Australian market under the name Real Insurance.
Real Home Loans emerged shortly afterwards. It describes its strengths as its innovative products and superior customer service.
Real Home Loans is a credit assistance provider and is no longer accepting new loan applications, but is still assisting existing lenders.
Real Home Loans Home Loan Calculator
Interested in an Real Home Loans home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Real Home Loans compares to its competitors. Simply plug in your borrowing amount below.
Real Home Loans home loan repayment calculator
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Real Home Loans home loans rates
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- Low deposits accepted.
- Fixed and variable options available.
- Flexible features.
- Limited home loan products to choose from.
Real Home Loans customer service
Real Home Loans has multiple services for account access and customer support. These include online access to manage your home loan, a hotline and a dedicated email address for customers.
- Customer service centre (phone)
- Online banking
How to Apply
Applications and home loan enquiries are no longer being accepted by Real Home Loans and this page is primarily for refinancers who wish to compare Real Home Loans products. RateCity will update this page if Real Home Loans starts accepting new applications.
- FIXED RATE
- FIRST HOME BUYER
- NEXT HOME BUYER
RateCity wants to prove that it pays to check your home loan rate, and provide some extra motivation for doing so. We want to encourage people to take an active interest in their home loans, and gain a thorough understanding of what they’re paying and how much they could save.
You can only check your rates once. However we will send you, via email, the link to the result page so that you may return to it.
The winner will be chosen randomly from our entries on 21 May 2020 by Loyalty.com.au, in the presence of an independent scrutineer.
No. You can invite as many people to enter the competition as you like. Just remember that you’ll only get one extra entry in the competition for each invited friend that checks their own rate.
No. While we will do our best to show a list of loans that may suit your needs, if you choose to apply to refinance, it is up to the lender to approve or disapprove your loan based on your individual circumstances, after you have submitted all your paperwork.
This can sometimes take up to 30 days, so it is important to find out exactly what the criteria is for the loan, and what you need in terms of paperwork. RateCity does not make any suggestions taking into account your personal and individual needs.
If we can’t beat your current home loan rate, you can claim your $100 gift card by confirming your home loan details with us.*
To do this, on your results page you’ll need to securely upload a home loan document or statement from your lender that can be used to confirm the home loan details you provided. This should outline the following information:
- Loan term
- Loan type (fixed / variable)
- Payment type (principal and interest / interest only)
- Loan purpose (owner / investor)
- Property value
- Date of loan commencement
- Any special conditions
We’ll keep your information private and confidential and only use your document to confirm your entry.
Your repayments should appear on your bank statements or your internet banking. If you make weekly or fortnightly repayments, make sure you convert them to monthly calculations.
We use your current mortgage details to calculate the potential savings if you were to change lenders, and also to help us point you to loans that may meet your needs.
For example – if you live in the house you own, we’ll make sure we show you the owner-occupier rates, which are typically cheaper than investor rates. Or if you have less than 20% equity in your property, then we won’t show you the deals that require a greater amount of equity.
This competition is only available to Australian residents who are over 18 and check their home loan interest rate at RateCity. However, you are not required to refinance your home loan or apply for any financial products.
You can still enter if you don’t have a home loan yet – enter how much you plan to borrow and the details of the property you’re considering, and we’ll compare mortgage offers that may suit your needs and estimate how much you could save compared to a loan with an average interest rate.