BOQ home loan repayment calculator

Thinking about taking out a home loan with BOQ? Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how BOQ home loans compare with other options.

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With a repayment type

Borrow amount

$

Deposit amount %

Loan term

Your estimated mortgage repayments

at interest rate 1.99%

Total interest payable

$0

Total loan repayments

$0

Pros and cons

  • Competitive interest rates.
  • Wide range of flexible home loan products.
  • Sizeable branch network.
  • 24/7 call centre.
  • Many loan accounts have ongoing monthly fees.

BOQ home loans rates

Advertised Rate

2.49

% p.a

Variable

Total estimated upfront fees
$800
Comparison Rate*

2.66

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.54

% p.a

Variable

Total estimated upfront fees
$800
Comparison Rate*

2.71

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.69

% p.a

Variable

Total estimated upfront fees
$800
Comparison Rate*

2.86

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.74

% p.a

Variable

Total estimated upfront fees
$800
Comparison Rate*

2.91

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.19

% p.a

Fixed - 3 years

Total estimated upfront fees
$800
Comparison Rate*

3.03

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

1.99

% p.a

Fixed - 2 years

Total estimated upfront fees
$800
Comparison Rate*

3.07

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.59

% p.a

Fixed - 4 years

Total estimated upfront fees
$800
Comparison Rate*

3.09

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.49

% p.a

Fixed - 3 years

Total estimated upfront fees
$800
Comparison Rate*

3.10

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.69

% p.a

Fixed - 5 years

Total estimated upfront fees
$800
Comparison Rate*

3.10

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.34

% p.a

Fixed - 2 years

Total estimated upfront fees
$800
Comparison Rate*

3.13

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.49

% p.a

Intro 24 months

Total estimated upfront fees
$500
Comparison Rate*

3.13

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.69

% p.a

Intro 24 months

Total estimated upfront fees
$500
Comparison Rate*

3.17

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.29

% p.a

Fixed - 1 year

Total estimated upfront fees
$800
Comparison Rate*

3.18

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.89

% p.a

Fixed - 4 years

Total estimated upfront fees
$800
Comparison Rate*

3.19

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.99

% p.a

Fixed - 5 years

Total estimated upfront fees
$800
Comparison Rate*

3.21

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.94

% p.a

Intro 24 months

Total estimated upfront fees
$500
Comparison Rate*

3.21

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.49

% p.a

Fixed - 1 year

Total estimated upfront fees
$800
Comparison Rate*

3.24

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.59

% p.a

Fixed - 3 years

Total estimated upfront fees
$800
Comparison Rate*

3.26

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.39

% p.a

Fixed - 2 years

Total estimated upfront fees
$800
Comparison Rate*

3.28

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.32

% p.a

Intro 24 months

Total estimated upfront fees
$500
Comparison Rate*

3.28

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.74

% p.a

Fixed - 3 years

Total estimated upfront fees
$800
Comparison Rate*

3.30

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.94

% p.a

Fixed - 5 years

Total estimated upfront fees
$800
Comparison Rate*

3.30

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.64

% p.a

Fixed - 1 year

Total estimated upfront fees
$800
Comparison Rate*

3.30

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.89

% p.a

Fixed - 4 years

Total estimated upfront fees
$800
Comparison Rate*

3.31

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.64

% p.a

Fixed - 2 years

Total estimated upfront fees
$800
Comparison Rate*

3.32

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.74

% p.a

Intro 24 months

Total estimated upfront fees
$500
Comparison Rate*

3.32

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.84

% p.a

Fixed - 1 year

Total estimated upfront fees
$800
Comparison Rate*

3.32

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.54

% p.a

Fixed - 2 years

Total estimated upfront fees
$800
Comparison Rate*

3.33

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.59

% p.a

Fixed - 2 years

Total estimated upfront fees
$800
Comparison Rate*

3.34

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.94

% p.a

Intro 24 months

Total estimated upfront fees
$500
Comparison Rate*

3.36

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.04

% p.a

Intro 24 months

Total estimated upfront fees
$500
Comparison Rate*

3.37

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.64

% p.a

Fixed - 1 year

Total estimated upfront fees
$800
Comparison Rate*

3.38

