Home Loans

The term “mortgage loyalty tax” refers to the difference in interest rate costs that existing borrowers pay as a result of lenders offering new customers lower rates on home loans. Here's how to avoid it.

Peter Terlato -

27 Mar, 2023 -

5 min read

Home Loans

The ability to lock in low fixed interest rates may offer borrowers protection against rate rises and provide more time to compare the market and secure the most favourable home loan.

Peter Terlato -

27 Mar, 2023 -

4 min read

Home Loans

Depending on your income, expenses, and the property you want to buy, you may be able to get a mortgage one, five, or even ten times your salary. But just because you have a high income, it doesn’t mean you’ll be approved for a loan.

Alex Ritchie -

29 Jul, 2021 -

4 min read

Credit Cards

Afterpay is different to credit cards in several ways, including its fees and costs, rewards and perks, and application process.

Alex Ritchie -

13 Sep, 2024 -

8 min read

Credit Cards

Many issuers have strict point earning caps. Luckily, there are strategies available which may help you to avoid your point-earning ability being limited. 

Alex Ritchie -

23 Dec, 2022 -

4 min read

Credit Cards

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

Alex Ritchie -

08 Aug, 2023 -

5 min read

Term Deposits

It’s usually possible to withdraw your money from a term deposit early if you need the cash back in your pocket. But doing so may require providing advance notice to the bank, and you may miss out on earning interest on your savings.

Alex Ritchie -

01 Sep, 2023 -

4 min read

Credit Score

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

Vidhu Bajaj -

15 Mar, 2024 -

5 min read