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ubank home loans

Since 2007, ubank has been providing Australians with a wide range of banking products, including home loans and savings and transaction accounts. ubank makes applying for a home loan fast and simple with 24 hour customer support. ubank is an online-only lender that is backed by NAB.

Since ubank is an online bank, you’ll need to be comfortable completing a ubank home loan application online, rather than by visiting a branch. With no branches to manage, ubank is able to offer lower interest rates and fees than other more traditional banks.

ubank has won numerous awards, including Money Magazine’s “Best of the Best” award, the BAI Financial Global Product Innovation Award for its refinance mortgage uhomeloan, and the 2012 Australian Lending Award for Best Online Operator. 

Home loan customers can contact ubank by phone, email, or online via the UBank website. 

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Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose ubank


  • Some loans offer offset accounts
  • Flexible loan options
  • Fast application and turnaround process
  • Low interest rates and LVR pricing available


  • Not available for self employed
  • Not available for off the plan
  • No branch network
  • Loans have application fees

ubank Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Contact a mortgage broker

ubank homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Matthew Herewini

Australian Credit Licence: 392200
788 Google reviews

Get expert advice from a home loans specialist.

Meet Matthew, a seasoned financial expert with a strong background in both mortgages and car loans. With 5 years of expe...

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broker profile picture

Azm Khan

Customer Representative Number: 463273
60 Google reviews

Get expert advice from a home loans specialist.

I am passionate about helping people reach their property goals. A Master's degree in Accounting, a CPA qualification an...

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broker profile picture

Patrick Ryan

Australian Credit Licence: 393195

Get expert advice from a home loans specialist.

Patrick is a Central Coast local having relocated his family from Sydney 8 years ago and has spent the last 25 + years w...

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.