Personal Loans Leaderboard
Looking for the best-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.
Personal Loans leaderboards
Excellent credit personal loans
The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly repayment | Features |
|---|---|---|---|---|---|---|
1 8 position up today | Variable 5.79% |  Low Rate Personal Loan | 5.92% | $607 | Redraw facility Extra repayments Fully drawn advance Secured | |
2 1 position down today | Variable 5.99% |  Fair Rate Personal Loan Diamond | 6.20% | $608 | Redraw facility Extra repayments Fully drawn advance Secured | |
3 66 position up today | Variable 6.09% |  Equity Plus Personal Loan Unsecured | 6.69% | $609 | Redraw facility Extra repayments Fully drawn advance Secured | |
4 71 position up today | Variable 6.44% |  VIP Personal Loan (existing HL customer) | 6.68% | $612 | Redraw facility Extra repayments Fully drawn advance Secured | |
5 2 position down today | Variable 5.79% |  Low Rate Personal Loan | 5.92% | $607 | Redraw facility Extra repayments Fully drawn advance Secured |
New personal loan lender
The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly repayment | Features |
|---|---|---|---|---|---|---|
1 1 position down today | Variable 5.75% up to 6.99% |  Personal Loan - Excellent Credit | 6.61% | $606 | Redraw facility Extra repayments Fully drawn advance Secured | |
2 2 position down today | Fixed 7.05% up to 7.99% |  Low Rate Personal Loan Unsecured (Outstanding Credit) | 7.40% | $618 | Redraw facility Extra repayments Fully drawn advance Secured | |
3 3 position down today | Fixed 8.95% up to 16.95% |  Personal Loan | 10.56% | $636 | Redraw facility Extra repayments Fully drawn advance Secured |
Green personal loans
The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Company | Comparison Rate* | Monthly repayment | Features |
|---|---|---|---|---|---|---|
1 1 position down today | Variable 5.99% |  Solar Loan | 6.26% | $608 | Redraw facility Extra repayments Fully drawn advance Secured | |
2 2 position down today | Variable 4.70% |  Green Loan | 5.63% | $597 | Redraw facility Extra repayments Fully drawn advance Secured | |
3 1 position down today | Variable 5.79% | Green Loan | 5.92% | $607 | Redraw facility Extra repayments Fully drawn advance Secured | |
4 4 position down today | Variable 5.79% | Green Loan | 5.92% | $607 | Redraw facility Extra repayments Fully drawn advance Secured | |
5 5 position down today | Variable 6.75% |  Green Personal Loan | 6.78% | $615 | Redraw facility Extra repayments Fully drawn advance Secured |