Companies Hume Bank in Australia | RateCity

Hume operates as one of Australia’s leading regional mutual financial institutions, providing the community with leading personal and business banking, insurance, loans, business finance, credit cards, and financial planning products, all while reinforcing the strength and values of the region.

Hume Bank home loans

Flexi Low Rate

Real Time Rating™

3.87 / 5

Advertised Rate

Comparison Rate*

2.84%

Variable

2.84%

special

Low deposit option - borrow up to 95% LVR

Flexi Low Rate

Real Time Rating™

3.82 / 5

Advertised Rate

Comparison Rate*

2.84%

Variable

2.84%

special

Low deposit option - borrow up to 95% LVR

Flexi Low Rate

Real Time Rating™

2.98 / 5

Advertised Rate

Comparison Rate*

3.29%

Variable

3.29%

No upfront or ongoing fees
Parents can sign as guarantor
Extra repayments + redraw services
Free redraw facility

Fixed Rate Home Loan (Principal and Interest) 1 Year

Real Time Rating™

1.58 / 5

Advertised Rate

Comparison Rate*

2.69%

Fixed - 1 year

4.28%

No ongoing fees
Suitable for low deposits
Extra repayments + redraw services
Repayments will not change during fixed period

Hume Bank personal loans

Hume Property Package Holders Loan

Advertised Rate

Comparison Rate*

Fixed

4.95%

4.95%

No application fees
No ongoing fees
No early repayment fees
Can apply online

Personal Loan Secured by Vehicle < 5 Years

Advertised Rate

Comparison Rate*

Fixed

5.95%

6.16%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Personal Loan Secured by Term Deposit Fixed

Advertised Rate

Comparison Rate*

Fixed

5.95%

6.16%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Unsecured Personal Loan

Advertised Rate

Comparison Rate*

Fixed

9.95%

10.17%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Hume Bank car loans

Personal Loan Secured by Vehicle < 5 Years

Advertised Rate

Comparison Rate*

5.95%

Fixed

8.13%

No ongoing fees
No early repayment fees
Can apply online
Can apply in branch

Hume Bank credit cards

Hume Bank Clear Visa

Purchase Rate

14.95%

Annual Fee

$30

Free supplementary cards

Hume Bank Value Visa

Purchase Rate

11.95%

Annual Fee

$0

No Annual Fee
Free supplementary cards

Hume Bank savings accounts

iSave

0.85%*

0.60%

*Deposit $50 with no withdrawals each month

Has no ongoing fees

Reward Saver

1.01%*

0.01%

*Deposit at least $10 a month and make no withdrawals

Has branch access
Has no ongoing fees

Clancy Koala Account

1.50%*

0.01%

*Deposit at least $10 a month and make no withdrawals

Has branch access
Has no ongoing fees
Has no minimum balances

Hume Bank bank accounts

All Purpose S10

Account Keeping Fees

$0

Monthly

$2

Over 3,000 Westpac Group ATMs

Maximum Interest rate

Visa

0.01%

$0 account keeping fee
Linked Visa debit card
App banking available
Has 0.01% interest available

Essential Account S60

Account Keeping Fees

$5*

Monthly

$0

Over 3,000 Westpac Group ATMs

Maximum Interest rate

Visa

*Fees waived when deposit $2,000 Monthly

Linked Visa debit card
App banking available

Hume Bank term deposits

Term Investment

1.15%

p.a for 3 months

$5,000

Next rate increased

1.20%

p.a for 6 months

1.60%

p.a for 12 months

Covered by government guarantee

Term Deposit Special

1.00%

p.a for 3 months

$5,000

Next rate increased

1.00%

p.a for 3 months

Covered by government guarantee