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The Mac personal loans

For over 45 years, The Mac, also known as Macarthur Credit Union, has been providing financial services to Australians.

Since starting in 1971 as a credit union for miners and truckers, The Mac has expanded its services and customer base. However, it remains a small financial institution, with only four branches that are all located in Western Sydney, NSW.

Over 13,000 members have financial products such as personal loans, home loans, banks accounts and savings accounts from The Mac.

Nick Bendel
Nick Bendel

Property & Personal Finance Writer

Content updated

Product data updated

Why choose The Mac


  • No early exit fees
  • No redraw fees
  • No ongoing fees


  • High interest rates
  • Few branches
  • Upfront fee

The Mac Personal Loans

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.


Your estimated repayments


based on a $30,000 loan for 5 years at -

Total loan repayments


Total interest charged


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