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- No Annual Fee Visa
Bank of Melbourne No Annual Fee Visa
- Apple, Google & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
20.74%
Balance transfer rate
21.49%
Annual fee
$0
Bank of Melbourne No Annual Fee Visa
- Apple, Google & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
20.74%
Balance transfer rate
21.49%
Annual fee
$0
Pros and Cons
For Bank of Melbourne No Annual Fee Visa
Benefits
- No Annual Fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- Higher than average ongoing variable purchase rate
- No reward program
Bank of Melbourne Rate Credit Card overview
For No Annual Fee Visa
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $10
Minimum credit limit
$500
Maximum credit limit
$40,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank of Melbourne to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$15
Duplicate statement fee
$2
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
20.74%
Cash advance rate
21.49%
Cash advance fee
3% or $2.5
Balance Transfer
Balance transfer rate
21.49%
Transfer limit
80%
Requested at a card application only.
Balance transfer fee
1%
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
NO strict minimum income, all circumstantial