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Personal Loans Leaderboard

Looking for a top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.

Best Excellent credit personal loans

The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.

Ranking
1
1 position down today
Product

Personal Loan - Excellent Credit

Real Time Rating™

0.00

/ 5
Interest Rate

4.99

% p.a

Fixed up to 6.99%

Comparison Rate*

4.99

% p.a

Fixed up to 6.99%

Company
Monthly repayment

$599

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 4.99% would be $21,576*. Terms from - years

special

ZERO Upfront Fee until 26th January 2022. ~ Ends in 8 days
Ranking
2
2 position down today
Product

Equity Plus Personal Loan Unsecured

Real Time Rating™

0.00

/ 5
Interest Rate

5.09

% p.a

Variable

Comparison Rate*

5.69

% p.a

Variable

Company
Monthly repayment

$600

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.69% would be $21,608*. Terms from - years

Ranking
3
3 position down today
Interest Rate

5.35

% p.a

Fixed up to 24.79%

Comparison Rate*

6.14

% p.a

Fixed up to 25.74%

Company
Monthly repayment

$603

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 6.14% would be $21,692*. Terms from - years

Ranking
4
4 position down today
Interest Rate

5.45

% p.a

Fixed up to 7.05%

Comparison Rate*

6.07

% p.a

Fixed up to 7.4%

Company
Monthly repayment

$603

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 6.07% would be $21,725*. Terms from - years

special

No extra repayment or early exit fees. Funding approved in 24 hours. Up to $75,000 loan amount
Ranking
5
5 position down today
Product

Low Rate Personal Loan

Real Time Rating™

0.00

/ 5
Interest Rate

5.79

% p.a

Variable

Comparison Rate*

5.92

% p.a

Variable

Company
Monthly repayment

$607

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years

New personal loan lender

The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.

Ranking
1
1 position down today
Interest Rate

5.45

% p.a

Fixed up to 7.05%

Comparison Rate*

6.07

% p.a

Fixed up to 7.4%

Company
Monthly repayment

$603

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 6.07% would be $21,725*. Terms from - years

special

No extra repayment or early exit fees. Funding approved in 24 hours. Up to $75,000 loan amount
Ranking
2
2 position down today
Product

Personal Loan - Excellent Credit

Real Time Rating™

0.00

/ 5
Interest Rate

5.75

% p.a

Variable up to 7.99%

Comparison Rate*

6.47

% p.a

Variable up to 8.69%

Company
Monthly repayment

$606

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 6.47% would be $21,822*. Terms from - years

special

Earn up to 50,000 Qantas Points with a more rewarding personal loan from Symple.

Best Green personal loans

The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.

Ranking
1
1 position down today
Product

Green Loan

Real Time Rating™

0.00

/ 5
Interest Rate

3.99

% p.a

Variable

Comparison Rate*

4.99

% p.a

Variable

Company
Monthly repayment

$590

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 4.99% would be $21,254*. Terms from - years

Ranking
2
2 position down today
Product

Solar Eco Loan

Real Time Rating™

0.00

/ 5
Interest Rate

4.69

% p.a

Variable

Comparison Rate*

4.69

% p.a

Variable

Company
Monthly repayment

$597

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 4.69% would be $21,479*. Terms from - years

Ranking
3
3 position down today
Product

Green Loan

Real Time Rating™

0.00

/ 5
Interest Rate

4.15

% p.a

Variable

Comparison Rate*

5.09

% p.a

Variable

Company
Monthly repayment

$592

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.09% would be $21,305*. Terms from - years

Ranking
4
4 position down today
Product

Green Loan

Real Time Rating™

0.00

/ 5
Interest Rate

5.79

% p.a

Fixed

Comparison Rate*

5.92

% p.a

Fixed

Company
Monthly repayment

$607

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years

Ranking
5
5 position down today
Product

Green Loan

Real Time Rating™

0.00

/ 5
Interest Rate

5.79

% p.a

Fixed

Comparison Rate*

5.92

% p.a

Fixed

Company
Monthly repayment

$607

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years

The 2021 Home Loan Award Winners