- Home
- Personal Loans
- News
- Some of the top-rated personal loans in August 2024
Some of the top-rated personal loans in August 2024
New data shows that June 2024 recorded an uptick in personal loans, reversing a fall recorded the month prior. There are a variety of reasons to consider applying for a personal loan, including adding green and sustainable features to your home.
According to the latest Lending Indicators from the Australian Bureau of Statistics (ABS), in June 2024 the value of new loan commitments for total fixed term personal finance rose 1.1% to $2.6 billion, which was 11.7% higher compared to a year ago. This follows a fall of 0.7% in May 2024.
One potential purpose to take out a personal loan is to help add green features to your home. This could range from solar panels to grey water treatment systems to electric vehicle chargers. Some of these features may have significant upfront costs that require finance, but could offer significant benefits over the long run. For example, on top of doing your bit for the environment and sustainability, you may be able to shave a significant percentage off your power or fuel bill. What’s more, green features could potentially help to enhance the value of your property to future buyers or investors.
When comparing green personal loan options, ensure you ask the lender for information about how it determines a loan to be ‘green’ or ‘eco’ and how it contributes to emissions reduction and environmental responsibility.
Choosing the best green personal loan for your needs may not always be easy, as these loans may offer lower interest rates but have more specific terms and conditions around their usage. Even after looking at the interest rates, fees, features and benefits of different green personal loans, it may be worth checking if you’ll fulfil the eligibility criteria before applying.
Whatever the reason you’re considering a personal loan, to help you get started with your personal loan comparison, you can use RateCity’s Real Time Ratings™. These simple star ratings combine the cost and flexibility of each loan, to give you a better idea of its overall value. The top-rated personal loans in different categories (including green personal loans) are ranked on RateCity’s Personal Loan Leaderboards and may also become eligible for the RateCity Gold Awards.
(Rankings are correct at the time of publishing. Please note lenders may trade places on the list as interest rates and fees change and RateCity’s tracker reflects these movements.)
Some of the top-rated green personal loans
The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.
Compare personal loans
6.28%
6.28%
$916
Australian Credit Licence 488228
Fees & charges apply
- Promoted
- 1 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
6.28%
6.28%
$916
Australian Credit Licence 449176
Fees & charges apply
- Promoted
- 2024 Award Winner
- 3 to 7 years
- Unsecured
- Fixed Rate
6.28%
up to 18.99%
6.28%
up to 21.78%
$916
Australian Credit Licence 488228
Fees & charges apply
- Promoted
- 1 to 10 years
- Unsecured
- Fixed Rate
- No ongoing fees
6.57%
up to 9.67%
7.19%
up to 10.63%
$920
Australian Credit Licence 488228
Fees & charges apply
- Promoted
- 1 to 7 years
- Secured
- Fixed Rate
- No ongoing fees
15.99%
16.29%
$1.1k
Australian Credit Licence 239933
Fees & charges apply
- Promoted
- 0 to 7 years
- Unsecured
- Variable Rate
- No ongoing fees
7.00%
up to 8.49%
8.41%
up to 9.88%
$926
Australian Credit Licence 234945
Fees & charges apply
Unsecured Personal Loan for Eligible energy-efficient Purchases Fixed
- 1 to 7 years
- Unsecured
- Fixed Rate
7.49%
up to 19.99%
8.18%
up to 20.58%
$933
Australian Credit Licence 234527
Fees & charges apply
Personal Loan Fixed
- Special
- 1 to 7 years
- Unsecured
- Fixed Rate
7.49%
up to 19.99%
8.18%
up to 20.58%
$933
Australian Credit Licence 234527
Fees & charges apply
Personal Loan Variable
- Special
- 1 to 7 years
- Unsecured
- Variable Rate
Product database updated 14 Jun, 2025
Fact Checked
Share this page
Get updates on the latest financial news and products
By continuing, you agree to the RateCity Privacy Policy, Terms of Use and Disclaimer.
Promoted personal loans
Low Rate Personal Loan Unsecured (Exceptional Credit) - $5,000-$75,000
Real Time Rating™
- 1 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
6.28%
Comparison rate* p.a.
6.28%
Australian Credit Licence 488228
Fees & charges apply
Plenti Unsecured Personal Loan (Fixed) (Exceptional Credit)
Real Time Rating™
- 2024 Award Winner
- 3 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.28%
Comparison rate* p.a.
6.28%
Australian Credit Licence 449176
Fees & charges apply
Green Loan - $5,000-$75,000
Real Time Rating™
- 1 to 10 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
6.28%
up to 18.99%
Comparison rate* p.a.
6.28%
up to 21.78%
Australian Credit Licence 488228
Fees & charges apply
Low Rate Personal Loan Secured (Excellent Credit) - $5,000-$75,000
Real Time Rating™
- 1 to 7 years
- Secured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
6.57%
up to 9.67%
Comparison rate* p.a.
7.19%
up to 10.63%
Australian Credit Licence 488228
Fees & charges apply
Product data updated on 14 Jun 2025
