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Credit Score Articles

Articles and information about credit scores

Vidhu Bajaj

Personal Finance Writer

Does refinancing a loan hurt your credit score?

Refinancing your loan can be an effective way to consolidate your debt and reduce your interest costs. But does it affect your credit score?

Credit Score

09 Jan, 2023

3 min read

Does refinancing a loan hurt your credit score?
Jodie Humphries

Personal Finance Editor

Can you get a business loan with a bad credit history?

If you have a low or poor credit score, you may find getting a business loan tough. Find out how you can improve your chances of getting approved for the loan.

Credit Score

04 Jan, 2023

3 min read

Can you get a business loan with a bad credit history?
Jodie Humphries

Personal Finance Editor

Is it possible to correct credit report errors?

Any incorrectly listed information, like a payment default, on your credit report can pull down your credit score. Here’s how you can stay on top of your credit by regularly checking your credit report.

Credit Score

06 Jul, 2022

5 min read

Is it possible to correct credit report errors?
Alex Ritchie

Personal Finance Editor

How to help your kids improve their credit score

Let’s skip the obvious advice of “don’t take on more debt than you can manage”. There are a range of practical steps you may want to consider taking to help develop a kid's credit history and improve their credit score.

Credit Score

06 Jul, 2021

5 min read

How to help your kids improve their credit score
Alex Ritchie

Personal Finance Editor

Does being a guarantor affect your credit score?

Everyone needs a helping hand occasionally, and you may have extended yours to help family or a partner secure finance. Whether you’ve gone guarantor on a home loan, personal loan, or a car loan, this will have an impact on your credit score.

Credit Score

07 May, 2021

4 min read

Does being a guarantor affect your credit score?