Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

210 articles written by Vidhu Bajaj

Home Loans

Should you get home loan pre-approval before looking for a property?

Plan wisely and learn the benefits of getting a home loan pre-approval before searching for a property.

Credit Cards

How do you make a balance transfer?

Learn how to make a successful credit card balance transfer to save on interest and streamline debt repayment effectively.

Home Loans

Is this the right time to buy a house?

Check if you're financially ready to buy a house in Australia amidst increasing property prices and mortgage rates.

Home Insurance

What you need to know about home insurance for Airbnb and Stayz properties

Navigate the complexities of home insurance for Airbnb and Stayz properties - protect your investment and understand coverage options.

Home Insurance

Do you need holiday home contents insurance?

Having a contents insurance coverage for your holiday home could be a smart decision whether you visit it yourself or rent out to vacationers.

Home Loans

Easy ways to make your home energy efficient

By making your home more energy efficient, save on energy bills while also doing your part to protect the environment.

Home Insurance

Why do I need holiday home insurance?

Whether you’re keeping the property for your own use or renting it out, getting holiday home insurance is simple once you know which policy you need to get.

Home Insurance

How to find the top home and contents insurance policy

Comparing home and contents insurance quotes can tell you how different policies vary and which policy has the most suitable inclusions, exclusions and limits.

Home Insurance

What are the factors that affect home insurance premiums?

Understand how different factors such as property age, market condition, and previous claims can influence your home insurance premium.

Car Loans

How much should you spend on a car?

When you decide to buy a car, you also need to determine your budget. So, how much should you spend on a car? Here are the things you need to consider.