Personal Loans Leaderboard

Looking for a top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.

Best Excellent credit personal loans

The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.

Ranking
1
6 position up today
Advertised Rate

5.49%

p.a Fixed up to 8.99%

Comparison Rate*

5.49%

p.a

Company
Alex
Monthly repayment

$604

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.49% would be $21,738*. Terms from - years

Ranking
2
1 position down today
Advertised Rate

5.35%

p.a Variable up to 12.4%

Comparison Rate*

6.21%

p.a

Company
Australian Military Bank
Monthly repayment

$603

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 6.21% would be $21,692*. Terms from - years

Ranking
3
1 position down today
Advertised Rate

5.79%

p.a Variable

Comparison Rate*

5.92%

p.a

Company
Police Bank
Monthly repayment

$607

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years

Ranking
4
1 position down today
Advertised Rate

5.79%

p.a Variable

Comparison Rate*

5.92%

p.a

Company
Bank of Heritage Isle
Monthly repayment

$607

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years

Ranking
5
1 position down today
Advertised Rate

5.99%

p.a Variable

Comparison Rate*

6.20%

p.a

Company
G&C Mutual Bank
Monthly repayment

$608

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 6.20% would be $21,901*. Terms from - years

New personal loan lender

The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.

Ranking
1
1 position up today
Advertised Rate

6.29%

p.a Fixed up to 7.05%

Comparison Rate*

7.10%

p.a

Company
OurMoneyMarket
Monthly repayment

$611

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 7.10% would be $21,999*. Terms from - years

Ranking
2
1 position down today
Advertised Rate

5.75%

p.a Variable up to 7.99%

Comparison Rate*

6.47%

p.a

Company
Symple Loans
Monthly repayment

$606

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 6.47% would be $21,822*. Terms from - years

Best Green personal loans

The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.

Ranking
1
1 position up today
Advertised Rate

4.69%

p.a Variable

Comparison Rate*

4.69%

p.a

Company
Police Credit Union
Monthly repayment

$597

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 4.69% would be $21,479*. Terms from - years

Ranking
2
1 position down today
Product
Advertised Rate

3.65%

p.a Variable

Comparison Rate*

4.59%

p.a

Company
Australian Military Bank
Monthly repayment

$587

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 4.59% would be $21,145*. Terms from - years

Ranking
3
1 position down today
Product
Advertised Rate

5.79%

p.a Fixed

Comparison Rate*

5.92%

p.a

Company
Police Bank
Monthly repayment

$607

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years

Ranking
4
1 position down today
Product
Advertised Rate

5.79%

p.a Fixed

Comparison Rate*

5.92%

p.a

Company
Bank of Heritage Isle
Monthly repayment

$607

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years

Ranking
5
1 position down today
Product
Advertised Rate

5.99%

p.a Variable

Comparison Rate*

6.26%

p.a

Company
Community First Credit Union
Monthly repayment

$608

Features
Redraw facility
Extra repayments
Fully drawn advance
Secured
Total Repayments icon

Total repayments for a -year, $0 loan at 6.26% would be $21,901*. Terms from - years

The 2021 Home Loan Award Winners