RESI Mortgage Corp
RESI Mortgage Corp is a non-bank lender founded in the 1980s and part of the Yellow Brick Road Group since 2014.
RESI is based in Sydney and has branches throughout Australia and offers a number of financial products and services. These include home and commercial loans, superannuation and personal finance advice.
RESI Mortgage Corp has won numerous awards and was named Australia’s Best Non-Bank Lender at the Australian Lending Awards in 2012.
RESI Home Loan Calculator
Interested in an RESI home loan? RateCity has a suite of calculators that can show you what your repayments would be and how RESIcompares to its competitors. Simply plug in your borrowing amount below.
- Discounted rates available.
- Flexible repayment features.
- Specialised loans available.
- Limited interest-only payments.
- Relatively high standard rates.
Home loan customers at RESI Mortgage Corp can contact the lender in a number of ways. There is a general customer line and customers can also contact the lender via email or an online form on the RESI website. There is also the option to visit a RESI Mortgage branch and meet with a staff member in person.
- Customer service centre (phone)
- Mobile app
- Online banking
- Branch
RESI Mortgage Corp home loans
| Product | Advertised rate | Upfront fee | Comparison rate* | Ongoing fee | Go To Site |
|---|---|---|---|---|---|
Advertised rate 3.96%Variable | Upfront fee $744.00 | Comparison rate* 4.02% | Ongoing fee $10 monthly | Details Compare | |
Advertised rate 4.18%Variable | Upfront fee $649.00 | Comparison rate* 4.35% | Ongoing fee $120 annually | Details Compare | |
Advertised rate 4.18%Variable | Upfront fee $649.00 | Comparison rate* 4.35% | Ongoing fee $120 annually | Details Compare | |
Advertised rate 4.30%Fixed - 2 years | Upfront fee $744.00 | Comparison rate* 4.44% | Ongoing fee $10 monthly | Details Compare | |
Advertised rate 4.41%Variable | Upfront fee $744.00 | Comparison rate* 4.46% | Ongoing fee $10 monthly | Details Compare | |
Advertised rate 4.50%Fixed - 3 years | Upfront fee $744.00 | Comparison rate* 4.49% | Ongoing fee $10 monthly | Details Compare | |
Advertised rate 4.33%Variable | Upfront fee $649.00 | Comparison rate* 4.50% | Ongoing fee $120 annually | Details Compare |
Flexi Options Home Loan (LVR < 80%) Advertised rate 3.96%VariableUpfront fee $744.00Comparison rate* 4.02%Ongoing fee $10 monthly | |
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Smart Pro Home Loan ($30,000-$199,999, LVR < 80%) Advertised rate 4.18%VariableUpfront fee $649.00Comparison rate* 4.35%Ongoing fee $120 annually | |
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Smart Pro Home Loan ($30,000-$199,999, LVR 80%-90%) Advertised rate 4.18%VariableUpfront fee $649.00Comparison rate* 4.35%Ongoing fee $120 annually | |
Compare | |
Flexi Options Fixed Home Loan 2 Years Advertised rate 4.30%Fixed - 2 yearsUpfront fee $744.00Comparison rate* 4.44%Ongoing fee $10 monthly | |
Compare | |
Flexi Options Home Loan (LVR 80%-95%) Advertised rate 4.41%VariableUpfront fee $744.00Comparison rate* 4.46%Ongoing fee $10 monthly | |
Compare | |
mFlexi Options Fixed Home Loan 3 Years Advertised rate 4.50%Fixed - 3 yearsUpfront fee $744.00Comparison rate* 4.49%Ongoing fee $10 monthly | |
Compare | |
Smart Pro Home Loan ($30,000-$199,999, LVR 90%-95%) Advertised rate 4.33%VariableUpfront fee $649.00Comparison rate* 4.50%Ongoing fee $120 annually | |
Compare | |
How to Apply
RESI Mortgage Corp customers can apply for a home loan through a number of methods. These include by phone or email, via the online application form on the RESI website, or by booking a phone appointment with a home loan specialist. Customers can also apply in person at a RESI Mortgage branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:
- Personal identification material.
- Proof of income and other earnings.
- Proof and type of employment.
- Details of current loans, debts and liabilities.
- Personal insurance documents.
For refinancers you will also have to provide you home loan statements for the past three months and a current payout quote for the loan you wish to refinance.
