Credit Cards Articles

Relevant Credit Cards articles and tips

Mark Bristow

Personal Finance Editor

What are the rewards of a gold credit card?

Not quite ready for a platinum account but want more rewards than your standard credit card? A gold credit card could be what you’re looking for.

Credit Cards

29 May, 2023

3 min read

What are the rewards of a gold credit card?

Vidhu Bajaj

Personal Finance Writer

How long does it take to get a credit card?

The credit card approval process may take a few days, depending on the credit card issuer and the accuracy of the information provided in your application.

Credit Cards

25 May, 2023

5 min read

How long does it take to get a credit card?

Vidhu Bajaj

Personal Finance Writer

What do I need to get a credit card?

Increase your chances of credit card approval by discovering the essential requirements for getting a credit card in Australia.

Credit Cards

25 May, 2023

5 min read

Alex Ritchie

Personal Finance Editor

Avoid skimming and phishing credit card fraud

While all credit card fraud is concerning, card skimming and phishing is becoming more rampant and harder to control. Discover how to spot and protect yourself from card skimming and phishing scams.

Credit Cards

23 May, 2023

6 min read

Avoid skimming and phishing credit card fraud

Alex Ritchie

Personal Finance Editor

What is my credit card account number?

Your credit card number is the 15- or 16-digit card number printed on the front or back of the card, along with your name and the card expiry date.

Credit Cards

23 May, 2023

4 min read

Vidhu Bajaj

Personal Finance Writer

What is a charge card, and is it different from a credit card?

Charge cards and credit cards may look similar, but they work differently. Credit cards let you pay for your purchases over time. However, charge cards require you to pay the balance in full each month.

Credit Cards

04 May, 2023

5 min read

What is a charge card, and is it different from a credit card?

Vidhu Bajaj

Personal Finance Writer

What is a metal credit card, and do you need one?

For many people, a metal credit card signifies prestige and wealth. These cards not only look and feel premium in your hand but often also offer extra privileges such as accelerated reward points and premium travel benefits.

Credit Cards

02 May, 2023

4 min read

What is a metal credit card, and do you need one?

Vidhu Bajaj

Personal Finance Writer

Are credit cards worth it?

A credit card could be a convenient way to pay for purchases, earn rewards and build credit when used responsibly. At the same time, credit cards could also lead to financial stress.

Credit Cards

01 May, 2023

6 min read

Vidhu Bajaj

Personal Finance Writer

What is a joint credit card and how does it work?

Credit cards are pretty handy, and immensely versatile, however they also come with great risk. The innocent-looking piece of plastic sitting in your wallet is essentially a license to get yourself into enormous, nigh-unpayable debt.

Credit Cards

28 Apr, 2023

9 min read

What is a joint credit card and how does it work?

Peter Terlato

Personal Finance Editor

What are the benefits of having a credit card?

A credit card can be an incredibly advantageous tool for individuals and households. They can boost your purchasing power; help to establish, improve and, if necessary, repair your credit history; as well as provide exclusive perks and bonuses.

Credit Cards

24 Apr, 2023

5 min read

What are the benefits of having a credit card?

Alex Ritchie

Personal Finance Editor

How do you apply for a credit card? The application process explained

It is important to shop around before you apply for a credit card to ensure you get a card that suits your spending habits. Here are some tips to help you find a card that's right for your needs.

Credit Cards

21 Apr, 2023

7 min read

How do you apply for a credit card? The application process explained

Vidhu Bajaj

Personal Finance Writer

How does a credit card interest free period work?

You’ve nabbed a credit card with a high number of interest free days but realised you’re not quite sure when the first day starts, or if your interest free days apply to each new purchase.

Credit Cards

20 Apr, 2023

8 min read