Personal Loans Leaderboard
Looking for a top-rated personal loan offers on the market? Compare personal loan ratings and see how we’ve ranked current Australian personal loans.
Best Excellent credit personal loans
The top-rated personal loans today for borrowers with an excellent credit score. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
6.57%
p.a
Fixed up to 9.99%
From
7.19%
p.a
Fixed up to 13.58%
$614
Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2023
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
5.76%
p.a
Fixed up to 24.03%
From
6.55%
p.a
Fixed up to 24.99%
$606
No Fee Joint Personal Loan
special
Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.Ranking
Interest Rate
Comparison Rate*
Monthly repayment
6.75%
p.a
Fixed up to 26.95%
From
6.75%
p.a
Fixed up to 26.95%
$615
Personal Loan Fixed
Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2023
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
6.75%
p.a
Fixed up to 26.95%
From
6.75%
p.a
Fixed up to 26.95%
$615
Plenti Unsecured Personal Loan (Variable) (Exceptional Credit)
*Comparison rate is calculated based on a loan of $10,000 over 3 years.
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
6.57%
p.a
Variable
6.57%*
p.a
Variable
$614
New personal loan lender
The top-rated personal loans today for borrowers with an excellent credit score. This only includes products new to the market within the past year. Assumes an unsecured $20,000 loan on a 36-month loan term.
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
6.57%
p.a
Fixed up to 9.99%
From
7.19%
p.a
Fixed up to 13.58%
$614
Best Green personal loans
The top-rated secured and unsecured personal loans today for those borrowing for sustainability purposes, such as installing solar panels and energy-efficient white goods. Assumes a $10,000 loan on a 36-month loan term.
Tesla Powerwall Loan (HL members)
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
5.84%
p.a
Fixed
5.84%
p.a
Fixed
$607
Solar Eco Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
6.24%
p.a
Variable
6.24%
p.a
Variable
$611
Green Personal Loan - Green Personal Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
6.49%
p.a
Variable
6.63%
p.a
Variable
$613
Eco Personal Loan
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
5.75%
p.a
Variable
From
6.76%
p.a
Variable up to 6.76%
$606
Green Loan
Winner of Best Green Personal Loans, RateCity Gold Awards 2023
Ranking
Interest Rate
Comparison Rate*
Monthly repayment
5.24%
p.a
Variable
6.23%
p.a
Variable
$602
Checkout more personal loans
Promoted
Low Rate Personal Loan Secured (Excellent Credit)
6.57%
p.a
Fixed up to 9.29%
From
7.19%
p.a
Fixed up to 13.58%
Promoted
Low Rate Personal Loan Unsecured (Excellent Credit)
Gold Award Winner 2023
6.57%
p.a
Fixed up to 9.29%
From
7.19%
p.a
Fixed up to 13.58%
Promoted
Low Rate Personal Loan Unsecured (Very Good Credit)
6.57%
p.a
Fixed up to 9.99%
From
7.19%
p.a
Fixed up to 13.58%
Promoted
No Fee Personal Loan
special
Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.6.75%
p.a
Fixed up to 26.95%
From
6.75%
p.a
Fixed up to 26.95%