Personal Loans Leaderboard
Looking for a top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.
Best Excellent credit personal loans
The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking 1 6 position up today | Advertised Rate 5.49% p.a Fixed up to 8.99% | Comparison Rate* 5.49% p.a | Company ![]() | Monthly repayment $604 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 5.49% would be $21,738*. Terms from - years | |
Ranking 2 1 position down today | Product | Advertised Rate 5.35% p.a Variable up to 12.4% | Comparison Rate* 6.21% p.a | Company ![]() | Monthly repayment $603 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 6.21% would be $21,692*. Terms from - years |
Ranking 3 1 position down today | Product | Advertised Rate 5.79% p.a Variable | Comparison Rate* 5.92% p.a | Company ![]() | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |
Ranking 4 1 position down today | Product | Advertised Rate 5.79% p.a Variable | Comparison Rate* 5.92% p.a | Company ![]() | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |
Ranking 5 1 position down today | Advertised Rate 5.99% p.a Variable | Comparison Rate* 6.20% p.a | Company ![]() | Monthly repayment $608 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 6.20% would be $21,901*. Terms from - years | |
New personal loan lender
The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking 1 1 position up today | Advertised Rate 6.29% p.a Fixed up to 7.05% | Comparison Rate* 7.10% p.a | Company ![]() | Monthly repayment $611 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 7.10% would be $21,999*. Terms from - years | |
Ranking 2 1 position down today | Advertised Rate 5.75% p.a Variable up to 7.99% | Comparison Rate* 6.47% p.a | Company ![]() | Monthly repayment $606 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 6.47% would be $21,822*. Terms from - years | |
Best Green personal loans
The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.
Ranking 1 1 position up today | Product | Advertised Rate 4.69% p.a Variable | Comparison Rate* 4.69% p.a | Company ![]() | Monthly repayment $597 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 4.69% would be $21,479*. Terms from - years |
Ranking 2 1 position down today | Product | Advertised Rate 3.65% p.a Variable | Comparison Rate* 4.59% p.a | Company ![]() | Monthly repayment $587 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 4.59% would be $21,145*. Terms from - years |
Ranking 3 1 position down today | Product | Advertised Rate 5.79% p.a Fixed | Comparison Rate* 5.92% p.a | Company ![]() | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |
Ranking 4 1 position down today | Product | Advertised Rate 5.79% p.a Fixed | Comparison Rate* 5.92% p.a | Company ![]() | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |
Ranking 5 1 position down today | Product | Advertised Rate 5.99% p.a Variable | Comparison Rate* 6.26% p.a | Company ![]() | Monthly repayment $608 | Features Redraw facility Extra repayments Fully drawn advance Secured | ![]() Total repayments for a -year, $0 loan at 6.26% would be $21,901*. Terms from - years |