Personal Loans Leaderboard

Looking for a top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.

Best Excellent credit personal loans

The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.

Compare
1 to 7 years
Unsecured
Fixed Rate
Australian Credit Licence 488228
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
1
2 position up today

6.57%

p.a

Fixed up to 9.99%

From

7.19%

p.a

Fixed up to 13.58%

$614

More details
Australian Credit Licence 488228
Compare
3 to 5 years
Unsecured
Fixed Rate

Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2023

Australian Credit Licence 474726
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
2
1 position down today

5.76%

p.a

Fixed up to 24.03%

From

6.55%

p.a

Fixed up to 24.99%

$606

More details
Australian Credit Licence 474726
Compare
No Fee Joint Personal Loan
1 to 7 years
Unsecured
Fixed Rate

special

Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.
Australian Credit Licence 411227
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
3
2 position up today

6.75%

p.a

Fixed up to 26.95%

From

6.75%

p.a

Fixed up to 26.95%

$615

Australian Credit Licence 411227
Compare
Personal Loan Fixed
1 to 7 years
Unsecured
Fixed Rate

Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2023

Australian Credit Licence 286655
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
4
2 position up today

6.75%

p.a

Fixed up to 26.95%

From

6.75%

p.a

Fixed up to 26.95%

$615

Australian Credit Licence 286655
Compare
Plenti Unsecured Personal Loan (Variable) (Exceptional Credit)
1 to 3 years
Unsecured
Variable Rate
Application fees starting from $0

*Comparison rate is calculated based on a loan of $10,000 over 3 years.

Australian Credit Licence 449176
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
5
1 position down today

6.57%

p.a

Variable

6.57%*

p.a

Variable

$614

Australian Credit Licence 449176

New personal loan lender

The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.

Compare
1 to 7 years
Unsecured
Fixed Rate
Australian Credit Licence 488228
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
1
1 position up today

6.57%

p.a

Fixed up to 9.99%

From

7.19%

p.a

Fixed up to 13.58%

$614

More details
Australian Credit Licence 488228

Best Green personal loans

The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.

Compare
Tesla Powerwall Loan (HL members)
1 to 5 years
Unsecured
Fixed Rate
Australian Credit Licence 241066
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
1

5.84%

p.a

Fixed

5.84%

p.a

Fixed

$607

Australian Credit Licence 241066
Compare
Solar Eco Loan
0 to 7 years
Unsecured
Variable Rate
Australian Credit Licence 238991
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
2
2 position down today

6.24%

p.a

Variable

6.24%

p.a

Variable

$611

Australian Credit Licence 238991
Compare
Green Personal Loan - Green Personal Loan
0 to 5 years
Unsecured
Variable Rate
Australian Credit Licence 240573
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
3
1 position down today

6.49%

p.a

Variable

6.63%

p.a

Variable

$613

Australian Credit Licence 240573
Compare
Eco Personal Loan
1 to 5 years
Unsecured
Variable Rate
Australian Credit Licence 238293
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
4
1 position down today

5.75%

p.a

Variable

From

6.76%

p.a

Variable up to 6.76%

$606

Australian Credit Licence 238293
Compare
Green Loan
1 to 10 years
Unsecured
Variable Rate

Winner of Best Green Personal Loans, RateCity Gold Awards 2023

Australian Credit Licence 231204
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
5
1 position down today

5.24%

p.a

Variable

6.23%

p.a

Variable

$602

Australian Credit Licence 231204

Checkout more personal loans

Promoted

Low Rate Personal Loan Secured (Excellent Credit)

Real Time Rating™
1 to 7 years
Secured
Fixed Rate
Instant approval
Interest Rate

6.57%

p.a

Fixed up to 9.29%

Comparison Rate*

From

7.19%

p.a

Fixed up to 13.58%

Promoted

Low Rate Personal Loan Unsecured (Excellent Credit)

Gold Award Winner 2023

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
Instant approval
Interest Rate

6.57%

p.a

Fixed up to 9.29%

Comparison Rate*

From

7.19%

p.a

Fixed up to 13.58%

Promoted

Low Rate Personal Loan Unsecured (Very Good Credit)

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
Instant approval
Interest Rate

6.57%

p.a

Fixed up to 9.99%

Comparison Rate*

From

7.19%

p.a

Fixed up to 13.58%

Promoted

No Fee Personal Loan

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate

special

Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.
Interest Rate

6.75%

p.a

Fixed up to 26.95%

Comparison Rate*

From

6.75%

p.a

Fixed up to 26.95%