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.64

% p.a

Fixed - 3 years

Total estimated upfront fees
$800
Comparison Rate*

3.39

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.19

% p.a

Intro 24 months

Total estimated upfront fees
$500
Comparison Rate*

3.40

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.64

% p.a

Fixed - 4 years

Total estimated upfront fees
$800
Comparison Rate*

3.43

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.84

% p.a

Fixed - 3 years

Total estimated upfront fees
$800
Comparison Rate*

3.44

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.34

% p.a

Fixed - 5 years

Total estimated upfront fees
$800
Comparison Rate*

3.46

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.64

% p.a

Fixed - 5 years

Total estimated upfront fees
$800
Comparison Rate*

3.47

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.84

% p.a

Fixed - 4 years

Total estimated upfront fees
$800
Comparison Rate*

3.50

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.04

% p.a

Fixed - 1 year

Total estimated upfront fees
$800
Comparison Rate*

3.50

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

2.89

% p.a

Variable

Total estimated upfront fees
$800
Comparison Rate*

3.52

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.29

% p.a

Fixed - 1 year

Total estimated upfront fees
$800
Comparison Rate*

3.52

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.84

% p.a

Fixed - 2 years

Total estimated upfront fees
$800
Comparison Rate*

3.53

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.84

% p.a

Fixed - 2 years

Total estimated upfront fees
$800
Comparison Rate*

3.53

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.84

% p.a

Fixed - 5 years

Total estimated upfront fees
$800
Comparison Rate*

3.55

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.04

% p.a

Fixed - 3 years

Total estimated upfront fees
$800
Comparison Rate*

3.63

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.80

% p.a

Variable

Total estimated upfront fees
$800
Comparison Rate*

3.67

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.29

% p.a

Fixed - 3 years

Total estimated upfront fees
$800
Comparison Rate*

3.69

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.09

% p.a

Fixed - 4 years

Total estimated upfront fees
$800
Comparison Rate*

3.70

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.19

% p.a

Fixed - 4 years

Total estimated upfront fees
$800
Comparison Rate*

3.74

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.09

% p.a

Fixed - 5 years

Total estimated upfront fees
$800
Comparison Rate*

3.76

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.38

% p.a

Variable

Total estimated upfront fees
$500
Comparison Rate*

3.76

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.19

% p.a

Fixed - 5 years

Total estimated upfront fees
$800
Comparison Rate*

3.80

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

3.99

% p.a

Variable

Total estimated upfront fees
$500
Comparison Rate*

4.13

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.87

% p.a

Variable

Total estimated upfront fees
$500
Comparison Rate*

4.36

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.62

% p.a

Variable

Total estimated upfront fees
$500
Comparison Rate*

4.75

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

4.78

% p.a

Variable

Total estimated upfront fees
$500
Comparison Rate*

4.94

% p.a

Ongoing fee
$10 monthly
Go to site
More details
Advertised Rate

5.22

% p.a

Variable

Total estimated upfront fees
$500
Comparison Rate*

5.37

% p.a

Ongoing fee
$10 monthly
Go to site
More details

Bank of Queensland customer service

Bank of Queensland operates a 24/7 call centre for customer enquires. There is no Live Chat service but you can access the BOQ property app when you are considering your property purchase. Home loan applications and regular banking can be done online.

  • Customer service centre operates 24/7
  • Mobile app
  • Online banking
  • Email
  • Branch
  • Mobile banking staff
  • BOQ property app

How to Apply

Customers can apply for a Bank of Queensland loan online. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income and other earnings.
  • Proof and type of employment.
  • Details of current loans, debts and liabilities.
  • Personal insurance documents.

About Bank of Queensland home loans

Bank of Queensland tends to offer a slightly thinner range of mortgage options than Australia’s big four banks. However, Bank of Queensland still caters to a variety of home loan customers. Their offering includes:

  • Owner-occupier home loans
  • Investor home loans
  • Lines of credit
  • Self-employed (low-doc) loans

Bank of Queensland customers are free to choose from several interest rate options, including:

  • Variable interest rates
  • Fixed interest rates
  • Principal-and-interest home loans
  • Interest-only home loans

Bank of Queensland home loans may also offer specific features, such as internet banking, ATM access, mortgage offset facility and redraw facility.

