Hume Bank

1.79

% p.a

Fixed - 1 year

2.06

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

2.09

% p.a

Variable

2.09

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

1.94

% p.a

Fixed - 2 years

2.07

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

1.99

% p.a

Fixed - 3 years

2.07

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

Hume Bank personal loans

TMD

5.95

% p.a

Fixed up to 20%

5.95

% p.a

Fixed up to 20%

Interest rates ranked in the best 20%
No ongoing fees
No application fees
Unlimited extra repayments

Real Time Rating™

6.95

% p.a

Fixed up to 20%

7.16

% p.a

Fixed up to 20.24%

Lower than average rate
No ongoing fees
Lower than average application fees
Unlimited extra repayments

Real Time Rating™

10.95

% p.a

Fixed up to 20%

11.17

% p.a

Fixed up to 20.24%

No ongoing fees
Lower than average application fees
Unlimited extra repayments
Flexible repayment options

Real Time Rating™

Hume Bank car loans

TMD

From

4.95

% p.a

Fixed

5.16

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Lower than average application fees
No early exit penalty

Real Time Rating™

Hume Bank credit cards

TMD

Purchase Rate

14.95

% p.a

Annual Fee

$30

Lower than average ongoing purchase rate
Rewards Available through Hume Loyalty
Annual fee of $30 is refunded when you spend $8,000 on purchases every 12 months
Annual fee ranked in the lowest 20%

Purchase Rate

11.95

% p.a

Annual Fee

Ongoing purchase rate ranked in the best 20%
No Annual Fee
Free supplementary cards

Hume Bank savings accounts

TMD

0.45%*

% p.a

0.01

% p.a

*Deposit at least $10 a month and make no withdrawals

Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance

Real Time Rating™

0.05

% p.a

0.05

% p.a

Better than average maximum interest rate
No ongoing fees

Real Time Rating™

0.40%*

% p.a

0.01

% p.a

*Deposit at least $10 a month and make no withdrawals

Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees

Real Time Rating™

0.25

% p.a

0.25

% p.a

No ongoing fees

Real Time Rating™

Hume Bank bank accounts

TMD

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.01%

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay available

Real Time Rating™

Account Keeping Fees

$5*

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.00%

*Fees waived when deposit $2,000 Monthly

Linked Visa debit card
App banking available
Apple Pay, Google Pay available
Send and receive funds with New Payments Platform, eg. PayID

Real Time Rating™

Hume Bank term deposits

TMD

Interest rate

0.25

% p.a

for 6 months

Min. deposit

$5,000

Next rate increased

0.30

% p.a

for 12 months

Max rate

0.35

% p.a

for 24 months

Interest can be paid to other institution
Automatic maturity rollover
Maturity alert by email and phone

Real Time Rating™

Multi policy discount available

Hume Bank home insurance

TMD

Policy type

Home and Contents

10% discount

Covers both building and contents
Multi policy discount
Online discount available
Flexible excess to reduce premium

Hume Bank car insurance

TMD

Agreed or market value

Either

Roadside assistance

Insure at agreed or market value
New car replacement
Flexible excess to reduce premium
Pay monthly at no extra cost