Platinum Edge Credit Card

Basic

Card Level
Card Level
Platinum
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
$50,000
Minimum credit limit
Minimum credit limit
$3,000
Minimum repayment dollars
Minimum repayment dollars
$30
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
4
Annual Fee
Annual Fee
$195
Late Payment Fee
Late Payment Fee
$30
Over limit fee
Over limit fee
$15
Duplicate statement fee
Duplicate statement fee
$10
Supplementary card annual fee
Supplementary card annual fee
$0
Card Level
Card Level
Platinum
Interest Free Days
Interest Free Days
55
Maximum credit limit
Maximum credit limit
$50,000
Minimum credit limit
Minimum credit limit
$3,000
Minimum repayment dollars
Minimum repayment dollars
$30
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
4
Annual Fee
Annual Fee
$195
Late Payment Fee
Late Payment Fee
$30
Over limit fee
Over limit fee
$15
Duplicate statement fee
Duplicate statement fee
$10
Supplementary card annual fee
Supplementary card annual fee
$0

Rates

Purchase Rate
Purchase Rate
20.74%
Cash advance rate
Cash advance rate
Purchase Rate
Purchase Rate
20.74%
Cash advance rate
Cash advance rate

Balance Transfer

Balance Transfer Rate
Balance Transfer Rate
0%for 12 months then 20.74%
Transfer Limit
Transfer Limit
70%of the chosen credit limit
Balance Transfer Fee
Balance Transfer Fee
$50
Balance Transfer Rate
Balance Transfer Rate
0%for 12 months then 20.74%
Transfer Limit
Transfer Limit
70%of the chosen credit limit
Balance Transfer Fee
Balance Transfer Fee
$50

Overseas spending

Foreign Exchange Fee
Foreign Exchange Fee
3% on AMEX
Overseas charges
Overseas charges
Estimated ATM Cost
Estimated ATM Cost
Foreign Exchange Fee
Foreign Exchange Fee
3% on AMEX
Overseas charges
Overseas charges
Estimated ATM Cost
Estimated ATM Cost

Rewards

Program name
Program name
Amex Membership Rewards Ascent
Rewards Available
Rewards Available
Gift Card, Cash Back
Points Per $1 Spend
Points Per $1 Spend
Upto 3
Program name
Program name
Amex Membership Rewards Ascent
Rewards Available
Rewards Available
Gift Card, Cash Back
Points Per $1 Spend
Points Per $1 Spend
Upto 3

Eligibility

Minimum age
Minimum age
18
Minimum income
Minimum income
$50,000
Eligibility conditions
Eligibility conditions
Minimum age
Minimum age
18
Minimum income
Minimum income
$50,000
Eligibility conditions
Eligibility conditions

Perks

  • Extended WarrantyWarranty is extended for the same duration as the original warranty up to 1 year
  • Free Domestic Travel InsuranceAvailable when you use your card to pay for return domestic travel
  • Free International Travel InsuranceAvailable when you use your card to pay for return international travel
  • Free Travel Insurance DaysCover lasts for the shorter of 183 days per year or 180 consecutive days or when you return to your usual place of residence
  • Purchase ProtectionCovers up to $2,500 per item and $20,000 per year with a $50 excess within 90 days of purchase
  • Free Supplementary CardsSupplementary cardholder must be over 18 years of age
Other Benefits
Receive $200 Travel Credit every year and transfer your points to a choice of 8 airline partner programs
Other Restrictions
Cash Advance not available
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