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The Capricornian personal loans

The Capricornian is a community-owned bank that is 100 per cent owned by its members, and is Central Queensland’s only local customer-owned bank.

As a small financial institution, The Capricornian only has six branches for its members to visit, all located in Central Queensland.

In addition to personal loans, The Capricornian also offers members products such as savings accounts, bank accounts, credit cards, insurance and home loans.

Nick Bendel
Nick Bendel

Property & Personal Finance Writer

Content updated

Product data updated

Why choose The Capricornian

Benefits

  • No ongoing fees
  • No early payment penalty fee
  • No redraw fees

Drawbacks

  • High interest rates may apply
  • Maximum loan terms of five years
  • Establishment fee charged

The Capricornian Personal Loans

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.

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Your estimated repayments

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based on a $30,000 loan for 5 years at -

Total loan repayments

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Total interest charged

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.