Hume Bank

1.79

% p.a

Fixed - 1 year

2.06

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

2.09

% p.a

Variable

2.09

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

1.94

% p.a

Fixed - 3 years

2.05

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

1.94

% p.a

Fixed - 2 years

2.07

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

Hume Bank personal loans

5.95

% p.a

Fixed up to 20%

5.95

% p.a

Fixed up to 20%

Interest rates ranked in the best 20%
No ongoing fees
No application fees
Unlimited extra repayments

Real Time Rating™

6.95

% p.a

Fixed up to 20%

7.16

% p.a

Fixed up to 20.24%

Lower than average rate
No ongoing fees
Lower than average application fees
Unlimited extra repayments

Real Time Rating™

10.95

% p.a

Fixed up to 20%

11.17

% p.a

Fixed up to 20.24%

No ongoing fees
Lower than average application fees
Unlimited extra repayments
Flexible repayment options

Real Time Rating™

Hume Bank car loans

From

4.95

% p.a

Fixed

5.16

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Lower than average application fees
No early exit penalty

Real Time Rating™

Hume Bank credit cards

Purchase Rate

14.95

% p.a

Annual Fee

$30

Lower than average ongoing purchase rate
Rewards Available through Hume Loyalty
Annual fee of $30 is refunded when you spend $8,000 on purchases every 12 months
Annual fee ranked in the lowest 20%

Purchase Rate

11.95

% p.a

Annual Fee

Ongoing purchase rate ranked in the best 20%
No Annual Fee
Free supplementary cards

Hume Bank savings accounts

Maximum rate

0.60%*

% p.a

Base rate

0.01

% p.a

*Deposit at least $10 a month and make no withdrawals

Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance

Real Time Rating™

Maximum rate

0.60%*

% p.a

Base rate

0.01

% p.a

*Deposit at least $10 a month and make no withdrawals

Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees

Real Time Rating™

Maximum rate

0.40

% p.a

Base rate

0.40

% p.a

Better than average maximum interest rate
No ongoing fees

Real Time Rating™

Hume Bank bank accounts

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.01%

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay available

Real Time Rating™

Account Keeping Fees

$5*

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

*Fees waived when deposit $2,000 Monthly

Linked Visa debit card
App banking available
Apple Pay, Google Pay available
Send and receive funds with New Payments Platform, eg. PayID

Real Time Rating™

Hume Bank term deposits

Interest rate

0.30

% p.a

for 6 months

Min. deposit

$5,000

Next rate increased

0.40

% p.a

for 12 months

Max rate

0.40

% p.a

for 12 months

Interest can be paid to other institution
Interest rate variations available based on payment options
Automatic maturity rollover
Matuity alert by email and phone

Real Time Rating™