The Mac, formerly the Clutha Employees Credit Union, is a credit union based in the NSW region of Macarthur which been operating since 1971.

It began to help miners gain access to financial products, but then grew to service the wider Macarthur District in the late 1970s. At that time, it took the name Macarthur Credit Union, and then later became The Mac.

Unlike banks, The Mac is a credit union, which means it is owned by members, not shareholders.

The Mac Home Loan Calculator
Interested in an The Mac home loan? RateCity has a suite of calculators that can show you what your repayments would be and how The Mac compares to its competitors. Simply plug in your borrowing amount below. 

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The Mac home loans rates

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Pros:
  • Variety of home loan products.
  • Competitive interest rates.
  • Low fees.
Cons:
  • Doesn’t offer split loans.
The Mac customer service:

The Mac has a number of physical branches located throughout the Macarthur region. In addition to its bricks-and-mortar presence, there is also a 24/7 online banking service, email, an online enquiry form, and phone consultations and queries available Monday to Friday within business hours. You can also write to The Mac at its Camden office.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Branch

How to Apply

Applications and home loan enquiries can be made online at the The Mac website or by downloading and completing relevant documentation then posting them to The Mac Bank.  Alternately, you can visit one of the Sydney branches. When applying for a home loan, the lender may ask for the following documentation:

  • Personal identification material.
  • Proof of income and employment.
  • Information regarding debts and assets.  

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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