Important disclosure

Yard home loans
Yard has home loans available for owner-occupiers and investors, whether they are buying or refinancing. Variable, fixed and split interest rates are available, and it’s possible to borrow with an LVR of up to 95%. Other features of Yard’s home loans include 100% offset accounts, the option to make extra repayments, and redraw facilities.
Borrowers selling one property and buying another may be able to get a bridging loan from Yard, while those building a brand new home can apply for a construction loan.
And if you have a self-managed super fund, you may be able to invest in property to benefit your fund through an SMSF loan from Yard.
Pros and cons
- Online application process
- No application fee
- Guarantor option available
- No branch access
- Annual fee on offset account
- Discharge fee
Yard home loan calculator
Thinking about taking out a home loan with Yard? Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Yard home loans compare with other options.
Your estimated mortgage repayments
at interest rate 2.64%
Total interest payable
$0
Total loan repayments
$0