Credit Score

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

Vidhu Bajaj -

15 Mar, 2024 -

5 min read

Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

Competition between the major banks escalated this month when the Commonwealth Bank (CBA) unveiled its new No-Fee Home Loan. But how does it stack up when compared with some of the top mortgages monitored by RateCity and does a fee-free option always equal a cheaper home loan?

Laine Gordon -

25 Mar, 2011 -

3 min read

Home Loans

How will the big four's interest rate increases affect you?

Alex Ritchie -

28 Mar, 2017 -

2 min read

Term Deposits

It’s usually possible to withdraw your money from a term deposit early if you need the cash back in your pocket. But doing so may require providing advance notice to the bank, and you may miss out on earning interest on your savings.

Alex Ritchie -

01 Sep, 2023 -

4 min read

Credit Cards

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

Alex Ritchie -

08 Aug, 2023 -

5 min read

Credit Cards

Whether you’re struggling financially, or just running a fiscal health check in preparation for the new financial year, you may be considering whether your credit card is still the best tool to make payments, or if you should switch to other methods, such as Buy Now Pay Later (BNPL) services like Afterpay.

Alex Ritchie -

30 May, 2023 -

8 min read

Credit Cards

Many issuers have strict point earning caps. Luckily, there are strategies available which may help you to avoid your point-earning ability being limited. 

Alex Ritchie -

23 Dec, 2022 -

4 min read

Savings Accounts

Among the many negative side effects of the global financial crisis, there was also a positive trend - since the GFC begun to bite, Australians have been saving more than they used to.

Laine Gordon -

01 Dec, 2009 -

3 min read

Savings Accounts

Who's paying the big rates on savings accounts?

Laine Gordon -

16 Nov, 2009 -

3 min read

Savings Accounts

Online or old fashioned savings accounts What's best for you?

Laine Gordon -

01 Dec, 2009 -

3 min read

Bank Accounts

Find accounts with no ATM fees for withdrawals at foreign ATMs. RateCity compares the best of everyday accounts across Australia.

Bank Accounts

NAB has become the first big four bank to introduce comprehensive credit reporting. NAB has started comprehensive credit reporting (CCR) for personal loans, credit cards and overdrafts. Other types of lending will be added later this year, according to NAB. The bank said it was phasing its roll-out of comprehensive credit reporting ��_to ensure a smooth transition for customers��_.

Nick Bendel -

20 Feb, 2018 -

2 min read

Bank Accounts

Australians are being urged to use their ATM cards wisely after RateCity.com.au analysis of RBA figures shows that collectively we forked out an estimated $548 million in avoidable ATM fees in the past year. ATM fees can be avoided by taking out money when using EFTPOS at the supermarket or the service station or switching to an account that has no ATM fees.

RateCity -

16 Jun, 2016 -

3 min read

bnpl

Given the lack of regulation surrounding BNPL, you may be able to open multiple accounts with different providers. However, this may not be a sensible practice as it might be difficult to keep track of all your debts and you could miss payments, potentially resulting in late fees and charges.

Peter Terlato -

14 Dec, 2022 -

3 min read