Greater Bank Home Loans
Since 1945, Greater Bank has been helping Australians build better financial futures. As a member-owned and run mutual bank, all profits are reinvested into the business, which means Greater Bank customers get better value products and services. Greater Bank’s roots are firmly planted in community with a certain percentage of profits put towards supporting the branches’ local communities.
With over 250,000 customers and more than 700 staff, Greater Bank makes customer support a priority. Greater Bank has won numerous awards including the Building Society of the Year, Asia-Pacific Banking & Finance Building Society of the Year and Smart Investor Blue Ribbon Awards Building Society of the Year.
Note: only available to customers in NSW, ACT and QLD.
Greater Bank Home Loan Calculator
Interested in a Greater Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Greater Bank compares to its competitors. Simply plug in your borrowing amount below.
Greater Bank home loans
| Product | Advertised rate | Upfront fee | Comparison rate* | Ongoing fee | Go To Site |
|---|---|---|---|---|---|
Advertised rate 3.74% Variable | Upfront fee $0 | Comparison rate* 3.74% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.74% Variable | Upfront fee $0 | Comparison rate* 4.12% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 3.89% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.24% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.74% Fixed - 2 years | Upfront fee $0 | Comparison rate* 4.25% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.09% Fixed - 5 years | Upfront fee $0 | Comparison rate* 4.25% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.09% Fixed - 4 years | Upfront fee $0 | Comparison rate* 4.27% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.94% Fixed - 2 years | Upfront fee $0 | Comparison rate* 4.28% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.09% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.29% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.69% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.30% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.89% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.32% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.29% Fixed - 5 years | Upfront fee $0 | Comparison rate* 4.33% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.29% Fixed - 4 years | Upfront fee $0 | Comparison rate* 4.34% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.36% Variable | Upfront fee $0 | Comparison rate* 4.36% | Ongoing fee $0 | Details Compare | |
Advertised rate 3.69% Fixed - 2 years | Upfront fee $0 | Comparison rate* 4.47% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 3.84% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.47% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 3.99% Fixed - 5 years | Upfront fee $0 | Comparison rate* 4.48% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 3.49% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.49% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 3.99% Fixed - 4 years | Upfront fee $0 | Comparison rate* 4.49% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 3.89% Fixed - 2 years | Upfront fee $0 | Comparison rate* 4.50% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 3.69% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.51% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.04% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.52% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.16% Variable | Upfront fee $0 | Comparison rate* 4.55% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.29% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.55% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.19% Fixed - 4 years | Upfront fee $0 | Comparison rate* 4.56% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.19% Fixed - 5 years | Upfront fee $0 | Comparison rate* 4.56% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.29% Fixed - 2 years | Upfront fee $0 | Comparison rate* 4.58% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.24% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.60% | Ongoing fee $0 | Details Compare | |
Advertised rate 4.34% Variable | Upfront fee $0 | Comparison rate* 4.71% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.14% Fixed - 3 years | Upfront fee $0 | Comparison rate* 4.74% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.09% Fixed - 2 years | Upfront fee $0 | Comparison rate* 4.76% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.09% Fixed - 1 year | Upfront fee $0 | Comparison rate* 4.79% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.35% Fixed - 4 years | Upfront fee $0 | Comparison rate* 4.79% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.39% Fixed - 5 years | Upfront fee $0 | Comparison rate* 4.80% | Ongoing fee $395 annually | Details Compare | |