Customers who bundle transaction and home loans products can enjoy discounted rates and fee waivers on their home loan.

Bank of Queensland home loans tend to charge moderately low interest rates and moderate upfront and monthly fees.

Bank of Queensland home loan rates

Bank of Queensland mortgage rates differ from product to product, but in general their interest rates tend to be moderately low for both owner-occupiers and investors.

As a general rule, owner-occupiers are charged lower interest rates than investors, and borrowers who choose to pay principal-and-interest get lower rates than interest-only borrowers.

Bank of Queensland home loan rates can be categories into four clear tiers:

  1. Owner-occupiers with principal-and-interest mortgages (lowest rate)
  2. Investors with principal-and-interest mortgages (second-lowest rate)
  3. Owner-occupiers with interest-only mortgages (second-highest rate)
  4. Investors with interest-only mortgages (highest rate)

Bank of Queensland home loans also charge differently for variable loans and fixed loans. The interest rate charged on fixed loans varies with the term length. Customers can fix their rate for up to five years, though rates tend to go up as the term lengthens.

Bank of Queensland home loans review

While Bank of Queensland is based in Queensland, they have 190 bank branches across Australia, making it easy for all Australians to access their home loans, no matter where they call home.

Though Bank of Queensland may not offer the same variety as Australia’s big four banks, customers still have several options when it comes to finding the right home loan. Customers can choose between principal-and-interest and interest-only loans, and between variable-rate and fixed-rate mortgages.

In terms of interest rates, Bank of Queensland tends to charge moderately low rates. While they may not charge the lowest home loan rates, their interest is reasonable when compared with current home loan interest rates on the market.

Bank of Queensland home loan fees tend to be moderate in both their upfront and ongoing costs.

Learn more about home loans

What are the different types of home loan interest rates?

A home loan interest rate is used to calculate how much you’ll pay the lender, usually annually, above the amount you borrow. It’s what the lenders charge you for them lending you money and will impact the total amount you’ll pay over the life of your home loan. 

Having understood what are home loan rates in general, here are the two types you usually have with a home loan:

Fixed rates

These interest rates remain constant for a specific period and are a good option if you’re a first-time buyer or if you’re looking for a fixed monthly repayment. One possible downside of a fixed rate is that it may be higher than a variable rate. Also, you don’t benefit from any lowering of interest rates in the market. On the flip side, if rates go up, your rate won’t change, possibly saving you money.

Variable rates

With variable interest rates, the lender can change them at any time. This change can be based on economic conditions or other reasons. Changes in interest rates could be beneficial if your monthly repayment decreases but can be a problem if it increases. Variable interest rates offer several other benefits often not available with fixed rate home loans like redraw and offset facilities and free extra repayments. 

When does Commonwealth Bank charge an early exit fee?

When you take out a fixed interest home loan with the Commonwealth Bank, you’re able to lock the interest for a particular period. If the rates change during this period, your repayments remain unchanged. If you break the loan during the fixed interest period, you’ll have to pay the Commonwealth Bank home loan early exit fee and an administrative fee.

The Early Repayment Adjustment (ERA) and Administrative fees are applicable in the following instances:

  • If you switch your loan from fixed interest to variable rate
  • When you apply for a top-up home loan
  • If you repay over and above the annual threshold limit, which is $10,000 per year during the fixed interest period
  • When you prepay the entire outstanding loan balance before the end of the fixed interest duration.

The fee calculation depends on the interest rates, the amount you’ve repaid and the loan size. You can contact the lender to understand more about what you may have to pay. 

Does the Home Loan Rate Promise apply to discounted interest rate offers, such as honeymoon rates?

No. Temporary discounts to home loan interest rates will expire after a limited time, so they aren’t valid for comparing home loans as part of the Home Loan Rate Promise.

However, if your home loan has been discounted from the lender’s standard rate on a permanent basis, you can check if we can find an even lower rate that could apply to you.

What happens to my home loan when interest rates rise?

