The Capricornian Savings Accounts

Capricornia Credit Union first opened its doors in Rockhampton, Queensland in 1959. Since then it has evolved into a full service financial institution and operates out of eight branches throughout Central Queensland. Over the decades Capricornia CU’s commitment to customer service and great value products has remained unchanged. They continue to deliver their home loan, savings and investment products and services with optimum performance in order to distinguish themselves from their competitors.

The Capricornian savings account interest calculator

Thinking about taking out a savings account with The Capricornian? Use our savings account calculator to see how much you can earn under different investment scenarios. You can also see how The Capricornian savings accounts compare with other options.

Your monthly interest earned would be

at interest rate

1.00%

Total interest earned

$56

Total amount

$6,256

The Capricornian savings accounts rates

Now showing 1 - 2 of 2 savings accounts

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Product	Maximum rate	Base rate	Company	Maximum monthly interest	Total interest earned	Go to site
iSaver Account	0.35%	0.35%	iSaver Account	$1.5	$19.5		More details
Everyday Saver Account	0.05%	0.05%	Everyday Saver Account	$0.2	$2.8		More details

Data last updated on 2 Jun 2020

Read our important disclosures and general advice warning

Today's top savings accounts products

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Online Saver

Maximum rate

Base rate

2.05%

Intro 4 months then 0.35%

0.35%

Has no ongoing fees
Has no minimum balances

Go to site

eSaver Reward

Maximum rate

Base rate

1.70%*

0.05%

*Bonus is paid when you deposit $1000 per month from an external account to a CUA transaction account

Has branch access
Has no ongoing fees

Go to site

Flexi Saver

Maximum rate

Base rate

1.25%*

0.01%

*Ensure that on the last business day of the month, your closing balance is at least $300 higher (excluding interest) than the opening balance on the first business day of that month

Has branch access
Has no ongoing fees
Has no minimum balances

Go to site

Growth Saver Account

Maximum rate

Base rate

1.80%*

0.20%

*Grow your net balance by $200 or more (excluding interest) and make no more than one withdrawal during the month

Has branch access
Has ATM access
Has no ongoing fees
Has no minimum balances

Go to site

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FAQs

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It’s not usually possible to set up a direct debit from your savings account to cover ongoing expenses or bills, as savings accounts are structured around growing your wealth by earning interest on regular deposits, and discouraging withdrawals.

Some transaction accounts allow you to set up direct debits and also earn interest, though you may not enjoy as much flexibility as a dedicated transaction account, or get as high an interest rate as a dedicated savings account.

Details

A good rule of thumb when working out a minimum balance for your savings account is to make sure that you’ll earn more in annual interest on your savings than what you’ll be charged in annual fees.

If you’re saving with a specific goal in mind, prepare a budget so the interest you earn on your deposits will help you efficiently reach this goal. Online financial calculators may be helpful here.

Details

The Capricornian Savings Accounts

Fast Track Savings Account

The Capricornian savings account interest calculator

The Capricornian savings accounts rates