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The Capricornian personal loans

The Capricornian is a community-owned bank that is 100 per cent owned by its members, and is Central Queensland’s only local customer-owned bank.

As a small financial institution, The Capricornian only has six branches for its members to visit, all located in Central Queensland.

In addition to personal loans, The Capricornian also offers members products such as savings accounts, bank accounts, credit cards, insurance and home loans.

Nick Bendel
Nick Bendel

Property & Personal Finance Writer

Content updated

Product data updated

Why choose The Capricornian


  • No ongoing fees
  • No early payment penalty fee
  • No redraw fees


  • High interest rates may apply
  • Maximum loan terms of five years
  • Establishment fee charged

The Capricornian Personal Loans

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.


Your estimated repayments


based on a $30,000 loan for 5 years at -

Total loan repayments


Total interest charged


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