People's Choice home loans

Promoted

Standard Variable Loan

Real Time Rating™
Investor
10% min deposit
P&I
Extra repayments
Interest Rate

9.41%

p.a

Variable

Comparison Rate*

9.48%

p.a

Promoted

Variable Loan Package

Real Time Rating™
Investor
10% min deposit
P&I
Offset Account
Interest Rate

6.89%

p.a

Variable

Comparison Rate*

7.25%

p.a

Promoted

New Business Offer - Basic Variable Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

6.04%

p.a

Variable

Comparison Rate*

6.05%

p.a

Promoted

New Business Offer - Basic Variable Loan

Real Time Rating™
Owner Occupied
30% min deposit
P&I
Extra repayments
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

6.00%

p.a

People's Choice personal loans

Promoted

Unsecured Personal Loan (Low Rate)

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest Rate

8.99%

p.a

Fixed

Comparison Rate*

From

10.73%

p.a

Fixed up to 10.73%

People's Choice car loans

Promoted

Green Car Loan

Real Time Rating™
$20k to $120k
1 to 10 years
New or used car
Fixed Rate
Interest Rate

5.69%

p.a

Fixed

Comparison Rate*

6.04%

p.a

Fixed

Promoted

Discounted Personal Loan (Car Loan)

Real Time Rating™
$20k to $120k
1 to 10 years
New or used car
Fixed Rate
Interest Rate

6.69%

p.a

Fixed

Comparison Rate*

7.04%

p.a

Fixed

People's Choice credit cards

Promoted

Visa Credit Card

Apple, Google & Samsung Pay
Balance transfer
Low annual fee
Purchase Rate

2.99%

p.a

for up to 6 months, then 12.95%

Annual Fee

$59

People's Choice savings accounts

Promoted

Dream Fund

Real Time Rating™
Bonus interest with conditions
App banking
Online banking
Linked account required

*When the closing balance of your account on the last day of the month, excluding any interest credited to your account on that day, is greater than the opening balance of your account for that month

Maximum rate

4.85%*

p.a

Base rate

0.01%

p.a

Promoted

Young Saver Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Deposit a minimum of $5 and make no withdrawals during the month

Maximum rate

4.90%*

p.a

Base rate

0.10%

p.a

Promoted

Bonus Saver Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Deposit a minimum of $50 and make no withdrawals during the month

Maximum rate

4.25%*

p.a

Base rate

0.01%

p.a

People's Choice bank accounts

Promoted

Everyday Living Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$3

Over 3,000 rediATMs

Debit Card Type

Visa

Maximum Interest rate

Promoted

Everyday Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$3

Over 3,000 rediATMs

Debit Card Type

Visa

Maximum Interest rate

People's Choice term deposits

Promoted

Term Investment

Real Time Rating™
2 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

1.50%

p.a

for 2 months

Min. deposit

$5,000

Next rate increased

3.95%

p.a

for 3 months

Max rate

4.90%

p.a

for 12 months

People's Choice home insurance

Promoted

Accidental Damage

Flexible excess
24 hours claim lodgement
Policy type

Home and Contents

Combined policy discount

Promoted

Listed Events

Flexible excess
24 hours claim lodgement
Policy type

Home and Contents

Combined policy discount

People's Choice car insurance

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Comprehensive

New car replacement
Flexible excess
Agreed or market value

Roadside assistance