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ubank home loans

Since 2007, ubank has been providing Australians with a wide range of banking products, including home loans and savings and transaction accounts. ubank makes applying for a home loan fast and simple with 24 hour customer support. ubank is an online-only lender that is backed by NAB.

Since ubank is an online bank, you’ll need to be comfortable completing a ubank home loan application online, rather than by visiting a branch. With no branches to manage, ubank is able to offer lower interest rates and fees than other more traditional banks.

ubank has won numerous awards, including Money Magazine’s “Best of the Best” award, the BAI Financial Global Product Innovation Award for its refinance mortgage uhomeloan, and the 2012 Australian Lending Award for Best Online Operator. 

Home loan customers can contact ubank by phone, email, or online via the UBank website. 

Other available products
Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose ubank

Benefits

  • Some loans offer offset accounts
  • Flexible loan options
  • Fast application and turnaround process
  • Low interest rates and LVR pricing available

Drawbacks

  • Not available for self employed
  • Not available for off the plan
  • No branch network
  • Loans have application fees

ubank Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Contact a mortgage broker

ubank homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Kurt Wang

QLD4113
Customer Representative Number: 552818
5.0
204 Google reviews

Get expert advice from a home loans specialist.

I am an experienced mortgage broker with a strong financial background, boasting three years of dedicated service in the...

View Profile
broker profile picture

Damien Zanin

NSW2045
Australian Credit Licence: 392200
5.0
138 Google reviews

Get expert advice from a home loans specialist.

Damien has a hands-on approach when it comes to dealing with his clients. He shows empathy and a genuine sense of care t...

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broker profile picture

John Fulford

NSW2292
Customer Representative Number: 515694
5.0
6 Google reviews

Get expert advice from a home loans specialist.

John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Br...

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.