Commonwealth Bank home loans

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Investment Standard Variable Rate Home Loan

Real Time Rating™
Investor
20% min deposit
Interest Only
Offset Account
Interest Rate

6.96%

p.a

Variable

Comparison Rate*

7.16%

p.a

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Investment Extra Home Loan

Real Time Rating™
Investor
40% min deposit
Interest Only
Extra repayments
Interest Rate

7.26%

p.a

Variable

Comparison Rate*

6.96%

p.a

Promoted

Investment Standard Variable Rate Home Loan

Real Time Rating™
Investor
5% min deposit
P&I
Offset Account
Interest Rate

9.38%

p.a

Variable

Comparison Rate*

9.52%

p.a

Promoted

Standard Variable

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Offset Account
Interest Rate

7.74%

p.a

Variable

Comparison Rate*

8.10%

p.a

Commonwealth Bank personal loans

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Unsecured Personal Loan for Eligible Sustainable Purchases

Real Time Rating™
1 to 7 years
Unsecured
Variable Rate
Interest Rate

7.00%

p.a

Variable

Comparison Rate*

8.41%

p.a

Variable

Promoted

Unsecured Personal Loan for Eligible Sustainable Purchases Fixed

Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
Interest Rate

7.00%

p.a

Fixed

Comparison Rate*

7.92%

p.a

Fixed

Promoted

Personal Loan

Real Time Rating™
1 to 7 years
Unsecured
Variable Rate
Interest Rate

8.00%

p.a

Variable up to 20%

Comparison Rate*

From

9.40%

p.a

Variable up to 21.3%

Promoted

Personal Loan Fixed

Real Time Rating™
2 to 3 years
Unsecured
Fixed Rate
Interest Rate

8.49%

p.a

Fixed up to 20.49%

Comparison Rate*

From

9.88%

p.a

Fixed up to 21.38%

Commonwealth Bank car loans

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Secured Car Loan

Real Time Rating™
$4k to $100k
1 to 7 years
New or used car
Fixed Rate
Interest Rate

From

6.49%

p.a

Fixed

Comparison Rate*

From

7.90%

p.a

Fixed up to 14.34%

Commonwealth Bank credit cards

Promoted

Ultimate Awards (CommBank Awards Points)

Google Pay
Balance transfer
Purchase Rate

20.99%

p.a

Annual Fee

$420

Promoted

CommBank Neo

Apple, Google & Samsung Pay
No annual fee
Purchase Rate

0.00%

p.a

Annual Fee

$0

Promoted

Ultimate Awards (Qantas Points)

Google Pay
Balance transfer
Purchase Rate

20.99%

p.a

Annual Fee

$420

Promoted

Smart Awards (CommBank Awards Points)

Google Pay
Balance transfer

Bonus Points

Earn 80,000 bonus CommBank Awards Points when you apply for a new Smart Awards credit card. T&Cs apply.
Purchase Rate

20.99%

p.a

Annual Fee

$228

Commonwealth Bank savings accounts

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GoalSaver

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Make a deposit each calendar month and have a higher account balance at the end of the month compared to the account balance at the start of the month (excluding interest and bank-initiated transactions)

Maximum rate

4.90%*

p.a

Base rate

0.40%

p.a

Promoted

NetBank Saver

Real Time Rating™
Intro offer rate
App banking
Online banking
Linked account required
Maximum rate

5.10%

p.a

intro 5 months then 2.35%

Base rate

2.35%

p.a

Promoted

Youthsaver Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Grow your balance (excluding interest and bank initiated transactions) each calendar month

Maximum rate

5.00%*

p.a

Base rate

2.60%

p.a

Promoted

Pensioner Security Account

Real Time Rating™
App banking
Online banking
Maximum rate

1.80%

p.a

Base rate

1.80%

p.a

Commonwealth Bank bank accounts

Promoted

Smart Access Account for Youth

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
MasterCard debit card
Account Keeping Fees
ATM Fee

$0

Over 4,000 ATMs

Debit Card Type

MasterCard

Maximum Interest rate

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Smart Access

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
MasterCard debit card

*Fees waived when deposit $2,000 Monthly

Account Keeping Fees
ATM Fee

$0

Over 4,000 ATMs

Debit Card Type

MasterCard

Maximum Interest rate

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Streamline Basic

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
MasterCard debit card
Account Keeping Fees
ATM Fee

$0

Over 4,000 ATMs

Debit Card Type

MasterCard

Maximum Interest rate

Commonwealth Bank term deposits

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Term Deposit Special

Real Time Rating™
12 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

5.05%

p.a

for 12 months

Min. deposit

$5,000

Next rate increased

5.10%

p.a

for 24 months

Max rate

5.10%

p.a

for 24 months

Promoted

Term Deposit

Real Time Rating™
1 month
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

1.25%

p.a

for 1 month

Min. deposit

$50,000

Next rate increased

1.50%

p.a

for 2 months

Max rate

4.25%

p.a

for 12 months

Commonwealth Bank online trading

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Commsec

Online Share Trading

Australia's leading online broker

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Commonwealth Bank margin loans

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CommSec Margin Loan Variable

Margin Loan

Variable rate margin loan for investment in over 1000 approved shares.

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Commonwealth Bank reverse mortgages

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Equity Unlock Loan for Seniors (Reverse Mortgage)

For homeowners aged 65 and over

Flexible uses for money

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