Greater Bank Credit Cards

Why choose Greater Bank

Benefits

Moderately low interest rate
Moderately low annual fee
Visa Offers program

Drawbacks

No balance transfer deal
No rewards program
No additional perks

About Greater Bank credit cards

Greater Bank is a relatively small financial institution, and as at the time of writing, only offers one credit card: the Greater Bank Visa credit card.

Greater Bank’s credit card comes with a moderately low interest rate and moderately low annual fee. It also comes with a moderate late payment fee and a moderate number of interest-free days.

There is no rewards program or frequent flyer program associated with Greater Bank credit cards. However, cardholders can take advantage of Visa Offers for discounts and deals on dining, events, accommodation and more.

Greater Bank credit cards don’t offer a balance transfer deal, complimentary insurance coverage or other travel perks.

Customers wanting to add additional cardholders can request supplementary cards for a fee. The minimum credit limit on the Greater Bank Visa card is low.

Greater Bank credit cards review

Greater Bank’s credit card offering is limited, and therefore suitable for a specific type of customer: people looking for a standard credit card with no bells or whistles.

As Greater Bank only serves customers in NSW, QLD and ACT, Greater Bank credit cards aren’t an option for people residing in other states in Australia.

While Greater Bank credit cards come with a moderately low interest rate and a moderately low annual fee, it isn’t the cheapest credit card provider on the market.

Likewise, there aren’t many perks to speak of – such as a balance transfer offer, rewards program or complimentary insurance – aside from Visa Offers, which is available with any Visa credit card.

As such, a credit card from Greater Bank would probably only appeal to customers who do all their banking with Greater Bank.

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About our expert

Mark Bristow

Personal Finance Editor

Mark Bristow is RateCity's Home & Personal Finances Editor, and an experienced analyst, researcher, and producer. While primarily focused on Australian mortgage and home loan expertise, he has experience across energy, home and travel insurances. Mark has been a journalist and writer in the financial space for over ten years, previously researching and writing commercial real estate at CoreLogic. In the years since, Mark has worked for the Winning Group, Expedia, and has seen articles published at Lifehacker and Business Insider. Mark has also completed RG 146 (Tier 1), making him compliant to provide general advice for general insurance products like car, home, travel and health insurance, as well as giving him knowledge of investment options such as shares, derivatives, futures, managed investments, currencies and commodities.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.