Credit card debt can hang around like a dark cloud that never seems to shift. There is a way to overcome your debt and welcome back the sunlight, you just have to be committed to the cause and shop wisely for a credit card that works for you, not against you.
If you have credit card debts, no matter what the size of the balance, it is worth comparing rates online to save money on interest. The savings you could make by shopping around can be extraordinary as the difference in fees and interest rates are very wide from lender to lender. No matter how small your credit card debts are, if you are paying interest, you need to compare credit cards for their rates, fees and rewards points. You might think that paying a higher rate or monthly fees is worth the rewards points you earn, but you may find that there are many lenders that offer rewards points with more competitive credit card deals.
RateCity has a convenient credit card comparison tool which compares over 200 Australian credit cards to help you find the most suitable one.