Credit Cards Articles

Relevant Credit Cards articles and tips

Alex Ritchie

Personal Finance Editor

How long does it take to transfer my credit card balance?

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

Credit Cards

08 Aug, 2023

5 min read

How long does it take to transfer my credit card balance?

Alex Ritchie

Personal Finance Editor

Which of my debts should I pay off first?

If you’re wondering which of your debts to pay off first, the answer is simple – whichever has the highest interest rate.

Credit Cards

08 Aug, 2023

4 min read

Which of my debts should I pay off first?

Alex Ritchie

Personal Finance Editor

Five common credit card traps to avoid

Being a responsible credit card holder requires you to read the fine print and familiarise yourself with common credit card traps. Here are the common credit card traps that can turn your spending into bad debt.

Credit Cards

04 Aug, 2023

4 min read

Alex Ritchie

Personal Finance Editor

Does applying for a credit card affect your credit rating?

Applying for your first or next credit card is an exciting process. However, it’s worth knowing the potential risks involved, particularly for your credit score, whenever you apply for any credit product.

Credit Cards

02 Aug, 2023

4 min read

Does applying for a credit card affect your credit rating?

Vidhu Bajaj

Personal Finance Writer

What are the pros and cons of a credit card?

Credit cards can be your best friend if you use them wisely but your worst enemy if you use them irresponsibly.

Credit Cards

25 Jul, 2023

9 min read

What are the pros and cons of a credit card?

Vidhu Bajaj

Personal Finance Writer

Making minimum repayments on your credit card: what you need to know

Racking up a large sum of debt on your credit card is easily done but paying it off with the minimum repayments is not.

Credit Cards

20 Jul, 2023

4 min read

Making minimum repayments on your credit card: what you need to know

Vidhu Bajaj

Personal Finance Writer

PayPal versus credit cards: Which is the better online payment option?

One of the main drawcards to PayPal is that payments can easily be traced, unlike many other online payment methods. Credit card details are not held on the site either, so your confidential information is not exposed to any third party.

Credit Cards

20 Jul, 2023

9 min read

PayPal versus credit cards: Which is the better online payment option?

Vidhu Bajaj

Personal Finance Writer

Are credit checks mandatory for credit cards?

In Australia, applying for a credit card always involves a mandatory credit check. This is an essential part of testing your ability to responsibly service your repayments and is done in your best interest.

Credit Cards

19 Jul, 2023

9 min read

Are credit checks mandatory for credit cards?

Vidhu Bajaj

Personal Finance Writer

The pros and cons of getting a higher credit limit

From time to time, your lender will proactively ask you if you’d like to increase the limit on your credit card. But should you agree?

Credit Cards

19 Jul, 2023

9 min read

The pros and cons of getting a higher credit limit

Vidhu Bajaj

Personal Finance Writer

What is a balance transfer?

A balance transfer is the process of transferring the debt from one credit card onto a new credit card.

Credit Cards

14 Jul, 2023

6 min read

Alex Ritchie

Personal Finance Editor

Should you pay off your credit cards before buying a house?

It may be worthwhile paying off your credit card debt before buying a house, as this may make your mortgage application look better to a lender, and potentially improve your credit score.

Credit Cards

12 Jul, 2023

5 min read