Advertised rate 4.44% Variable | Upfront fee $0 | Comparison rate* 4.82% | Ongoing fee $395 annually | Details Compare |
Great Rate Variable Home Loan (New Customers) (NSW, ACT & QLD only) Advertised rate 3.74% Variable Upfront fee $0 Comparison rate* 3.74% Ongoing fee $0 | |
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Ultimate Variable Home Loan (New Customers) (NSW, ACT & QLD only) Advertised rate 3.74% Variable Upfront fee $0 Comparison rate* 4.12% Ongoing fee $395 annually | |
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Great Rate Fixed Home Loan 3 Years (New Customers) (NSW, ACT & QLD only) Advertised rate 3.89% Fixed - 3 years Upfront fee $0 Comparison rate* 4.24% Ongoing fee $0 | |
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Great Rate Fixed Home Loan 2 Years (New Customers) (NSW, ACT & QLD only) Advertised rate 3.74% Fixed - 2 years Upfront fee $0 Comparison rate* 4.25% Ongoing fee $0 | |
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Great Rate Fixed Home Loan 5 Years (New Customers) (NSW, ACT & QLD only) Advertised rate 4.09% Fixed - 5 years Upfront fee $0 Comparison rate* 4.25% Ongoing fee $0 | |
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Great Rate Fixed Home Loan 4 Years (New Customers) (NSW, ACT & QLD only) Advertised rate 4.09% Fixed - 4 years Upfront fee $0 Comparison rate* 4.27% Ongoing fee $0 | |
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Great Rate Fixed Home Loan 2 Years (NSW, ACT & QLD only) Advertised rate 3.94% Fixed - 2 years Upfront fee $0 Comparison rate* 4.28% Ongoing fee $0 | |
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Great Rate Fixed Home Loan 3 Years (NSW, ACT & QLD only) Advertised rate 4.09% Fixed - 3 years Upfront fee $0 Comparison rate* 4.29% Ongoing fee $0 | |
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Great Rate Fixed Home Loan 1 Year (New Customers) (NSW, ACT & QLD only) Advertised rate 3.69% Fixed - 1 year Upfront fee $0 Comparison rate* 4.30% Ongoing fee $0 | |
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Great Rate Fixed Home Loan 1 Year (NSW, ACT & QLD only) Advertised rate 3.89% Fixed - 1 year Upfront fee $0 Comparison rate* 4.32% Ongoing fee $0 | |
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Great Rate Fixed Home Loan 5 Years (NSW, ACT & QLD only) Advertised rate 4.29% Fixed - 5 years Upfront fee $0 Comparison rate* 4.33% Ongoing fee $0 | |
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Great Rate Fixed Home Loan 4 Years (NSW, ACT & QLD only) Advertised rate 4.29% Fixed - 4 years Upfront fee $0 Comparison rate* 4.34% Ongoing fee $0 | |
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Great Rate Variable Home Loan (NSW, ACT & QLD only) Advertised rate 4.36% Variable Upfront fee $0 Comparison rate* 4.36% Ongoing fee $0 | |
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Ultimate Fixed Home Loan 2 Years (New Customers) (NSW, ACT & QLD only) Advertised rate 3.69% Fixed - 2 years Upfront fee $0 Comparison rate* 4.47% Ongoing fee $395 annually | |
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Ultimate Fixed Home Loan 3 Years (New Customers) (NSW, ACT & QLD only) Advertised rate 3.84% Fixed - 3 years Upfront fee $0 Comparison rate* 4.47% Ongoing fee $395 annually | |
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Ultimate Fixed Home Loan 5 Years (New Customers) (NSW, ACT & QLD only) Advertised rate 3.99% Fixed - 5 years Upfront fee $0 Comparison rate* 4.48% Ongoing fee $395 annually | |
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Ultimate Fixed Home Loan 1 Year (New Customers) (NSW, ACT & QLD only) Advertised rate 3.49% Fixed - 1 year Upfront fee $0 Comparison rate* 4.49% Ongoing fee $395 annually | |
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Ultimate Fixed Home Loan 4 Years (New Customers) (NSW, ACT & QLD only) Advertised rate 3.99% Fixed - 4 years Upfront fee $0 Comparison rate* 4.49% Ongoing fee $395 annually | |
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Ultimate Fixed Home Loan 2 Years (NSW, ACT & QLD only) Advertised rate 3.89% Fixed - 2 years Upfront fee $0 Comparison rate* 4.50% Ongoing fee $395 annually | |
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Ultimate Fixed Home Loan 1 Year (NSW, ACT & QLD only) Advertised rate 3.69% Fixed - 1 year Upfront fee $0 Comparison rate* 4.51% Ongoing fee $395 annually | |
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Ultimate Fixed Home Loan 3 Years (NSW, ACT & QLD only) Advertised rate 4.04% Fixed - 3 years Upfront fee $0 Comparison rate* 4.52% Ongoing fee $395 annually | |