If you are on a variable rate home loan, every so often your rate will be subject to increases and decreases. Rate changes are determined by your lender, not the Reserve Bank of Australia, however often when the RBA changes the cash rate, a number of banks will follow suit, at least to some extent. You can use RateCity cash rate to check how the latest interest rate change affected your mortgage interest rate.

When your rate rises, you will be required to pay your bank more each month in mortgage repayments. Similarly, if your interest rate is cut, then your monthly repayments will decrease. Your lender will notify you of what your new repayments will be, although you can do the calculations yourself, and compare other home loan rates using our mortgage calculator.

There is no way of conclusively predicting when interest rates will go up or down on home loans so if you prefer a more stable approach consider opting for a fixed rate loan.

What is 'principal and interest'?

‘Principal and interest’ loans are the most common type of home loans on the market. The principal part of the loan is the initial sum lent to the customer and the interest is the money paid on top of this, at the agreed interest rate, until the end of the loan.

By reducing the principal amount, the total of interest charged will also become smaller until eventually the debt is paid off in full.

How can I apply for a first home buyers loan with Commonwealth Bank?

Getting a home loan requires planning and research. If you are considering a home loan with the Commonwealth Bank, you can find the information you need in the buying your first home section of the bank’s website.

You can see the steps you should take before applying for the loan and use the calculators to work out how much you can borrow, what your monthly repayments would be and the upfront costs you’d likely pay.

You can also book a time with a Commonwealth first home loan specialist by calling 13 2221.

CommBank publishes a property report that may help you understand the real estate market. The bank has also created a CommBank Property App that you can use to search for property.  The link to download this app is available on the same webpage.

If you are eligible for the First Home Loan Deposit Scheme, CommBank will help you process your application. The scheme helps first home buyers to purchase a home with a low deposit. You can read details about this scheme here and speak with a CommBank home lending specialist to understand your options.

How to apply for a pre-approval home loan from Bendigo Bank?

Applying for pre-approval on your home loan gives you confidence in your ability to secure finance while looking at potential new homes. You can get a free and personalised pre-approval home loan from Bendigo Bank in just a few minutes, without any credit checks or paperwork. 

Bendigo Bank offers pre-approval for home loans that allow you to understand the home loan size you may be able to get before looking for a new home. 

With the pre-approval, Bendigo Bank provides an estimate of your borrowing power. This figure incorporates stamp duty, lenders mortgage insurance (LMI) and any first home buyer incentives you may be eligible for. You may also qualify for the First Home Loan Deposit Scheme initiative, depending on your circumstances. 

To apply for a pre-approval on your home loan from Bendigo Bank, all you need to do is fill in a smart form. You could also contact the bank directly on 1300 236 344.

What are the features of home loans for expats from Westpac?

If you’re an Australian citizen living and working abroad, you can borrow to buy a property in Australia. With a Westpac non-resident home loan, you can borrow up to 80 per cent of the property value to purchase a property whilst living overseas. The minimum loan amount for these loans is $25,000, with a maximum loan term of 30 years.

The interest rates and other fees for Westpac non-resident home loans are the same as regular home loans offered to borrowers living in Australia. You’ll have to submit proof of income, six-month bank statements, an employment letter, and your last two payslips. You may also be required to submit a copy of your passport and visa that shows you’re allowed to live and work abroad.

What is a variable home loan?

A variable rate home loan is one where the interest rate can and will change over the course of your loan. The rate is determined by your lender, not the Reserve Bank of Australia, so while the cash rate might go down, your bank may decide not to follow suit, although they do broadly follow market conditions. One of the upsides of variable rates is that they are typically more flexible than their fixed rate counterparts which means that a lot of these products will let you make extra repayments and offer features such as offset accounts.

How do you determine which home loan rates/products I’m shown?

When you check your home loan rate, you’ll supply some basic information about your current loan, including the amount owing on your mortgage and your current interest rate.

We’ll compare this information to the home loan options in the RateCity database and show you which home loan products you may be eligible to apply for.

 

What is the difference between fixed, variable and split rates?

