Westpac Altitude Platinum

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Medium altitude platinum

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Rewards Balance Transfer Offers Frequent Flyer Rewards Perks

  • Type: Visa
  • Level: Platinum

All Offers

Balance Transfers Offers 0% for 20 months then 20.74%
2% handling fee
Introductory Offers 0% for 3 months then 20.24%
Special Offers N/A

Rates & Fees

Ongoing Purchase Interest Rate 20.24%
Annual Fee $150
Maximum free days Up to 45
Late Payment Fee $9
Over Limit Fee $0

Overseas Spending

Currency Conversion Fee 3%
Overseas ATM Charges $2.5 or 2% (the higher of)
Estimated ATM Cost for AU$300 withdrawal $15.00

Frequent Flyer Rewards

Points per $1 spent 1 on Amex 0.5 on Visa
Partners Velocity, KrisFlyer, Malaysia Airlines
Annual Flights Earned 3.3 SYD-MEL return flights ($150 in annual fees)


Points per $1 spent 2 on Amex 1 on Visa
Rewards Available Frequent Flyer, Shopping, Cash & more
Value of Rewards $357.16 after $150 annual fees
Additional Fee for Reward Card $0


Travel Insurance Up to 90 days
VIP Perks
  • Extended warranty
  • Concierge service available
  • Invitation to special Events

Repayment Details

$ Minimum Repayment $10
% Minimum Repayment 2%

Application Requirements

Minimum Credit Limit $6,000
Maximum Credit Limit $30,000

More about Westpac

Shop with security, earn valuable reward points and enjoy a great range of reward benefits with a Westpac credit card. Westpac offers a wide range of credit cards for your to choose the right card for your needs. All Westpac credit cards are protected by CardSheild, a suite of security features that help safeguard you against fraudulent activity when making purchases with your card. Reward cards such as the Altitude MasterCard, Altitude Platinum Amex and Altitude Gold MasterCard allow you to redeem Velocity reward points for great value flights and an assortment gift vouchers, accommodation, homewares and appliances, and outdoors, sports and fitness gear.

Compare credit cards by lowest rates and features at RateCity.com.au