company logo

Transport Mutual Credit Union, formerly the RTA Staff Credit Union, is a member-owned credit union formed in 1964. It was renamed as the Transport Mutual Credit Union in 2012.

It is based in Sydney and provides financial products and services including home and personal loans, savings accounts and term deposits, superannuation and insurance. It also offers financial services ranging from investment and general advice to financial planning services.

Transport Mutual Credit Union Home Loan Calculator
Interested in an Transport Mutual Credit Union home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Transport Mutual Credit Union compares to its competitors. Simply plug in your borrowing amount below. 

Borrowing Amount

Property Value

Rate Type

Transport Mutual Credit Union home loans rates

1 - 6 of 6
Product
Advertised rate
Upfront fee
Comparison rate*
Ongoing fee
Go To Site
Compare

More details

Compare

More details

Compare

More details

Compare

More details

Compare

More details

Compare

More details

Pros:
  • Flexible repayment features.
  • Suitable for small deposits.
  • Specialised loans available.
Cons:
  • Limited fixed-rate options.
  • High standard rates.
  • No branch access outside Sydney.
Transport Mutual Credit Union customer service:

Customers at Transport Mutual can contact the credit union via a general customer service phone line, by via email or online via their website. There is also the option of visiting a Transport Mutual staff member in person at their Sydney branch.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch

How to Apply

Potential home loan customers at Transport Mutual Credit Union can apply via an online application form available at the Transport Mutual website. Customers can also visit a consultant at their Sydney branch or apply via phone. There is also an online enquiry form for those wanting information on Transport Mutual loan products. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification documents.
  • Proof of income and employment type.
  • Proof of other income, assets savings.
  • Details of current debts, loans and liabilities.
  • Personal insurance documents.

For refinancers, you will also have to provide home loan statements for the past six months and a current payout quote for the loan you want to refinance. 

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Compare your product with the big 4 banks, or add more products to compare
As seen on