Fixed rate

A fixed rate home loan is a loan where the interest rate is set for a certain amount of time, usually between one and 15 years. The advantage of a fixed rate is that you know exactly how much your repayments will be for the duration of the fixed term. There are some disadvantages to fixing that you need to be aware of. Some products won’t let you make extra repayments, or offer tools such as an offset account to help you reduce your interest, while others will charge a significant break fee if you decide to terminate the loan before the fixed period finishes.

Variable rate

A variable rate home loan is one where the interest rate can and will change over the course of your loan. The rate is determined by your lender, not the Reserve Bank of Australia, so while the cash rate might go down, your bank may decide not to follow suit, although they do broadly follow market conditions. One of the upsides of variable rates is that they are typically more flexible than their fixed rate counterparts which means that a lot of these products will let you make extra repayments and offer features such as offset accounts.

Split rates home loans

A split loan lets you fix a portion of your loan, and leave the remainder on a variable rate so you get a bet each way on fixed and variable rates. A split loan is a good option for someone who wants the peace of mind that regular repayments can provide but still wants to retain some of the additional features variable loans typically provide such as an offset account. Of course, with most things in life, split loans are still a trade-off. If the variable rate goes down, for example, the lower interest rates will only apply to the section that you didn’t fix.

What is the best interest rate for a mortgage?

The fastest way to find out what the lowest interest rates on the market are is to use a comparison website.

While a low interest rate is highly preferable, it is not the only factor that will determine whether a particular loan is right for you.

Loans with low interest rates can often include hidden catches, such as high fees or a period of low rates which jumps up after the introductory period has ended.

To work out the best value for money, have a look at a loan’s comparison rate and read the fine print to get across all the fees and charges that you could be theoretically charged over the life of the loan.

How do I apply for a home improvement loan?

When you want to renovate your home, you may need to take out a loan to cover the costs. You could apply for a home improvement loan, which is a personal loan that you use to cover the costs of your home renovations. There is no difference between applying for this type of home improvement loan and applying for a standard personal loan. It would be best to check and compare the features, fees and details of the loan before applying. 

Besides taking out a home improvement loan, you could also:

  1. Use the equity in your house: Equity is the difference between your property’s value and the amount you still owe on your home loan. You may be able to access this equity by refinancing your home loan and then using it to finance your home improvement.  Speak with your lender or a mortgage broker about accessing your equity.
  2. Utilise the redraw facility of your home loan: Check whether the existing home loan has a redraw facility. A redraw facility allows you to access additional funds you’ve repaid into your home loan. Some lenders offer this on variable rate home loans but not on fixed. If this option is available to you, contact your lender to discuss how to access it.
  3. Apply for a construction loan: A construction loan is typically used when constructing a new property but can also be used as a home renovation loan. You may find that a construction loan is a suitable option as it enables you to draw funds as your renovation project progresses. You can compare construction home loans online or speak to a mortgage broker about taking out such a loan.
  4. Look into government grants: Check whether there are any government grants offered when you need the funds and whether you qualify. Initiatives like the HomeBuilder Grant were offered by the Federal Government for a limited period until April 2021. They could help fund your renovations either in full or just partially.  

Who offers 40 year mortgages?

Home loans spanning 40 years are offered by select lenders, though the loan period is much longer than a standard 30-year home loan. You're more likely to find a maximum of 35 years, such as is the case with Teacher’s Mutual Bank

Currently, 40 year home loan lenders in Australia include AlphaBeta Money, BCU, G&C Mutual Bank, Pepper, and Sydney Mutual Bank.

Even though these lengthier loans 35 to 40 year loans do exist on the market, they are not overwhelmingly popular, as the extra interest you pay compared to a 30-year loan can be over $100,000 or more.

What is the Home Loan Rate Promise?

The Home Loan Rate Promise is RateCity putting its money where its mouth is. We believe that too many Australians are paying too much for their home loans. We’re so confident we can help Aussies save money, if we can’t beat your current rate, we’ll give you a $100 gift card.*

There are two reasons it pays to check your rate with the Home Loan Rate Promise:

  • You can find out how much you could save on your home loan by switching to a loan with a lower interest rate
  • If we can’t beat your current rate, you can claim a $100 gift card with our Home Loan Rate Promise*