powering smart financial decisions
Personal Loans Leaderboard
Looking for a top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.
Best Excellent credit personal loans
The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking 1 6 position up today | Product Personal Loan - Excellent Credit Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate  5.24 % p.a Fixed up to 6.99% | Comparison Rate* 5.24 % p.a Fixed up to 6.99% | Company | Monthly repayment $602 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site |  Total repayments for a -year, $0 loan at 5.24% would be $21,657*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 2 1 position up today | Product Unsecured Personal Loan (Excellent Credit) (Amount > $5000) Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 5.35 % p.a Fixed up to 24.79% | Comparison Rate* 6.14 % p.a Fixed up to 25.74% | Company | Monthly repayment $603 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 6.14% would be $21,692*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 3 1 position up today | Product Low Rate Personal Loan Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 5.79 % p.a Variable | Comparison Rate* 5.92 % p.a Variable | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 4 1 position up today | Product Low Rate Personal Loan Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 5.79 % p.a Variable | Comparison Rate* 5.92 % p.a Variable | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Ranking 5 1 position up today | Product Fair Rate Personal Loan Diamond Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 5.99 % p.a Variable | Comparison Rate* 6.20 % p.a Variable | Company | Monthly repayment $608 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 6.20% would be $21,901*. Terms from - years | Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
New personal loan lender
The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking 1 1 position up today | Product Low Rate Personal Loan Unsecured (Excellent Credit) Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.25 % p.a Fixed up to 8.99% | Comparison Rate* 6.88 % p.a Fixed up to 9.63% | Company | Monthly repayment $611 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 6.88% would be $21,985*. Terms from - years | special No extra repayment or early exit fees. Funding approved in 24 hours. Up to $75,000 loan amountWinner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |
Best Green personal loans
The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.
Ranking 1 1 position up today | Product Green Loan Real Time Rating™ Winner of Best Green Personal Loans, RateCity Gold Awards 2022 | Interest Rate 3.99 % p.a Variable | Comparison Rate* 4.76 % p.a Variable | Company | Monthly repayment $590 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 4.76% would be $21,254*. Terms from - years | Winner of Best Green Personal Loans, RateCity Gold Awards 2022 |
Ranking 2 1 position up today | Product Green Loan Real Time Rating™ | Interest Rate 4.15 % p.a Variable | Comparison Rate* 5.09 % p.a Variable | Company | Monthly repayment $592 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 5.09% would be $21,305*. Terms from - years | |
Ranking 3 1 position up today | Product Green Eco Loan Real Time Rating™ | Interest Rate 3.99 % p.a Variable | Comparison Rate* 5.15 % p.a Variable | Company | Monthly repayment $590 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 5.15% would be $21,254*. Terms from - years | |
Ranking 4 1 position up today | Product Green Loan Real Time Rating™ | Interest Rate 5.79 % p.a Fixed | Comparison Rate* 5.92 % p.a Fixed | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years | |
Ranking 5 1 position up today | Product Green Loan Real Time Rating™ | Interest Rate 6.49 % p.a Fixed | Comparison Rate* 6.63 % p.a Fixed | Company | Monthly repayment $613 | Features Redraw facility Extra repayments Fully drawn advance Secured | Go to site | Total repayments for a -year, $0 loan at 6.63% would be $22,064*. Terms from - years |