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Personal Loans Leaderboard
Looking for a top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.
Best Excellent credit personal loans
The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking 1 1 position down today | Product Personal Loan - Excellent Credit Real Time Rating™ | Interest Rate  4.99 % p.a Fixed up to 6.99% | Comparison Rate* 4.99 % p.a Fixed up to 6.99% | Company | Monthly repayment $599 | Features Redraw facility Extra repayments Fully drawn advance Secured |  Total repayments for a -year, $0 loan at 4.99% would be $21,576*. Terms from - years | special ZERO Upfront Fee until 26th January 2022. ~ Ends in 8 days |
Ranking 2 2 position down today | Product Equity Plus Personal Loan Unsecured Real Time Rating™ | Interest Rate 5.09 % p.a Variable | Comparison Rate* 5.69 % p.a Variable | Company | Monthly repayment $600 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.69% would be $21,608*. Terms from - years | |
Ranking 3 3 position down today | Product Unsecured Personal Loan (Excellent Credit) (Amount > $5000) Real Time Rating™ | Interest Rate 5.35 % p.a Fixed up to 24.79% | Comparison Rate* 6.14 % p.a Fixed up to 25.74% | Company | Monthly repayment $603 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 6.14% would be $21,692*. Terms from - years | |
Ranking 4 4 position down today | Product Low Rate Personal Loan Unsecured (Excellent Credit) Real Time Rating™ | Interest Rate 5.45 % p.a Fixed up to 7.05% | Comparison Rate* 6.07 % p.a Fixed up to 7.4% | Company | Monthly repayment $603 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 6.07% would be $21,725*. Terms from - years | special No extra repayment or early exit fees. Funding approved in 24 hours. Up to $75,000 loan amount |
Ranking 5 5 position down today | Product Low Rate Personal Loan Real Time Rating™ | Interest Rate 5.79 % p.a Variable | Comparison Rate* 5.92 % p.a Variable | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |
New personal loan lender
The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking 1 1 position down today | Product Low Rate Personal Loan Unsecured (Excellent Credit) Real Time Rating™ | Interest Rate 5.45 % p.a Fixed up to 7.05% | Comparison Rate* 6.07 % p.a Fixed up to 7.4% | Company | Monthly repayment $603 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 6.07% would be $21,725*. Terms from - years | special No extra repayment or early exit fees. Funding approved in 24 hours. Up to $75,000 loan amount |
Ranking 2 2 position down today | Product Personal Loan - Excellent Credit Real Time Rating™ | Interest Rate 5.75 % p.a Variable up to 7.99% | Comparison Rate* 6.47 % p.a Variable up to 8.69% | Company | Monthly repayment $606 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 6.47% would be $21,822*. Terms from - years | special Earn up to 50,000 Qantas Points with a more rewarding personal loan from Symple. |
Best Green personal loans
The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.
Ranking 1 1 position down today | Product Green Loan Real Time Rating™ | Interest Rate 3.99 % p.a Variable | Comparison Rate* 4.99 % p.a Variable | Company | Monthly repayment $590 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 4.99% would be $21,254*. Terms from - years | |
Ranking 2 2 position down today | Product Solar Eco Loan Real Time Rating™ | Interest Rate 4.69 % p.a Variable | Comparison Rate* 4.69 % p.a Variable | Company | Monthly repayment $597 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 4.69% would be $21,479*. Terms from - years | |
Ranking 3 3 position down today | Product Green Loan Real Time Rating™ | Interest Rate 4.15 % p.a Variable | Comparison Rate* 5.09 % p.a Variable | Company | Monthly repayment $592 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.09% would be $21,305*. Terms from - years | |
Ranking 4 4 position down today | Product Green Loan Real Time Rating™ | Interest Rate 5.79 % p.a Fixed | Comparison Rate* 5.92 % p.a Fixed | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years | |
Ranking 5 5 position down today | Product Green Loan Real Time Rating™ | Interest Rate 5.79 % p.a Fixed | Comparison Rate* 5.92 % p.a Fixed | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |