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Alex Ritchie
Personal Finance Editor
How long does it take to transfer my credit card balance?
Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?
Credit Cards
08 Aug, 2023
5 min read
Alex Ritchie
Personal Finance Editor
Which of my debts should I pay off first?
If you’re wondering which of your debts to pay off first, the answer is simple – whichever has the highest interest rate.
Credit Cards
08 Aug, 2023
4 min read
Alex Ritchie
Personal Finance Editor
Five common credit card traps to avoid
Being a responsible credit card holder requires you to read the fine print and familiarise yourself with common credit card traps. Here are the common credit card traps that can turn your spending into bad debt.
Credit Cards
04 Aug, 2023
4 min read
Alex Ritchie
Personal Finance Editor
Does applying for a credit card affect your credit rating?
Applying for your first or next credit card is an exciting process. However, it’s worth knowing the potential risks involved, particularly for your credit score, whenever you apply for any credit product.
Credit Cards
02 Aug, 2023
4 min read
Vidhu Bajaj
Personal Finance Writer
What are the pros and cons of a credit card?
Credit cards can be your best friend if you use them wisely but your worst enemy if you use them irresponsibly.
Credit Cards
25 Jul, 2023
9 min read
Vidhu Bajaj
Personal Finance Writer
Making minimum repayments on your credit card: what you need to know
Racking up a large sum of debt on your credit card is easily done but paying it off with the minimum repayments is not.
Credit Cards
20 Jul, 2023
4 min read
Vidhu Bajaj
Personal Finance Writer
PayPal versus credit cards: Which is the better online payment option?
One of the main drawcards to PayPal is that payments can easily be traced, unlike many other online payment methods. Credit card details are not held on the site either, so your confidential information is not exposed to any third party.
Credit Cards
20 Jul, 2023
9 min read
Vidhu Bajaj
Personal Finance Writer
Are credit checks mandatory for credit cards?
In Australia, applying for a credit card always involves a mandatory credit check. This is an essential part of testing your ability to responsibly service your repayments and is done in your best interest.
Credit Cards
19 Jul, 2023
9 min read
Vidhu Bajaj
Personal Finance Writer
The pros and cons of getting a higher credit limit
From time to time, your lender will proactively ask you if you’d like to increase the limit on your credit card. But should you agree?
Credit Cards
19 Jul, 2023
9 min read
Vidhu Bajaj
Personal Finance Writer
What is a balance transfer?
A balance transfer is the process of transferring the debt from one credit card onto a new credit card.
Credit Cards
14 Jul, 2023
6 min read
Alex Ritchie
Personal Finance Editor
Should you pay off your credit cards before buying a house?
It may be worthwhile paying off your credit card debt before buying a house, as this may make your mortgage application look better to a lender, and potentially improve your credit score.
Credit Cards
12 Jul, 2023
5 min read
Vidhu Bajaj
Personal Finance Writer
Zip Pay vs. Afterpay: What you need to know before joining
Curious about two of the more popular BNPL platforms, Afterpay and Zip Pay? Let's explore their benefits, as well as how they differ from each other.
Credit Cards
06 Jul, 2023
9 min read
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Vidhu Bajaj
Personal Finance Writer
24 Nov, 2023
How do you make a balance transfer?
Alex Ritchie
Personal Finance Editor
26 Oct, 2023
Increasing your chance of credit card approval
Alex Ritchie
Personal Finance Editor
26 Oct, 2023
How does credit card insurance work?
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