The Capricornian Savings Accounts

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Capricornia Credit Union first opened its doors in Rockhampton, Queensland in 1959. Since then it has evolved into a full service financial institution and operates out of eight branches throughout Central Queensland. Over the decades Capricornia CU’s commitment to customer service and great value products has remained unchanged. They continue to deliver their home loan, savings and investment products and services with optimum performance in order to distinguish themselves from their competitors.

The Capricornian savings account interest calculator

Thinking about taking out a savings account with The Capricornian? Use our savings account calculator to see how much you can earn under different investment scenarios. You can also see how The Capricornian savings accounts compare with other options.

Your monthly interest earned would be

at interest rate

1.00%

Total interest earned

$56

Total amount

$6,256

The Capricornian savings accounts rates

Now showing 1 - 2 of 2 savings accounts

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Product	Maximum rate	Base rate	Company	Maximum monthly interest	Total interest earned	Go to site
iSaver Account	0.80%	0.80%	iSaver Account	$3.4	$44.6		More details
Everyday Saver Account	0.40%	0.40%	Everyday Saver Account	$1.7	$22.2		More details

Data last updated on 27 Feb 2020

Read our important disclosures and general advice warning

Today's top savings accounts products

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Saver Account

Maximum rate

Base rate

2.36%*

Intro 4 months then 1.40%

1.40%

*Bonus rate applies to the first $250,000 deposited. For new Saver customers only, offer is not available for existing or prior Saver/eASYSaver customers.

Has no ongoing fees
Has no minimum balances

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Online Saver

Maximum rate

Base rate

2.50%

Intro 4 months then 1.10%

1.10%

Has no ongoing fees

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Online Savings High Interest Savings Account

Maximum rate

Base rate

2.50%

Intro 4 months then 1.05%

1.05%

special

Earn up to 2.75% for 4 months on balances up to $250,000 on new accounts. $0 Account keeping fees and no minimum balance.

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USaver with Ultra

Maximum rate

Base rate

2.10%*

1.04%

*Deposit at least $200 a month into your USaver Ultra transaction or USaver savings account from a non-UBank account to earn bonus rate. This offer is available on balances up to $200,000.

Has no overseas ATM fees
Has no international transaction fees
Has no ongoing fees
Has no minimum balances

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FAQs

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A good rule of thumb when working out a minimum balance for your savings account is to make sure that you’ll earn more in annual interest on your savings than what you’ll be charged in annual fees.

If you’re saving with a specific goal in mind, prepare a budget so the interest you earn on your deposits will help you efficiently reach this goal. Online financial calculators may be helpful here.

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It’s not usually possible to set up a direct debit from your savings account to cover ongoing expenses or bills, as savings accounts are structured around growing your wealth by earning interest on regular deposits, and discouraging withdrawals.

Some transaction accounts allow you to set up direct debits and also earn interest, though you may not enjoy as much flexibility as a dedicated transaction account, or get as high an interest rate as a dedicated savings account.

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