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Apply between 2 September and 29th November 2019, settle by 28 February 2020 on an eligible new loan with an LVR of 90% or below. To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, as amended from time to time. Only the person listed as the Primary Borrower on the application will be eligible for Velocity Points, subject to meeting Virgin Money’s eligibility criteria. 1,000 Velocity Points allocated for every full $10,000 drawn at settlement. For construction loans, Velocity Points are paid after first drawing. Anniversary Points, currently 30,000 Velocity Points, are paid on every 3 year anniversary of the settlement date provided total borrowings are greater than $50,000 (net of any balances held in a linked offset facility). Points are only paid once regardless of the number of split borrowings a customer has with us and they must be a continuous Reward Me Home Loan customer during the period. 1,000 Velocity Points per loan account per month. All customers who apply and are approved for an eligible Virgin Money Reward Me Home loan with total new borrowings of $300,000 - $999,999 with LVR of 90% or below will receive 100,000 bonus Velocity Points after settlement. All customers who apply and are approved for an eligible Virgin Money Reward Me Home loan with total new borrowings of $1,000,000 or more with LVR of 90% or below will receive 200,000 bonus Velocity Points after settlement. Applications must be received between 2 September and 29 November 2019 (inclusive) and settle by 28 February 2020. Only one set of bonus Velocity Points will be credited per primary borrower, based on the total amount drawn at settlement across all loans and will be credited to the Primary borrower’s Velocity account only, up to 60 days after settlement. To earn and redeem Velocity Points, you must be a Velocity Frequent Flyer member. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, as amended from time to time. Velocity Points are earned on Eligible Transactions only. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition.Virgin Money | Australian Credit Licence 236476 | ABN 93 087 650 726

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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