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Geelong Bank Personal Loans

Geelong Bank has been serving the banking needs of customers in Australia since its inception in Geelong back in 1974 as FCCS Credit Union.

With only one branch to visit, Geelong Bank delivers financial services to Australians mostly via the internet.

In addition to personal loans, Geelong Bank members also have access to home loans, credit cards, insurance, financial planning, savings accounts and bank accounts.

Geelong Bank personal loan repayment calculator

Thinking about taking out a personal loan with Geelong Bank? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Geelong Bank personal loans compare with other options.

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Geelong Bank Personal Loans rates

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Features of a Geelong Bank personal loan

Geelong Bank is limited in its personal lending options, with only two loans to choose from. Both loans are unsecured and come with variable interest rates.

Personal loan interest rates from Geelong Bank are moderately low when compared to the rest of the market.

Loan terms of up to seven years are available, with loans as low as $1,000 offered.

Upfront fees are above the average fee charged by the major banks, but there are no ongoing fees thereafter.

A free redraw facility is available for members who want to borrow back money paid on their loans.

Geelong Bank personal loans - customer service

Geelong Bank has only one branch for Australians to visit; located in Geelong.

For the rest of Australia, Geelong Bank serves as an online bank. Geelong Bank customer service is also available by phone.

Who is eligible for a Geelong Bank personal loan?

People applying for a Geelong Bank personal loan will need to meet the following requirements:

  • Pass a credit check
  • Be at least 18
  • Be employed with a history of income
  • Be a member of Geelong Bank

How to apply for a Geelong Bank personal loan

The following application methods are available for a Geelong Bank personal loan:

  • Online application
  • Visit their branch in Geelong
  • Apply by phone

Geelong Bank personal loans review

With only a small selection of personal loans to choose from, Geelong Bank members have limited options. Members who want an unsecured loan with variable interest rates might be satisfied with what’s on offer.

Geelong Bank personal loan rates are moderately low and are competitive with the rest of the market. This could appeal to members looking to save money on interest over the course of their loan.

Loans as low as $1,000 are available, with loan terms of up to seven years. Borrowers might find a Geelong Bank personal loan suitable for expenses like a holiday or a computer.

There is an upfront fee that is above average. However, borrowers could find savings with no ongoing fees thereafter.

Use RateCity to find the best current personal loan interest rates for your financial situation and requirements.

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