- Home
- Credit Score
- Articles
Credit Score Articles
Articles and information about credit scores
Jodie Humphries
Personal Finance Editor
Does having a credit card improve credit score?
Having a credit card is important for establishing and building a credit history. But you need to use this financial tool sensibly so that it doesn’t cause any negative impact on your credit score.
Credit Score
28 Oct, 2023
4 min read
Jodie Humphries
Personal Finance Editor
Does closing accounts affect your credit score?
When closing credit accounts, check how it affects your credit score. It may not always affect your credit score, but you need to consider a few factors.
Credit Score
25 Oct, 2023
3 min read
Alex Ritchie
Personal Finance Editor
How to tell if it’s a scam: these are the tell-tale signs
Between recent data breaches at major retailers including Optus and Medibank, and the influx of scam text messages and emails, you may be looking to increase your knowledge on how to tell if something is a scam or not.
Credit Score
25 Oct, 2023
8 min read
Jodie Humphries
Personal Finance Editor
What to do if your credit score dropped for no reason
If your credit score has dropped, consider finding out why. There may be a good explanation, but if it’s an error or fraud, you’ll need to get it fixed.
Credit Score
23 Oct, 2023
4 min read
Jodie Humphries
Personal Finance Editor
How does mortgage affect credit score, and credit score affect mortgages?
When buying a home you may wonder how your mortgage affects your credit score. Check your credit report to know how a mortgage affects your credit score.
Credit Score
21 Oct, 2023
5 min read
Jodie Humphries
Personal Finance Editor
How to cancel your credit card without hurting your score
Since your credit score is based on your current as well as past financial transactions, cancelling a credit card may impact your credit rating.
Credit Score
20 Oct, 2023
3 min read
Mark Bristow
Personal Finance Editor
How will debt consolidation affect my credit score?
If you have more debts than you can comfortably afford to repay, consolidating these debts into a single loan may not have an immediate effect on your credit score. But if consolidating your debts can help you build healthy financial habits, it’s possible that this could lead to your credit score improving over time.
Credit Score
17 Oct, 2023
4 min read
Jodie Humphries
Personal Finance Editor
What factors affect your credit score?
Learn how you can achieve and maintain a good credit score by paying attention to a few crucial factors.
Credit Score
08 Oct, 2023
4 min read
Jodie Humphries
Personal Finance Editor
How can I get my free credit report?
Checking your credit report gives you insight into how lenders view you as a borrower. You can get a free credit report from any of the reporting agencies.
Credit Score
07 Oct, 2023
3 min read
Peter Terlato
Personal Finance Editor
Can credit card denial hurt your credit score?
When you apply for new credit, a lender will typically perform a credit check in order to determine your risk and reliability. This will likely involve a hard inquiry into your credit history. But does the denial or success of these applications affect your overall credit score?
Credit Score
02 Sep, 2023
4 min read
Alex Ritchie
Personal Finance Editor
How often should you check your credit score?
Whether you’re a young Australian looking to build your credit history, or you’ve recently seen your credit score drop and are working to boost it, there’s several reasons you may be monitoring your credit score. Let’s explore how often you may want to check your credit score and credit history.
Credit Score
19 Aug, 2023
4 min read
Vidhu Bajaj
Personal Finance Writer
Do credit inquiries impact my credit score? | RateCity
Your credit score is a three-digit number representing how much of a risk you could pose to lenders when opening a new line of credit. It’s determined by applying some complex algorithms to the information in your credit file, which is essentially a record of your financial history.
Credit Score
18 Aug, 2023
6 min read
Trending articles
Vidhu Bajaj
Personal Finance Writer
15 Mar, 2024
Does Afterpay affect your credit score?
Mark Bristow
Personal Finance Editor
16 Feb, 2024
How good debts and bad debts can affect your credit score
Mark Bristow
Personal Finance Editor
15 Feb, 2024
Four habits to keep your credit score top notch
Popular searches
Share this page
