Shift your credit card debt

Credit card debt can hang around like a dark cloud that never seems to shift. There is a way to overcome your debt and welcome back the sunlight, you just have to be committed to the cause and shop wisely for a credit card that works for you, not against you.

If you have credit card debts, no matter what the size of the balance, it is worth comparing rates online to save money on interest. The savings you could make by shopping around can be extraordinary as the difference in fees and interest rates are very wide from lender to lender. No matter how small your credit card debts are, if you are paying interest, you need to compare credit cards for their rates, fees and rewards points. You might think that paying a higher rate or monthly fees is worth the rewards points you earn, but you may find that there are many lenders that offer rewards points with more competitive credit card deals.

RateCity has a convenient credit card comparison tool which compares over 200 Australian credit cards to help you find the most suitable one.


This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.