Personal Loans Leaderboard

Best Excellent credit personal loans

The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.

Ranking 1 6 position up today	Product Personal Loan - Excellent Credit special ZERO Upfront Fee until 3 May 2021^.~ Ends in 20 days	Advertised Rate 5.49% p.a Fixed up to 8.99%	Comparison Rate* 5.49% p.a	Company Compare	Monthly repayment $604	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 5.49% would be $21,738*. Terms from - years
Ranking 2 1 position down today	Product Personal Loan	Advertised Rate 5.35% p.a Variable up to 12.4%	Comparison Rate* 6.21% p.a	Company Compare	Monthly repayment $603	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 6.21% would be $21,692*. Terms from - years
Ranking 3 1 position down today	Product Low Rate Personal Loan	Advertised Rate 5.79% p.a Variable	Comparison Rate* 5.92% p.a	Company Compare	Monthly repayment $607	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years
Ranking 4 1 position down today	Product Low Rate Personal Loan	Advertised Rate 5.79% p.a Variable	Comparison Rate* 5.92% p.a	Company Compare	Monthly repayment $607	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years
Ranking 5 1 position down today	Product Fair Rate Personal Loan Diamond	Advertised Rate 5.99% p.a Variable	Comparison Rate* 6.20% p.a	Company Compare	Monthly repayment $608	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 6.20% would be $21,901*. Terms from - years

Data last updated on 13 Apr 2021

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New personal loan lender

The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.

Ranking 1 1 position up today	Product Low Rate Personal Loan Unsecured (Excellent Credit) special A discount rate of 5.25% p.a. (CR 6.20% p.a.) for the first 12 months will apply for all eligible applicants.	Advertised Rate 6.29% p.a Fixed up to 7.05%	Comparison Rate* 7.10% p.a	Company Compare	Monthly repayment $611	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 7.10% would be $21,999*. Terms from - years
Ranking 2 1 position down today	Product Personal Loan - Excellent Credit	Advertised Rate 5.75% p.a Variable up to 7.99%	Comparison Rate* 6.47% p.a	Company Compare	Monthly repayment $606	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 6.47% would be $21,822*. Terms from - years

Data last updated on 13 Apr 2021

Read our important disclosures and general advice warning

Best Green personal loans

The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.

Ranking 1 1 position up today	Product Solar Eco Loan	Advertised Rate 4.69% p.a Variable	Comparison Rate* 4.69% p.a	Company Compare	Monthly repayment $597	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 4.69% would be $21,479*. Terms from - years
Ranking 2 1 position down today	Product Green Loan	Advertised Rate 3.65% p.a Variable	Comparison Rate* 4.59% p.a	Company Compare	Monthly repayment $587	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 4.59% would be $21,145*. Terms from - years
Ranking 3 1 position down today	Product Green Loan	Advertised Rate 5.79% p.a Fixed	Comparison Rate* 5.92% p.a	Company Compare	Monthly repayment $607	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years
Ranking 4 1 position down today	Product Green Loan	Advertised Rate 5.79% p.a Fixed	Comparison Rate* 5.92% p.a	Company Compare	Monthly repayment $607	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years
Ranking 5 1 position down today	Product Solar Loan	Advertised Rate 5.99% p.a Variable	Comparison Rate* 6.26% p.a	Company Compare	Monthly repayment $608	Features Redraw facility Extra repayments Fully drawn advance Secured	Total repayments for a -year, $0 loan at 6.26% would be $21,901*. Terms from - years