Why choose Hume Bank

Benefits

  • Variety of home loan products to choose from.
  • These loans can be bundled with other financial products.
  • Home loans have a range of flexible features.

Drawbacks

  • Limited branch access.
  • Some loans have higher fees and interest rates.
  • Most loans have an application fee.

Hume Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
liteBlue Home Loan
Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments
Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

5.94%

p.a

Variable

5.95%

p.a

$2,242

monthly

Australian Credit Licence 244248
Compare
liteBlue Home Loan
Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments

Winner of Best Variable Home Loan, Best Refinance Home Loan, RateCity Gold Awards 2023

Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

5.99%

p.a

Variable

6.00%

p.a

$2,253

monthly

Australian Credit Licence 244248
Compare
myBlue Home Loan (Fixed Rate) (Principal and Interest)
Real Time Rating™
Owner Occupied
40% min deposit
P&I
Offset Account
Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

6.19%

p.a

Fixed - 2 years

6.12%

p.a

$2,296

monthly

Australian Credit Licence 244248
Compare
myBlue Home Loan (Variable Rate) (Principal and Interest)
Real Time Rating™
Owner Occupied
40% min deposit
P&I
Offset Account
Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

6.14%

p.a

Variable

6.14%

p.a

$2,285

monthly

Australian Credit Licence 244248
Compare
myBlue Home Loan (Fixed Rate) (Principal and Interest)
Real Time Rating™
Owner Occupied
40% min deposit
P&I
Offset Account

Winner of Best 3 Year Fixed Pi Home Loan, RateCity Gold Awards 2023

Australian Credit Licence 244248
Interest Rate
Comparison Rate*
Repayment

6.14%

p.a

Fixed - 3 years

6.14%

p.a

$2,285

monthly

Australian Credit Licence 244248

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.94%

Total interest payable

$0

Total loan repayments

$0

Contact a mortgage broker

Hume Bank homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

Michael Nasser

NSW, 2000

Australian Credit Licence: 389087

View profile

Faraz Haroon

NSW, 2765

Australian Credit Licence: 392200

View profile

Nathan Walker

QLD, 4066

Australian Credit Licence: 392200

View profile

Hume Bank customer service

Hume Bank customers can contact the bank via a range of specialised hotlines, including a direct line to the loan enquiries contact centre and a Financial Planning Enquiries line. There is also an after-hours emergency number for lost or stolen cards and a financial hardship hotline if you find yourself facing financial difficulty. Customers can also email the bank or pop into a one of the bank’s branches throughout the Albury-Wodonga region.

✓     Customer service centre (phone)

✓     Mobile app

✓     Online banking

✓     Email

✓     Branch

✓     Mobile banking staff

How to Apply

While there is no online application system, borrowers wanting to apply for a Hume Bank home loan can either complete an online enquiry form, pop into a branch or call a Hume Bank lending consultant for more information. Before applying for a Hume Bank home loan, consider what you can afford to borrow and what other costs you need to factor in. To apply for a Hume Bank home loan, you will need to supply the following information:

  • If you’re a salaried employee – last two payslips and a letter of employment.
  • If you’re self-employed – last two years Company tax return and two years’ personal tax returns.
  • You will need to show proof of savings and last three bank statements.
  • Proof of identity.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.