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RateCity's Rates of the Nation report, FY15 Q1

RateCity's Rates of the Nation report, FY15 Q1

Report key findings:

Interest rate movements across all categories, despite the cash rate on hold for more than a year

Home loans – some variable rate cuts made during the quarter, most movement among longer-term fixed interest rates, particularly 5-yr terms

Credit cards –  purchase rates and ongoing fees on the decline and a trend towards longer purchase intro deals as balance transfer deals drop slightly

Deposit accounts –  online savings accounts and term deposit rates tracking down, with biggest cuts on longer-term

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