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Articles and information about credit scores
Georgia Brown
Personal Finance Editor
How a car loan affects your credit score
If you’re in the market for new set of wheels and you’re looking to buy on finance, you might be wondering – does a car loan affect your credit score? It’s certainly something worth considering when taking out any kind of credit product.
Credit Score
12 Aug, 2023
3 min read
Mark Bristow
Personal Finance Editor
Three great reasons checking your credit score can help you
Your credit score is an assessment of your financial responsibility. If you have a good credit score, lenders may feel more confident about lending you more money at lower interest rates. But if you have a bad credit score, you may find it harder to successfully apply for credit.
Credit Score
30 Jul, 2023
3 min read
Mark Bristow
Personal Finance Editor
Will paying off a personal loan increase my credit score?
Reaching the end of your loan term and making your final repayment can be a satisfying feat. But will paying off your personal loan give your credit score a boost, or could it have the opposite effect?
Credit Score
29 Jul, 2023
4 min read
Alex Ritchie
Personal Finance Editor
When will my mortgage show up on my credit report?
If you’ve recently been given full approval for a mortgage and have settled on your property, you may want to know when your mortgage will show up on your credit report.
Credit Score
27 Jul, 2023
4 min read
Georgia Brown
Personal Finance Editor
Will applying for a personal loan affect my credit score?
If you’re a diligent borrower and you consistently prioritise your credit score, you’ll likely have it front of mind when applying for new credit.
Credit Score
22 Jul, 2023
4 min read
Georgia Brown
Personal Finance Editor
How to improve your credit score
If you’re serious about getting your financial health into shape, a great place to start is with your credit score.
Credit Score
21 Jul, 2023
6 min read
Alex Ritchie
Personal Finance Editor
Will multiple home loan applications affect my credit rating?
Making multiple home loan applications can have adverse effects on your credit history, credit score and your likelihood for approval from any one of the lenders.
Credit Score
03 Jul, 2023
4 min read
Georgia Brown
Personal Finance Editor
How to get a perfect credit score
If you know a thing or two about personal finance, you’ll likely be aware that typically only those who have excellent credit scores are offered the most competitive credit products.
Credit Score
23 Jun, 2023
4 min read
Mark Bristow
Personal Finance Editor
Can a credit card help build your credit file and credit score?
Building up your credit score from scratch can make a big difference to your financial future. While you may not need to borrow money to start your credit history, successfully applying for a credit card and managing its payments could potentially make a big difference to your credit score in a relatively short length of time.
Credit Score
23 Jun, 2023
4 min read
Alex Ritchie
Personal Finance Editor
Can a debt collector affect your credit score?
When you miss repayments, a creditor may outsource the chasing of this debt to a debt collector. A debt collector cannot directly change your credit score, but having poor payment behaviour typically can affect it.
Credit Score
23 Jun, 2023
5 min read
Mark Bristow
Personal Finance Editor
Should you start building your credit while in university?
University can be a time of when you start to fully realise your potential. This includes your financial future, which may involve establishing your credit history.
Credit Score
16 Jun, 2023
4 min read
Alex Ritchie
Personal Finance Editor
How identity theft can affect your credit score
Online scams, including identity theft, are some of the most common ways Australians experience financial scams each year. If you’ve been targeted by identity theft, it’s important to know how it may affect your credit score, and what you can do to repair any damage done.
Credit Score
11 Jun, 2023
4 min read
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