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Ultimate Variable Home Loan (NSW, ACT & QLD only) Advertised rate 4.16% Variable Upfront fee $0 Comparison rate* 4.55% Ongoing fee $395 annually | |
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Great Rate Fixed Investment Loan (Principal and Interest) 3 Years (NSW, ACT & QLD only) Advertised rate 4.29% Fixed - 3 years Upfront fee $0 Comparison rate* 4.55% Ongoing fee $0 | |
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Ultimate Fixed Home Loan 4 Years (NSW, ACT & QLD only) Advertised rate 4.19% Fixed - 4 years Upfront fee $0 Comparison rate* 4.56% Ongoing fee $395 annually | |
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Ultimate Fixed Home Loan 5 Years (NSW, ACT & QLD only) Advertised rate 4.19% Fixed - 5 years Upfront fee $0 Comparison rate* 4.56% Ongoing fee $395 annually | |
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Great Rate Fixed Investment Loan (Principal and Interest) 2 Years (NSW, ACT & QLD only) Advertised rate 4.29% Fixed - 2 years Upfront fee $0 Comparison rate* 4.58% Ongoing fee $0 | |
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Great Rate Fixed Investment Loan (Principal and Interest) 1 Year (NSW, ACT & QLD only) Advertised rate 4.24% Fixed - 1 year Upfront fee $0 Comparison rate* 4.60% Ongoing fee $0 | |
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Ultimate Variable Investment Loan (Principal and Interest) (New Customer) (NSW, ACT & QLD only) Advertised rate 4.34% Variable Upfront fee $0 Comparison rate* 4.71% Ongoing fee $395 annually | |
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Ultimate Fixed Investment Loan (Principal and Interest) 3 Years (NSW, ACT & QLD only) Advertised rate 4.14% Fixed - 3 years Upfront fee $0 Comparison rate* 4.74% Ongoing fee $395 annually | |
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Ultimate Fixed Investment Loan (Principal and Interest) 2 Years (NSW, ACT & QLD only) Advertised rate 4.09% Fixed - 2 years Upfront fee $0 Comparison rate* 4.76% Ongoing fee $395 annually | |
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Ultimate Fixed Investment Loan (Principal and Interest) 1 Year (NSW, ACT & QLD only) Advertised rate 4.09% Fixed - 1 year Upfront fee $0 Comparison rate* 4.79% Ongoing fee $395 annually | |
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Ultimate Fixed Investment Loan (Principal and Interest) 4 Years (NSW, ACT & QLD only) Advertised rate 4.35% Fixed - 4 years Upfront fee $0 Comparison rate* 4.79% Ongoing fee $395 annually | |
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Ultimate Fixed Investment Loan (Principal and Interest) 5 Years (NSW, ACT & QLD only) Advertised rate 4.39% Fixed - 5 years Upfront fee $0 Comparison rate* 4.80% Ongoing fee $395 annually | |
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Ultimate Variable Investment Loan (Principal and Interest) (NSW, ACT & QLD only) Advertised rate 4.44% Variable Upfront fee $0 Comparison rate* 4.82% Ongoing fee $395 annually | |
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Pros:
- Award-winning customer service.
- Opportunity to bundle the loan with other products.
- Flexible loan options.
- Competitive interest rates.
Cons:
- No low doc option.
- Only available to customers in NSW, ACT and QLD.
Greater Bank customer service:
Greater Bank customers with general enquiries can contact the customer support centre six days a week and home loan customers have a direct line to the loan centre. In addition to round the clock telephone banking, Greater Bank customers can email the fraud prevention department at any time. Greater Bank customers have access to over 3000 ATMs nationwide and can use Westpac, St George, Bank of Melbourne and Bank of SA ATMs without additional charges. Greater Bank customers can also contact support via the live chat function or if they’re located along the eastern seaboard can pop in to a branch.
- Customer service centre (phone)
- Mobile app
- Online banking
- Live Chat
- Branch
- Mobile banking staff
How to Apply
Borrowers wanting to apply for a Greater Bank loan can do so by contacting the bank directly, filling out an online application form or calling the bank’s loan hotline. Before applying for a Greater Bank home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for a Greater Bank loan, you will need to supply the following information:
- Personal identity information.
- Proof of income and employment.
- Information regarding your current debts, liabilities and assets.
Note: only available to customers in NSW, ACT and QLD.
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