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Personal Loans Leaderboard
Looking for a top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.
Best Excellent credit personal loans
The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking 1 6 position up today | Advertised Rate  5.45 % p.a Fixed up to 8.99% | Comparison Rate* 5.45 % p.a Fixed up to 8.99% | Company | Monthly repayment $603 | Features Redraw facility Extra repayments Fully drawn advance Secured |  Total repayments for a -year, $0 loan at 5.45% would be $21,725*. Terms from - years | |
Ranking 2 15 position up today | Advertised Rate 5.35 % p.a Fixed up to 24.79% | Comparison Rate* 6.14 % p.a Fixed up to 25.74% | Company | Monthly repayment $603 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 6.14% would be $21,692*. Terms from - years | |
Ranking 3 11 position up today | Advertised Rate 5.45 % p.a Fixed up to 7.05% | Comparison Rate* 6.07 % p.a Fixed up to 7.4% | Company | Monthly repayment $603 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 6.07% would be $21,725*. Terms from - years | |
Ranking 4 1 position down today | Product | Advertised Rate 5.79 % p.a Variable | Comparison Rate* 5.92 % p.a Variable | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |
Ranking 5 1 position down today | Product | Advertised Rate 5.79 % p.a Variable | Comparison Rate* 5.92 % p.a Variable | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |
New personal loan lender
The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking 1 1 position up today | Advertised Rate 5.45 % p.a Fixed up to 7.05% | Comparison Rate* 6.07 % p.a Fixed up to 7.4% | Company | Monthly repayment $603 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 6.07% would be $21,725*. Terms from - years | |
Ranking 2 1 position down today | Advertised Rate 5.75 % p.a Variable up to 7.99% | Comparison Rate* 6.47 % p.a Variable up to 8.69% | Company | Monthly repayment $606 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 6.47% would be $21,822*. Terms from - years |
Best Green personal loans
The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.
Ranking 1 1 position up today | Product | Advertised Rate 4.69 % p.a Variable | Comparison Rate* 4.69 % p.a Variable | Company | Monthly repayment $597 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 4.69% would be $21,479*. Terms from - years |
Ranking 2 1 position down today | Product | Advertised Rate 4.15 % p.a Variable | Comparison Rate* 5.09 % p.a Variable | Company | Monthly repayment $592 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.09% would be $21,305*. Terms from - years |
Ranking 3 1 position down today | Product | Advertised Rate 5.79 % p.a Fixed | Comparison Rate* 5.92 % p.a Fixed | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |
Ranking 4 1 position down today | Product | Advertised Rate 5.79 % p.a Fixed | Comparison Rate* 5.92 % p.a Fixed | Company | Monthly repayment $607 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 5.92% would be $21,835*. Terms from - years |
Ranking 5 1 position down today | Product | Advertised Rate 5.99 % p.a Variable | Comparison Rate* 6.26 % p.a Variable | Company | Monthly repayment $608 | Features Redraw facility Extra repayments Fully drawn advance Secured | Total repayments for a -year, $0 loan at 6.26% would be $21,901*. Terms from - years |