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RAMS savings accounts

RAMS Saver is a completely online savings account. It pays bonus interest in any month that you deposit at least $200, make no withdrawals and keep your balance between $200 and $500,000. RAMS Saver has no fees or minimum balance or fixed-term requirements. RAMS also offers a transaction account and home loans. RAMS was founded in 1991 and has more than 70 branches around Australia. It has been part of the Westpac Group since 2008.

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Nick Bendel
Nick Bendel

Property & Personal Finance Writer

Content updated

Product data updated

Why choose RAMS


  • No fees or minimum balance


  • Maximum interest rate comes with conditions

RAMS Savings Accounts

Savings Accounts calculator

Use our savings account calculator to see how much you can earn under different investment scenarios.


Your monthly interest earned would be


at interest rate 1.00 %

Total interest earned


Total amount


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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.