Compare Bankwest home loan rates

Find the home loan to best suit your needs. Compare reviews, interest rates, fees and features with Ratecity to make sure you get the right loan.

Bankwest was named Money magazine’s Bank of the Year in 2017, with its below average mortgage rates a contributing factor.

Bankwest was founded by the government of Western Australia in 1895. Originally known as the Agricultural Bank of Western Australia, it has changed hands and names several times since, becoming known as Bankwest in 1994.

Bankwest was bought by the Commonwealth Bank of Australia in 2008. Although its headquarters is in Perth, Bankwest has offices throughout Australia.

Bankwest home loans

Premium Select Home Loan (Principal and Interest)
Advertised rate
4.09%
Variable
Upfront fee
$150.00
Comparison rate*
4.11%
Ongoing fee
$0
Compare
Complete Variable Home Loan (Principal and Interest) (New Customer) ($200k+, LVR < 90%)
Advertised rate
3.70%
Variable
Upfront fee
$250.00
Comparison rate*
4.13%
Ongoing fee
$395 annually
Compare
Equaliser Home Loan
Advertised rate
3.72%
Intro 36 months
Upfront fee
$250.00
Comparison rate*
4.19%
Ongoing fee
$0
Compare
Complete Fixed Home Loan 2 Years
Advertised rate
3.88%
Fixed - 2 years
Upfront fee
$250.00
Comparison rate*
4.40%
Ongoing fee
$395 annually
Compare
Complete Fixed Home Loan 3 Years
Advertised rate
3.98%
Fixed - 3 years
Upfront fee
$250.00
Comparison rate*
4.41%
Ongoing fee
$395 annually
Compare
Complete Variable Home Loan (Principal and Interest) ($200k+, LVR < 90%)
Advertised rate
3.99%
Variable
Upfront fee
$250.00
Comparison rate*
4.41%
Ongoing fee
$395 annually
Compare
Complete Fixed Home Loan 1 Year
Advertised rate
4.21%
Fixed - 1 year
Upfront fee
$250.00
Comparison rate*
4.44%
Ongoing fee
$395 annually
Compare
Complete Fixed Home Loan 4 Years
Advertised rate
4.44%
Fixed - 4 years
Upfront fee
$250.00
Comparison rate*
4.57%
Ongoing fee
$395 annually
Compare
Complete Variable Investment Loan (Principal and Interest) (New Customer)
Advertised rate
4.19%
Variable
Upfront fee
$250.00
Comparison rate*
4.61%
Ongoing fee
$395 annually
Compare
Complete Fixed Investment Loan 2 Years
Advertised rate
3.98%
Fixed - 2 years
Upfront fee
$250.00
Comparison rate*
4.89%
Ongoing fee
$395 annually
Compare
Complete Fixed Investment Loan 3 Years
Advertised rate
4.28%
Fixed - 3 years
Upfront fee
$250.00
Comparison rate*
4.92%
Ongoing fee
$395 annually
Compare
Complete Fixed Investment Loan 1 Year
Advertised rate
4.31%
Fixed - 1 year
Upfront fee
$250.00
Comparison rate*
4.98%
Ongoing fee
$395 annually
Compare
Fixed Home Loan (Principal and Interest) 3 Years
Advertised rate
4.38%
Fixed - 3 years
Upfront fee
$545.00
Comparison rate*
5.21%
Ongoing fee
$12 monthly
Compare
Fixed Home Loan (Principal and Interest) 2 Years
Advertised rate
4.39%
Fixed - 2 years
Upfront fee
$545.00
Comparison rate*
5.29%
Ongoing fee
$12 monthly
Compare
Pros:
  • Flexible repayment options.
  • Wide range of home loan products.
  • Relatively competitive rates on most loans.
  • Package loans available.
Cons:
  • Optional offset account charges a small fee.
  • Branches limited outside WA.
Bankwest customer service:

Bankwest home loans customers can contact the bank through a number of different mediums, including online, via email or on the Bankwest Forum. The bank also has an Australian-based call centre with specialised lines for personal, business and international customers. There is also the option to talk to a staff member in person at Bankwest branch or book a mobile or phone appointment with an affiliated lending specialist.

  • Customer service centre (phone, email, branch)
  • Mobile app
  • Online banking
  • Live Chat
  • Mobile banking staff

How to Apply

Potential Bankwest customers can apply for a home loan in a number of ways. These include online or phone applications, as well as the option to make an appointment at a Bankwest branch or with a mobile lending specialist. You will also need to provide documentation when applying for a home loan. This may include:

  • Personal details and identification.
  • Employment details.
  • Financial details such as income, assets and any other loans or commitments.

For refinancers you may also have to provide recent home loan statements for the past six months from your other financial institution.

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