powering smart financial decisions
Personal Loans Leaderboard
Looking for the best-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.
Excellent credit personal loans
The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Comparison Rate* | Company | Monthly repayment | Features |
|---|---|---|---|---|---|---|
1 13 position up today | 4.85% Variable up to 11.9% | 5.71% |  | $598 | Redraw facility Extra repayments Fully drawn advance Secured | |
2 1 position down today | 5.79% Variable | 5.92% |  | $607 | Redraw facility Extra repayments Fully drawn advance Secured | |
3 1 position down today | 5.99% Variable | 6.20% |  | $608 | Redraw facility Extra repayments Fully drawn advance Secured | |
4 1 position down today | 6.09% Variable | 6.69% |  | $609 | Redraw facility Extra repayments Fully drawn advance Secured | |
5 1 position down today | 6.44% Variable | 6.68% |  | $612 | Redraw facility Extra repayments Fully drawn advance Secured |
New personal loan lender
The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Comparison Rate* | Company | Monthly repayment | Features |
|---|---|---|---|---|---|---|
1 1 position up today | 6.75% Fixed | 7.10% |  | $615 | Redraw facility Extra repayments Fully drawn advance Secured | |
2 1 position down today | 5.75% Variable up to 9.99% | 6.47% |  | $606 | Redraw facility Extra repayments Fully drawn advance Secured | |
3 3 position down today | 8.95% Fixed up to 16.95% | 10.56% |  | $636 | Redraw facility Extra repayments Fully drawn advance Secured |
Green personal loans
The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.
Ranking | Product | Advertised Rate | Comparison Rate* | Company | Monthly repayment | Features |
|---|---|---|---|---|---|---|
1 3 position up today | 3.15% Variable | 4.10% | | $583 | Redraw facility Extra repayments Fully drawn advance Secured | |
2 1 position down today | 5.79% Fixed | 5.92% | | $607 | Redraw facility Extra repayments Fully drawn advance Secured | |
3 1 position down today | 5.79% Variable | 5.92% |  | $607 | Redraw facility Extra repayments Fully drawn advance Secured | |
4 1 position down today | 5.99% Variable | 6.26% |  | $608 | Redraw facility Extra repayments Fully drawn advance Secured | |
5 5 position down today | 6.75% Variable | 6.78% |  | $615 | Redraw facility Extra repayments Fully drawn advance Secured |